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Title: Mrs. Cliff's Yacht
Author: Stockton, Frank Richard, 1834-1902
Language: English
As this book started as an ASCII text book there are no pictures available.
Copyright Status: Not copyrighted in the United States. If you live elsewhere check the laws of your country before downloading this ebook. See comments about copyright issues at end of book.

*** Start of this Doctrine Publishing Corporation Digital Book "Mrs. Cliff's Yacht" ***

This book is indexed by ISYS Web Indexing system to allow the reader find any word or number within the document.











  J. S. Cushing & Co.--Berwick & Smith

  Norwood Mass. U.S.A.


  CHAPTER                                                           PAGE

  I. ALONE WITH HER WEALTH                                             1

  II. WILLY CROUP DOESN'T KNOW                                         7

  III. MISS NANCY SHOTT                                               16

  IV. A LAUNCH INTO A NEW LIFE                                        25

  V. A FUR-TRIMMED OVERCOAT AND A SILK HAT                            36

  VI. A TEMPERANCE LARK                                               45

  VII. MR. BURKE ACCEPTS A RESPONSIBILITY                             59


  IX. A MEETING OF HEIRS                                              80

  X. THE INTELLECT OF MISS INCHMAN                                    92

  XI. THE ARRIVAL OF THE NEW DINING-ROOM                              99

  XII. THE THORPEDYKE SISTERS                                        109

  XIII. MONEY HUNGER                                                 114


  XV. MISS NANCY MAKES A CALL                                        128

  XVI. MR. BURKE MAKES A CALL                                        135

  XVII. MRS. CLIFF'S YACHT                                           147

  XVIII. THE DAWN OF THE GROVE OF THE INCAS                          156

  XIX. THE "SUMMER SHELTER"                                          162

  XX. THE SYNOD                                                      169

  XXI. A TELEGRAM FROM CAPTAIN HORN                                  173

  XXII. THE "SUMMER SHELTER" GOES TO SEA                             182

  XXIII. WILLY CROUP COMES TO THE FRONT                              192

  XXIV. CHANGES ON THE "SUMMER SHELTER"                              203

  XXV. A NOTE FOR CAPTAIN BURKE                                      218

  XXVI. "WE'LL STICK TO SHIRLEY!"                                    228

  XXVII. ON BOARD THE "DUNKERY BEACON"                               235

  XXVIII. THE PEOPLE ON THE "MONTEREY"                               247

  XXIX. THE "VITTORIO" FROM GENOA                                    254

  XXX. THE BATTLE OF THE MERCHANT SHIPS                              264

  XXXI. "SHE BACKED!"                                                273

  XXXII. A HEAD ON THE WATER                                         279

  XXXIII. 11° 30' 19" N. LAT. by 56° 10' 19" W. LONG.                286

  XXXIV. PLAINTON, MAINE                                             298



  "DUNKERY BEACON"                                         _Frontispiece_

  LIVED THERE                                                         42

  APPRECIATION                                                       170

  PIECE OF PAPER                                                     194

  SEE THE "SUMMER SHELTER"                                           238

  BANKER COULD NOT HOLD BACK                                         270

  HE SEIZED IT AND RAISED IT TO HIS SHOULDER                         290

  WILLY SAT AND LOOKED AT HIM                                        312




On a beautiful September afternoon in a handsome room of one of the
grand, up-town hotels in New York sat Mrs. Cliff, widow and millionaire.

Widow of a village merchant, mistress of an unpretending house in the
little town of Plainton, Maine, and, by strange vicissitudes of fortune,
the possessor of great wealth, she was on her way from Paris to the
scene of that quiet domestic life to which for nearly thirty years she
had been accustomed.

She was alone in the hotel; her friends, Captain Horn and his wife Edna,
who had crossed the ocean with her, had stayed but a few days in New
York and had left early that afternoon for Niagara, and she was here by
herself in the hotel, waiting until the hour should arrive when she
would start on a night train for her home.

Her position was a peculiar one, altogether new to her. She was
absolutely independent,--not only could she do what she pleased, but
there was no one to tell her what it would be well for her to do, wise
for her to do, or unwise. Everything she could possibly want was within
her reach, and there was no reason why she should not have everything
she wanted.

For many months she had been possessed of enormous wealth, but never
until this moment had she felt herself the absolute, untrammelled
possessor of it. Until now Captain Horn, to whom she owed her gold, and
the power it gave her, had been with her or had exercised an influence
over her. Until the time had come when he could avow the possession of
his vast treasures, it had been impossible for her to make known her
share in them, and even after everything had been settled, and they had
all come home together in the finest state-rooms of a great ocean liner,
she had still felt dependent upon the counsels and judgment of her

But now she was left absolutely free and independent, untrammelled,
uncounselled, alone with her wealth.

She rose and looked out of the window, and, as she gazed upon the crowd
which swept up and down the beautiful avenue, she could not but smile as
she thought that she, a plain New England countrywoman, with her gray
hair brushed back from her brows, with hands a little hardened and
roughened with many a year of household duties, which had been to her as
much a pleasure as a labor, was in all probability richer than most of
the people who sat in the fine carriages or strolled in their
fashionable clothes along the sidewalk.

"If I wanted to do it," she thought, "I could have one of those
carriages with prancing horses and a driver in knee breeches, or I
could buy that house opposite, with its great front steps, its
balconies, and everything in it, but there is nobody on this earth who
could tempt me to live there."

"Now," said Mrs. Cliff to herself, as she turned from the window and
selected a fresh easy chair, and sank down into its luxurious depths,
"there is nothing in this world so delightful as to go back rich to
Plainton. To be rich in Paris or New York is nothing to me; it would
simply mean that I should be a common person there as I used to be at
home, and, for the matter of that, a little more common."

As the good lady's thoughts wandered northward, and spread themselves
from the railroad station at Plainton all over the little town, she was
filled with a great content and happiness to go to her old home with her
new money. This was a joy beyond anything she had dreamed of as possible
in this world.

But it was the conjunction of the two which produced this delightful
effect upon her mind. The money anywhere else, or Plainton without it,
would not have made Mrs. Cliff the happy woman that she was.

It pleased her to let her mind wander over the incidents of her recent
visit to her old home, the most unhappy visit she had ever made in all
her life, but everything that was unpleasant then would help to make
everything more delightful in the present home-coming.

She thought of the mental chains and fetters she had worn when she went
to Plainton with plenty of money in her purse and a beautiful pair of
California blankets in her handsome trunk; when she had been afraid to
speak of the one or to show the other; when she had sat quietly and
received charity from people whose houses and land, furniture, horses,
and cows, she could have bought and given away without feeling their
loss; when she had been publicly berated by Nancy Shott for spending
money on luxuries which should have been used to pay her debts; when she
had been afraid to put her money in the bank for fear it would act as a
dynamite bomb and blow up the fortunes of her friends, and when she
could find no refuge from the miseries brought upon her by the necessity
of concealing her wealth except to go to bed and cover up her head so
that she should not hear the knock of some inquiring neighbor upon her
front door.

Then when she had made this background as dark and gloomy as it was
possible to make it, she placed before it the glittering picture of her
new existence in Plainton.

But this new life, bright as it now appeared to her, was not to be begun
without careful thought and earnest consideration. Ever since her
portion of the golden treasure had been definitely assigned to her, the
mind of Mrs. Cliff had been much occupied with plans for her future in
her old home.

It was not to be altogether a new life. All the friends she had in the
world, excepting Captain and Mrs. Horn, lived in Plainton. She did not
wish to lose these friends,--she did not wish to be obliged to make new
ones. With simple-minded and honest Willy Croup, who had long lived
with her and for her; with Mrs. Perley, the minister's wife; with all
her old neighbors and friends, she wished to live as she had always
lived, but, of course, with a difference. How to manage, arrange, and
regulate that difference was the great problem in her mind.

One thing she had determined upon: her money should not come between her
and those who loved her and who were loved by her. No matter what she
might do or what she might not do, she would not look down upon people
simply because she was rich, and oh, the blessed thought which followed
that! There would be nobody who could look down upon her because she was
not rich!

She did not intend to be a fine new woman; she did not intend to build a
fine new house. She was going to be the same Mrs. Cliff that she used to
be,--she was going to live in the same house. To be sure, she would add
to it. She would have a new dining-room and a guest's chamber over it,
and she would do a great many other things which were needed, but she
would live in her old home where she and her husband had been so happy,
and where she hoped he would look down from heaven and see her happy
until the end of her days.

As she thought of the things she intended to do, and of the manner in
which she intended to do them, Mrs. Cliff rose and walked the floor. She
felt as if she were a bird, a common-sized bird, perhaps, but with
enormous wings which seemed to grow and grow the more she thought of
them until they were able to carry her so far and so high that her mind
lost its power of directing them.

She determined to cease to think of the future, of what was going to be,
and to let her mind rest and quiet itself with what really existed. Here
she was in a great city full of wonders and delights, of comforts,
conveniences, luxuries, necessities, and all within her power. Almost
anything she could think of she might have; almost anything she wanted
to do she might do. A feeling of potentiality seemed to swell and throb
within her veins. She was possessed of an overpowering desire to do
something now, this moment, to try the power of her wealth.

Near her on the richly papered wall was a little button. She could touch
this and order--what should she order? A carriage and prancing pair to
take her to drive? She did not wish to drive. A cab to take her to the
shops, or an order to merchants to send her samples of their wares that
here, in her own room, like a queen or a princess, she might choose what
she wanted and think nothing of the cost? But no, she did not wish to
buy anything. She had purchased in Paris everything that she cared to
carry to Plainton.

She went and stood by the electric button. She must touch it, and must
have something! Her gold must give her an instant proof that it could
minister to her desires, but what should she ask for? Her mind travelled
over the whole field of the desirable, and yet not one salient object
presented itself. There was absolutely nothing that she could think of
that she wished to ask for at that moment. She was like a poor girl in
a fairy tale to whom the good fairy comes and asks her to make one wish
and it shall be granted, and who stands hesitating and trembling, not
being able to decide what is the one great thing for which she should

So stood Mrs. Cliff. There was a fairy, a powerful fairy, in her service
who could give her anything she desired, and with all her heart she
wanted to want something that minute. What should she want?

In her agitation she touched the bell. Half frightened at what she had
done, she stepped back and sat down. In a few minutes there was a knock,
the door opened, a servant entered. "Bring me a cup of tea," said Mrs.



The next afternoon as the train approached Plainton, Mrs. Cliff found
herself a great deal agitated as she thought of the platform at the
station. Who would be there,--how should she be met? With all her heart
she hoped that there would not be anything like a formal reception, and
yet this was not improbable. Everybody knew she was coming; everybody
knew by what train she would arrive. She had written to Willy Croup, and
she was very sure that everybody knew everything that she had written.
More than this, everybody knew that she was coming home rich. How rich
they were not aware, because she had not gone into particulars on this
subject, but they knew that the wealthy Mrs. Cliff would arrive at 5.20
that afternoon, and what were they going to do about it?

When she had gone home before, all her friends and neighbors, and even
distant acquaintances,--if such people were possible in such a little
town,--had come to her house to bid her welcome, and many of them had
met her at the station. But then they had come to meet a poor,
shipwrecked widow, pitied by most of them and loved by many. Even those
who neither pitied nor loved her had a curiosity to see her, for she had
been shipwrecked, and it was not known in Plainton how people looked
after they had been wrecked.

But now the case was so different that Mrs. Cliff did not expect the
same sort of greeting, and she greatly feared formality. If Mr. Perley
should appear on the platform, surrounded by some of the leading members
of his congregation, and should publicly take her by the hand and bid
her "Welcome home!" and if those who felt themselves entitled to do so,
should come forward and shake hands with her, while others, who might
feel that they belonged to a different station in life, should keep in
the background and wait until she came to speak to them, she would be
deeply hurt.

After all, Plainton and the people in it were dearer to her than
anything else in the world, and it would be a great shock if she should
meet formality where she looked for cordial love. She wanted to see Mr.
Perley,--he was the first person she had seen when she came home
before,--but now she hoped that he would not be there. She was very much
afraid that he would make a stiff speech to her; and if he did that, she
would know that there had been a great change, and that the friends she
would meet were not the same friends she had left. She was almost afraid
to look out of the window as the train slowed up at the station.

The minds of the people of Plainton had been greatly exercised about
this home-coming of Mrs. Cliff. That afternoon it was probable that no
other subject of importance was thought about or talked about in the
town, and for some days before the whole matter had been so thoroughly
considered and discussed that the good citizens, without really coming
to any fixed and general decision upon the subject, had individually
made up their minds that, no matter what might happen afterward, they
would make no mistake upon this very important occasion which might
subsequently have an influence upon their intercourse with their old,
respected neighbor, now millionnaire. Each one for himself, or herself,
decided--some of them singly and some of them in groups--that as they
did not know what sort of a woman Mrs. Cliff had become since the change
in her circumstances, they would not place themselves in false
positions. Other people might go and meet her at the station, but they
would stay at home and see what happened. Even Mr. Perley thought it
wise, under the circumstances, to do this.

Therefore it was, that when Mrs. Cliff stepped down upon the platform,
she saw no one there but Willy Croup. If Mrs. Cliff was a little shocked
and a good deal surprised to find no one to meet her but that
simple-minded dependant and relative, her emotions were excited in a
greater degree by the manner in which she was greeted by this old friend
and companion.

Instead of rushing toward her with open arms,--for Willy was an
impulsive person and given to such emotional demonstrations,--Miss Croup
came forward, extending a loosely filled black cotton glove. Her large,
light-blue eyes showed a wondering interest, and Mrs. Cliff felt that
every portion of her visible attire was being carefully scanned.

For a moment Mrs. Cliff hesitated, and then she took the hand of Willy
Croup and shook it, but she did not speak. She had no command of words,
at least for greeting.

Willy earnestly inquired after her health, and said how glad she was to
see her, but Mrs. Cliff did not listen. She looked about her. For an
instant she thought that possibly the train had come in ahead of time,
but this, of course, was absurd--trains never did that.

"Willy," she said, her voice a little shaken, "has anything happened? Is
anybody sick?"

"Oh no!" said Willy; "everybody is well, so far as I know. I guess you
are wondering why there is nobody here to meet you, and I have been
wondering at that too. They must have thought that you did not want to
be bothered when you were attending to your baggage and things. Is
anybody with you?"

"With me!" exclaimed Mrs. Cliff; "who could be with me?"

"Oh, I didn't know," replied the other; "I thought perhaps you might
have a maidservant, or some of those black people you wrote about."

Mrs. Cliff was on the point of telling Willy she was a fool, but she

"Here is the baggage-man," said Willy, "and he wants your checks."

As Mrs. Cliff took the little pieces of brass from her purse and handed
them to the man, Willy looked on in amazement.

"Good gracious!" she exclaimed. "Seven! I guess you had to pay for extra
baggage. Shall I get you a carriage, and where do you want to be driven
to--to your own house or the hotel?"

Now Mrs. Cliff could not restrain herself. "What is the matter with you,
Willy? Have you gone crazy?" she exclaimed. "Of course I am going to my
own house, and I do not want any carriage. Did I ever need a carriage to
take me such a short distance as that? Tell the man to bring some one
with him to carry the trunks upstairs, and then come on."

"Let me carry your bag," said Willy, as the two walked away from the
station at a much greater pace, it may be remarked, than Willy was
accustomed to walk.

"No, you shall not carry my bag," said Mrs. Cliff, and not another word
did she speak until she had entered the hallway of her home. Then,
closing the door behind her, and without looking around at any of the
dear objects for a sight of which she had so long been yearning, she
turned to her companion.

"Willy," she cried, "what does this mean? Why do you treat me in this
way when I come home after having been away so long, and having suffered
so much? Why do you greet me as if you took me for a tax collector? Why
do you stand there like a--a horrible clam?"

Willy hesitated. She looked up and she looked down.

"Things are so altered," she said, "and I didn't know--"

"Well, know now," said Mrs. Cliff, as she held out her arms. In a moment
the two women were clasped in a tight embrace, kissing and sobbing.

"How should I know?" said poor Willy, as she was wiping her eyes.
"Chills went down me as I stood on that platform, wondering what sort of
a grand lady you would look like when you got out of the car, with two
servant women, most likely, and perhaps a butler, and trying to think
what I should say."

Mrs. Cliff laughed. "You were born addle-pated, and you can't help it.
Now, let us go through this house without wasting a minute!" Willy gazed
at her in amazement.

"You're just the same as you always was!" she cried "Indeed I am!" said
Mrs. Cliff. "Did you clean this dining-room yourself, Willy? It looks as
spick and span as if I had just left it."

"Indeed it does," was the proud reply, "and you couldn't find a speck of
dust from the ceiling to the floor!"

When Mrs. Cliff had been upstairs and downstairs, and in the front yard,
the side yard, and the back yard, and when her happy eyes had rested
upon all her dear possessions, she went into the kitchen.

"Now, Willy," she said, "let us go to work and get supper, for I must
say I am hungry."

At this Willy Croup turned pale, her chin dropped, a horrible suspicion
took possession of her. Could it be possible that it was all a mistake,
or that something dreadful had happened; that the riches which everybody
had been talking about had never existed, or had disappeared? She might
want to go to her old home; she might want to see her goods and
chattels, but that she should want to help get supper--that was
incomprehensible! At that moment the world looked very black to Willy.
If Mrs. Cliff had gone into the parlor, and had sat down in the best
rocking-chair to rest herself, and had said to her, "Please get supper
as soon as you can," Willy would have believed in everything, but now--!

The grinding of heavy wheels was heard in front of the house, and Willy
turned quickly and looked out of the window. There was a wagon
containing seven enormous trunks! Since the days when Plainton was a
little hamlet, up to the present time, when it contained a hotel, a
bank, a lyceum, and a weekly paper, no one had ever arrived within its
limits with seven such trunks. Instantly the blackness disappeared from
before the mind of Willy Croup.

"Now, you tell the men where to carry them," she cried, "and I will get
the supper in no time! Betty Handshall stayed here until this morning,
but she went away after dinner, for she was afraid if she stayed she
would be in the way, not knowing how much help you would bring with

"I wonder if they are all crack-brained," thought Mrs. Cliff, as she
went to the front door to attend to her baggage.

That evening nearly all Plainton came to see Mrs. Cliff. No matter how
she returned,--as a purse-proud bondholder, as a lady of elegant wealth
with her attendants, as an old friend suddenly grown jolly and
prosperous,--it would be all right for her neighbors to go in and see
her in the evening. There they might suit themselves to her new
deportment whatever it might be, and there would be no danger of any of
them getting into false positions, which would have been very likely
indeed if they had gone to meet her at the station.

Her return to her own house gave her real friends a great deal of
satisfaction, for some of them had feared she would not go there. It
would have been difficult for them to know how to greet Mrs. Cliff at a
hotel, even such an unpretentious one as that of Plainton. All these
friends found her the same warm-hearted, cordial woman that she had
ever been. In fact, if there was any change at all in her, she was more
cordial than they had yet known her. As in the case of Willy Croup, a
cloud had risen before her. She had been beset by the sudden fear that
her money already threatened to come between her and her old friends.
"Not if I can help it!" said Mrs. Cliff to herself, as fervently as if
she had been vowing a vow to seek the Holy Grail; and she did help it.
The good people forgot what they had expected to think about her, and
only remembered what they had always thought of her. No matter what had
happened, she was the same.

But what had happened, and how it had happened, and all about it, up and
down, to the right and the left, above and below, everybody wanted to
know, and Mrs. Cliff, with sparkling eyes, was only too glad to tell
them. She had been obliged to be so reserved when she had come home
before, that she was all the more eager to be communicative now; and it
was past midnight before the first of that eager and delighted company
thought of going home.

There was one question, however, which Mrs. Cliff successfully evaded,
and that was--the amount of her wealth. She would not give even an
approximate idea of the value of her share of the golden treasure. It
was very soon plain to everybody that Mrs. Cliff was the same woman she
used to be in regard to keeping to herself that which she did not wish
to tell to others, and so everybody went away with imagination
absolutely unfettered.



The next morning Mrs. Cliff sat alone in her parlor with her mind
earnestly fixed upon her own circumstances. Out in the kitchen, Willy
Croup was dashing about like a domestic fanatic, eager to get the
morning's work done and everything put in order, that she might go
upstairs with Mrs. Cliff, and witness the opening of those wonderful

She was a happy woman, for she had a new dish-pan, which Mrs. Cliff had
authorized her to buy that very morning, the holes in the bottom of the
old one having been mended so often that she and Mrs. Cliff both
believed that it would be very well to get a new one and rid themselves
of further trouble.

Willy also had had the proud satisfaction of stopping at the carpenter
shop on her way to buy the dish-pan, and order him to come and do
whatever was necessary to the back-kitchen door. Sometimes it had been
the hinges and sometimes it had been the lock which had been out of
order on that door for at least a year, and although they had been
tinkering here and tinkering there, the door had never worked properly;
and now Mrs. Cliff had said that it must be put in perfect order even if
a new door and a new frame were required, and without any regard to what
it might cost. This to Willy was the dawn of a new era, and the thought
of it excited her like wine.

Mrs. Cliff's mind was not excited; it was disquieted. She had been
thinking of her investments and of her deposits, all of which had been
made under wise advice, and it had suddenly occurred to her to calculate
how much richer she was to-day than she had been yesterday. When she
appreciated the fact that the interest on her invested property had
increased her wealth, since the previous morning, by some hundreds of
dollars, it frightened her. She felt as if an irresistible flood of
opulence was flowing in upon her, and she shuddered to think of the
responsibility of directing it into its proper courses, and so
preventing it from overwhelming her and sweeping her away.

To-morrow there would be several hundred dollars more, and the next day
more, and so on always, and what was she doing, or what had she planned
to do, to give proper direction to these tidal waves of wealth? She had
bought a new dish-pan and ordered a door repaired!

To be sure, it was very soon to begin to think of the expenditure of her
income, but it was a question which could not be postponed. The
importance of it was increasing all the time. Every five minutes she was
two dollars richer.

For a moment she wished herself back in Paris or New York. There she
might open some flood-gate which would give instant relief from the
pressure of her affluence and allow her time to think; but what could
she do in Plainton? At least, how should she begin to do anything?

She got up and walked about the room. She was becoming annoyed, and even
a little angry. She resented this intrusion of her wealth upon her. She
wanted to rest quietly for a time, to enjoy her home and friends, and
not be obliged to think of anything which it was incumbent upon her to
do. From the bottom of her heart she wished that her possessions had all
been solid gold, or in some form in which they could not increase,
expand, or change in any way until she gave them leave. Then she would
live for a week or two, as she used to live, without thought of
increment or responsibilities, until she was ready to begin the life of
a rich woman and to set in motion the currents of her exuberant income.

But she could not change the state of affairs. The system of interest
had been set in motion, and her income was flowing in upon her hour by
hour, day by day, steadily and irresistibly, and her mind could not be
at rest until she had done something--at least, planned something--which
would not only prevent her from being overwhelmed and utterly
discouraged, but which would enable her to float proudly, on this grand
current of absolute power, over the material interests of the world.

Mrs. Cliff was a woman of good sense. No matter how much money she might
possess, she would have considered herself its unworthy possessor if she
should spend any of it without proper value received. She might spend it
foolishly, but she wanted the worth of her money. She would consider it
a silly thing, for instance, to pay a thousand dollars for an India
shawl, because few people wore India shawls, and she did not care for
them; but if she had done so, she would have been greatly mortified if
she found that she had paid too much, and that she might have bought as
good a shawl for seven hundred and fifty dollars.

Since she had been in that room and thinking about these things, enough
interest had come to her to enable her to buy a good silver watch for
some deserving person. Now, who was there to whom she could give a plain
silver watch? Willy Croup would be glad to have it, but then it would be
better to wait a few hours and give her a gold one.

Now it was that Willy came into the room with a disappointed expression
upon her countenance.

"I was just coming in to tell you," she said, "that I was ready now to
go up and help you open the trunks, but here comes that horrid Miss
Shott, and dear knows how long she will stay!"

Nancy Shott was the leading spinster of Plainton. In companies where
there were married ladies she was sometimes obliged to take a second
place, but never among maidens, old or young. There were very few
subjects upon which Miss Shott had not an opinion; and whatever this
opinion might be, she considered it her first duty in life to express
it. As a rule, the expression was more agreeable to her than to others.

When Mrs. Cliff heard that Miss Shott was approaching, she instantly
forgot her wealth and all her perplexities concerning it. Miss Shott
had not called upon her the previous evening, but she had not expected
her, nor did she expect her now.

On her previous visit to Plainton, Mrs. Cliff had been shamefully
insulted by Miss Shott, who had accused her of extravagance, and, by
implication, of dishonesty, and in return, the indignant widow had
opened upon her such a volley of justifiable retaliation that Miss
Shott, in great wrath, had retired from the house, followed,
figuratively, by a small coin which she had brought as a present and
which had been hurled after her.

But Mrs. Cliff knew that her acrimonious neighbor could never be
depended upon to do anything which might be expected of her, and she was
not quite so much surprised as she was annoyed. Of course, she had known
she must meet Nancy Shott, and she had intended to do nothing which
would recall to the mind of any one that she remembered the disagreeable
incident referred to, but she had not expected that the meeting would be
in private.

She knew that Nancy would do something decidedly unpleasant. If she had
stayed away because she wanted a chance to re-open the previous quarrel,
that would be bad enough; but if she had determined to drop all
resentment and had come prepared to offer honey and sugar, and thus try
to make a rich friend out of one she had considered as a poor enemy,
that would be still more disagreeable. But by the time the visitor had
entered the parlor, Mrs. Cliff had made up her mind to meet her as if
nothing unpleasant had ever happened between them, and then to await the
course of events. She was not at all pleased with the visit, but,
notwithstanding this, she had great curiosity to know what Miss Shott
had to say about the change in her circumstances.

Nancy Shott was different from other people. She was capable of drawing
the most astounding inferences and of coming to the most soul-irritating
conclusions, even on subjects which could not be otherwise than pleasant
to ordinary people.

"How do you do?" said Miss Shott, offering her hand. "I am glad to see
you back, Mrs. Cliff."

Mrs. Cliff replied that she was quite well and was glad to be back.

"You are not looking as hale as you did," said the visitor, as she
seated herself; "you must have lost a good many pounds, but that was to
be expected. From what I have heard, South America must be about as
unhealthy a place as any part of the world, and then on top of that,
living in Paris with water to drink which, I am told, is enough to make
anybody sick to look at it, is bound to have some sort of an effect upon
a person."

Mrs. Cliff smiled. She was used to this sort of talk from Nancy Shott.
"I am better than I was two years ago," she said, "and the last time I
was weighed I found that I had gained seven pounds."

"Well, there is no accounting for that," said her visitor, "except as we
grow old we are bound to show it, and sometimes aging looks like bad
health, and as to fat, that often comes as years go on, though as far as
I am concerned, I think it is a great misfortune to have more to carry,
as you get less and less able to carry it."

Mrs. Cliff might have said that that sort of thing would not be likely
to trouble Miss Shott, whose scantily furnished frame was sure to become
thinner and thinner as she became older and weaker, but she merely
smiled and waited to hear what would come next.

"I do not want to worry you," said Miss Shott; "but several people that
were here last night said you was not looking as they had hoped to see
you look, and I will just say to you, if it is anything connected with
your appetite, with a feeling of goneness in the mornings, you ought to
buy a quassia cup and drink the full of it at least three times a day."

Miss Shott knew that Mrs. Cliff absolutely detested the taste of
quassia. Mrs. Cliff was not annoyed. She hoped that her visitor would
soon get through with these prefatory remarks and begin to take the
stand, whatever it might be, which she had come there that morning to

"There has been sickness here since you last left," said Miss Shott,
"and it has been where it was least to be expected, too. Barney
Thompson's little boy, the second son, has had the diphtheria, and where
he got it nobody knows, for it was vacation time, and he did not go to
school, and there was no other diphtheria anywhere in all this town, and
yet he had it and had it bad."

"He did not die?" said Mrs. Cliff.

"Oh no, he got over it, and perhaps it was a bad case and perhaps it was
not; but you may be sure I did not go near it, for I considered it my
duty to keep away, and I did keep away, but the trouble is--"

"And did none of the other children take it?" asked Mrs. Cliff.

"No, they didn't. But the trouble is, that when diphtheria or anything
like it comes up suddenly like this, without any reason that nobody can
see, it is just as likely to come up again without any reason, and I am
expecting to hear every day of another of them Thompson children being
stricken down; and I was very sorry indeed, Mrs. Cliff, to see, this
very morning, Willy Croup coming out of Barney Thompson's house and to
hear from her afterwards that she had been to order him to come here to
put up a new kitchen door, which I do not suppose is absolutely needed,
and even if it is, I am sure I would wait a good while before I would
have Barney Thompson come into my house with diphtheria, that very
minute, perhaps, in the throats of one or maybe more of his children;
but of course, if people choose to trifle with their own lives, it is
their own business."

"It was not real diphtheria," said Willy Croup, who happened to be
passing the open door at this moment; "it was only a bad sore throat,
and the child was well in two days."

"I suppose, of course," said Miss Shott, "that if the disease did get
into this house, Willy Croup would be the first to take it, because she
is such a spongy person that she takes almost anything that is in the
air and is not wholesome; but then you would not want to lose her, and
after a funeral in the house, no matter whose it may be, things is
always gloomy for a long time afterwards, and nobody can feel easy if it
was a catchin' disease that the person died of."

Mrs. Cliff was naturally desirous to hear all the domestic news of the
town, but she would have liked to have had something pleasant thrown in
among the gloomy tidings of which Miss Shott had made herself the
bearer, and so she made a little effort to turn the conversation.

"I shall be glad to go about and see my old friends and neighbors," she
said, "for I am interested in everything which has happened to them; but
I suppose it will be some days before I can settle down and feel ready
to go on in the old way. It seems to me as if I had been on the move
ever since I left here, although, of course, I was not travelling all
the time."

"I suppose nobody has told you," said Miss Shott, "that Edward Darley
has ploughed up that little pasture of his and planted it with young
apple trees. Now, it does seem to me that for a man like Edward Darley,
who comes of a consumptive family, and who has been coughin' regularly,
to my certain knowledge, for more than a year, to go and plant apple
trees, which he can't expect to live to see bear fruit, is nothing more
or less than a wicked waste of money, time, and labor. I suppose if I
was to go and tell him so he would not like that, but I do not know as
I ought to consider it. There are people in this world who'll never know
anything if they're not told!"

Five other topics of the town, each of a doleful nature and each
indicating an evident depravity in a citizen of Plainton, were related
by Miss Shott, and then she arose to go.

"I hope you'll remember what I told you about Thompson's children," she
said, as she walked to the front door, "and if I was you, I'd have that
kitchen fumigated after he has put the door in!"

"There now!" said Miss Shott to herself, as she proudly walked down the
street. "The Widow Cliff can't say I've done any toadying; and, no
matter what she's got, and what she hasn't got, she can't say to herself
that I consider her any better able to give me twenty-five cents than
she was when she was here before; or that it makes any difference to me
whether she has much or little!"



It required the greater part of two days for Mrs. Cliff and Willy to
open the seven trunks, and properly display and dispose of the various
articles and goods, astonishing in their variety and beauty, and
absolutely amazing when the difference between the price paid for them
and what they would have cost in New York was considered.

During these fascinating operations it so happened that at one time or
another nearly all of Mrs. Cliff's female friends dropped in, and all
were wonderfully impressed by what they saw and what they heard; but
although Miss Shott did not come there during the grand opening, it was
not long before she knew the price and something of the general
appearance of nearly everything that Mrs. Cliff had brought with her.

Among the contents of the trunks were a great many presents for Mrs.
Cliff's friends, and whenever Miss Shott heard of one of these gifts,
she made a remark to the effect that she had not a doubt in the world
that the Widow Cliff knew better than to bring her a present, for she
would not want the thing, whatever it was, whether a glass pitcher or a
pin-cushion, flung back at her after the fashion that she had set
herself at a time when everybody was trying their best to be kind to

It was clearly a fact, that through the influence of the seven trunks
Mrs. Cliff was becoming a very popular woman, and Miss Shott did not
like it at all. She had never had any faith--at least she said so--in
those lumps of gold found in a hole in some part of the world that
nobody had ever heard of; and had not hesitated to say that fortunes
founded on such wild-goose stories as these should not even be
considered by people of good sense who worked for their living, or had
incomes which they could depend on. But the dress goods, the ribbons,
the gloves, the little clocks, the shoes, the parasols, the breast-pins,
the portfolios of pictures, the jewelry, the rugs and table covers, and
hundreds of other beautiful and foreign things, were a substantial
evidence that Mrs. Cliff's money was not all moonshine.

It was very pleasant for Mrs. Cliff to bring out her treasures to
display them to her enthusiastic friends, and to arrange them in her
house, and to behold the rapturous delight of Willy Croup from early
morn until bed-time.

But the seven empty trunks had been carried up into the garret, and now
Mrs. Cliff set her mind to the solution of the question--how was she to
begin her new life in her old home? It must be a new life, for to live
as she had lived even in the days of her highest prosperity during her
husband's life would be absurd and even wicked. With such an income she
must endeavor as far as was possible to her to live in a manner worthy
of it; but one thing she was determined upon--she would not alienate her
friends by climbing to the top of her money and looking down upon them.
None of them knew how high she would be if she were to perch herself on
the very top of that money, but even if she climbed up a little way,
they might still feel that they were very small in her sight.

No, the money should always be kept in the background. It might be as
high as the sky and as glorious as a sunset, but she would be on the
ground with the people of Plainton, and as far as was possible, they
should all enjoy the fine weather together.

She could not repress a feeling of pride, for she would be looked upon
as one of the principal persons--if not the principal person--in
Plainton; but she could not believe that any real friend could possibly
object to that.

If her husband had lived and prospered, it was probable he would have
been the principal man in Plainton, the minister always excepted; but
now there was no reason whatever why any one should object to her being
a principal personage, and, in this case, she could not see why the
minister's wife should be excepted.

But Plainton was to be her home; the Plainton people were to be her
friends. How should she set about using her money in such a way that she
should not be driven forth to some large city to live as ordinary
wealthy people live, in a fashion to which she was utterly unsuited, and
which possessed for her no attractions whatever?

Of course, she had early determined to devote a large sum to charitable
purposes, for she would have thought herself a very unworthy woman if
her wealth had not benefited others than herself, but this was an easy
matter to attend to. The amount she had set aside for charity was not
permanently invested, and, through the advice of Mr. Perley, there would
be no difficulty in devoting this to suitable objects. Already she had
confidentially spoken to her pastor on the subject, and had found him
enthusiastic in his desire to help her in every possible way in her
benevolent purposes. But who was there who could help her in regard to
herself? Who was there who could tell her how she ought to live so as
to gain all the good that her money should give her, and yet not lose
that which was to her the highest object of material existence,--a happy
and prosperous life among her old friends in her native town?

Should she choose to elevate herself in the social circle by living as
ordinary very rich people live, she could not hope to elevate her
friends in that way, although she would be glad enough to do it in many
cases, and there would be a gap between them which would surely grow
wider and wider; and yet here was this money coming in upon her in a
steady stream day by day, and how was she going to make herself happier
with it?

She must do that, or, she believed, it would be her duty to hand it over
to somebody else who was better adapted by nature to use it.

"If I did not take so much pleasure in things which cost so little and
which are so easy for me to buy," said poor Mrs. Cliff to herself, "or
if I did not have so much money, I am sure I should get on a great deal

Mrs. Cliff's belief that she must not long delay in selecting some sort
of station in life, and endeavoring to live up to it, was soon
strengthened by Willy Croup. During the time of the trunk opening, and
for some days afterwards, when all her leisure hours were occupied with
the contemplation and consideration of her own presents, Willy had been
perfectly contented to let things go on in the old way, or any way, but
now the incongruity of Mrs. Cliff's present mode of living, and the
probable amount of her fortune, began to impress itself upon her.

"It does seem to me," said she, "that it's a sin and a shame that you
should be goin' about this house just as you used to do, helpin' me
upstairs and downstairs, as if you couldn't afford to hire nobody. You
ought to have a girl, and a good one, and for the matter of that, you
might have two of 'em, I suppose. And even if it wasn't too much for you
to be workin' about when there's no necessity for it, the people are
beginnin' to talk, and that ought to be stopped."

"What are they talking about?" asked Mrs. Cliff.

"Well, it's not everybody that's talkin'," returned Willy, "and I guess
that them that does gets their opinions from one quarter, but I've heard
people say that it's pretty plain that all you got out of that gold mine
you spent in buyin' the things you brought home in your trunks; for if
you didn't, you wouldn't be livin' like this, helpin' to do your own
housework and cookin'."

In consequence of this conversation, a servant-of-all-work was employed;
for Mrs. Cliff did not know what she would do with two women until she
had made a change in her household arrangements; and with this as a
beginning, our good widow determined to start out on her career as a
rich woman who intended to enjoy herself in the fashion she liked best.

She sent for Mr. Thompson, the carpenter, and consulted with him in
regard to the proposed additions to her house, but when she had talked
for a time, she became disheartened. She found that it would be
necessary to dig a new cellar close to her present premises; that there
would be stones, and gravel, and lime, and sand, and carts and horses,
and men, and dirt; and that it would be some months before all the
hammering, and the sawing, and the planing, and the plastering, and
tinwork could be finished, and all this would be going on under her eye,
and close to her ears during those first months in which she had
proposed to be so happy in her home. She could not bear to give the word
to dig, and pound, and saw. It was not like building a new house, for
that would not be near her, and the hub-bub of its construction would
not annoy her.

So she determined she would not begin a new dining-room at present. She
would wait a little while until she had had some good of her house as it
was, and then she would feel better satisfied to live in the midst of
pounding, banging, and all-pervading dust; but she would do something.
She would have the fence which separated the sidewalk from her front
yard newly painted. She had long wanted to have that done, but had not
been able to afford it.

But when Mr. Thompson went to look at the fence, he told her that it
would be really a waste of money to paint it, for in many places it was
old and decayed, and it would be much wiser to put up a new one and
paint that.

Again Mrs. Cliff hesitated. If that fence had to be taken down, and the
posts dug up, and new posts put in, and the flower-bed which ran along
the inside of it destroyed, it would be just as well to wait until the
other work began and have it all done at once; so she told Mr. Thompson
he need not send a painter, for she would make the old fence do for a

Mrs. Cliff sighed a little as the carpenter walked away, but there were
other things to do. There was the pasture lot at the rear of her garden,
and she could have a cow, and there was the little barn, and she could
have a horse. The idea of the horse pleased her more than anything she
had yet thought of in connection with her wealth.

In her days of prosperity it had been her greatest pleasure to drive in
her phaëton with her good brown horse, generally with Willy Croup by her
side; to stop at shops or to make calls upon friends, and to make those
little excursions into the surrounding country in which she and Willy
both delighted. They had sometimes gone a long distance and had taken
their dinner with them, and Willy was really very good in unharnessing
the horse and watering him at a brook, and in giving him some oats.

To return to these old joys was a delightful prospect, and Mrs. Cliff
made inquiries about her horse, which had been sold in the town; but he
was gone. He had been sold to a drover, and his whereabouts no one knew.

So she went to Mr. Williams, the keeper of the hotel, who knew more
about horses than anybody else, and consulted with him on the subject of
a new steed. She told him just what she wanted: a gentle horse which
she could drive herself, and one which Willy could hold when she went
into a house or a shop.

Now, it so happened that Mr. Williams had just such a horse, and when
Mrs. Cliff had seen it, and when Willy had come up to look at it, and
when the matter had been talked about in all the aspects in which it
presented itself to Mrs. Cliff's mind, she bought the animal, and it was
taken to her stable, where Andrew Marks, a neighbor, was engaged to take
care of it.

The next morning Mrs. Cliff and Willy took a drive a little way out of
town, and they both agreed that this horse, which was gray, was a great
deal better traveller than the old brown, and a much handsomer animal;
but both of them also agreed that they did not believe that they would
ever learn to love him as they had their old horse.

Still he was very easy to drive, and he went along so pleasantly,
without needing the whip in the least, that Mrs. Cliff said to herself,
that for the first time since her return she really felt herself a rich

"If everything," she thought, "should come to me as this horse came to
me, how delightful my life would be! When I wanted him, I found him. I
did not have to trouble myself in the least about the price; I simply
paid it, and ordered him sent home. Now, that sort of thing is what
makes a person feel truly rich."

When they had gone far enough, and had reached a wide place in the road,
Mrs. Cliff turned and started back to Plainton. But now the horse began
to be a different kind of a horse. With his face towards his home, he
set out to trot as fast as he could, and when Mrs. Cliff, not liking
such a rapid pace, endeavored to pull him in, she found it very hard to
do, and when she began to saw his mouth, thinking that would restrain
his ardor, he ambled and capered, and Mrs. Cliff was obliged to let him
resume his rapid gait.

He was certainly a very hard-mouthed horse, going home, and Mrs. Cliff's
arms ached, and Willy Croup's heart quaked, long before they reached the
town. When they reached Plainton, Mrs. Cliff began to be afraid that he
would gallop through the streets, and she told Willy that if he did, she
must not scream, but must sit quietly, and she would endeavor to steer
him clear of the vehicles and people.

But although he did not gallop, the ardent gray seemed to travel faster
after he entered the town, and Mrs. Cliff, who was getting very red in
the face from her steady tugging at the reins, thought it wise not to
attempt to go home, but to let her horse go straight to the hotel
stables where he had lived.

When Mrs. Cliff had declared to Mr. Williams that that horse would never
suit her, that she would not be willing to drive it, and would not even
think of going into a house and leaving Willy Croup to hold him, he was
very much surprised, and said that he had not a gentler horse in his
stable, and he did not believe there was one in the town.

"All horses," said he, "want to go home, especially at dinner-time."

"But the old brown did not," urged Mrs. Cliff. "That is the sort of
horse I want."

"Some very old beast might please you better," said he; "but really,
Mrs. Cliff, that is not the sort of horse you should have. He would die
or break down in a little while, and then you would have to get another.
What you should do is to have a good horse and a driver. You might get a
two-seated carriage, either open or closed, and go anywhere and
everywhere, and never think of the horse."

That was not the thing she longed for; that would not bring back the
happy days when she drove the brown through the verdant lanes. If she
must have a driver, she might as well hire a cab and be driven about.
But she told Mr. Williams to get her a suitable vehicle, and she would
have Andrew Marks to drive her; and she and Willy Croup walked sadly

As to the cow, she succeeded better. She bought a fairly good one, and
Willy undertook to milk her and to make butter.

"Now, what have I done so far?" said Mrs. Cliff, on the evening of the
day when the cow came home. "I have a woman to cook, I have a new
kitchen door, and I have a cow! I do not count the horse and the wagon,
for if I do not drive, myself, I shall not feel that they are mine in
the way that I want them to be."



Mrs. Cliff now began to try very hard to live as she ought to live,
without pretensions or snobbery, but in a style becoming, in some
degree, her great fortune.

There was one thing she determined to do immediately, and that was, to
begin a series of hospitalities,--and it made her feel proud to think
that she could do this and do it handsomely, and yet do it in the old
home where everybody knew she had for years been obliged to practise the
strictest economy.

She gave a dinner to which she invited her most select friends. Mr. and
Mrs. Perley were there, and the Misses Thorpedyke, two maiden ladies who
constituted the family of the highest social pretension of Plainton.
There were other people who were richer, but Miss Eleanor Thorpedyke,
now a lady of nearly seventy, and her sister Barbara, some ten years
younger, belonged to the very best family in that part of the country,
and were truly the aristocrats of the place.

But they had always been very friendly with Mrs. Cliff, and they were
glad to come to her dinner. The other guests were all good people, and a
dinner-party of more distinction could not have been collected in that

But this dinner did not go off altogether smoothly. If the people had
come merely to eat, they must have been abundantly satisfied, for
everything was of the very best and well cooked, Mrs. Cliff and Willy
having seen to that; but there were certain roughnesses and hitches in
the management of the dinner which disturbed Mrs. Cliff. In her travels
and at the hotels where she had lived she had seen a great deal of good
service, and she knew what it was.

Willy, who, being a relative, should really have come to the table, had
decidedly declined to do so, and had taken upon herself the principal
part of the waiting, assisted by the general servant and a small girl
who had been called in. But the dining-room was very small, some of the
chairs were but a little distance from the wall, and it was evident that
Willy had not a true appreciation of the fact that in recent years she
had grown considerably rounder and plumper than she used to be; and it
made Mrs. Cliff's blood run cold to see how she bumped the back of Mr.
Perley's chair, as she thrust herself between it and the wall.

The small girl had to be told almost everything that she must do, and
the general servant, who did not like to wait on table, only came in
when she was called and left immediately when she had done what she had
been called for.

When the guests had gone, Mrs. Cliff declared to Willy that that was the
last large dinner she would give in that house. "It was not a dinner
which a woman of my means should offer to her friends." Willy was

"I don't see how it could have been better," said she, "unless you had
champagne, and I know Mr. Perley wouldn't have liked that. Everything on
the table was just as good as it could be."

But Mrs. Cliff shook her head. She knew that she had attempted something
for which her present resources were insufficient. After this she
invited people to dinner once or twice a week, but the company was
always very small and suited to the resources of the house.

"I will go on this way for a while," thought the good lady, "and after a
time I will begin to spread out and do things in a different style."

Several times she drove over to Harrington, a large town some five miles
away, which contained a furniture factory, and there she purchased many
articles which would be suitable for the house, always securing the best
things for her purposes, but frequently regretting that certain
beautiful and imposing pieces of furniture were entirely unsuited to the
capacity of her rooms and hallways. But when her dining-room should be
finished, and the room above it, she would have better opportunity of
gratifying her taste for handsome wood in imposing designs. Then it
might be that Harrington would not be able to give her anything good

Her daily mail was now much larger than it ever had been before.
Business people sent her cards and circulars, and every now and then she
received letters calling her attention to charities or pressing personal
needs of the writers, but there were not very many of these; for
although it was generally known that Mrs. Cliff had come into a
fortune, her manner of living seemed also a matter of public knowledge.
Even the begging letters were couched in very moderate terms; but all
these Mrs. Cliff took to Mr. Perley, and, by his advice, she paid
attention to but very few of them.

Day by day Mrs. Cliff endeavored to so shape and direct her fortunes
that they might make her happy in the only ways in which she could be
happy, but her efforts to do so did not always gain for her the approval
of her fellow townspeople. There were some who thought that a woman who
professed to have command of money should do a good many things which
Mrs. Cliff did not do, and there were others who did not hesitate to
assert that a woman who lived as Mrs. Cliff should not do a great many
things which she did do, among which things some people included the
keeping of a horse and carriage. It was conceded, of course, that all
this was Mrs. Cliff's own business. She had paid the money she had
borrowed to go to South America; she had been very kind to some of the
poor people of the town, and it was thought by some had been foolishly
munificent to old Mrs. Bradley, who, from being a very poor person
threatened with the loss of her home, was now an independent
householder, and enjoyed an annuity sufficient to support her.

More than that, Mrs. Cliff had been very generous in regard to the
church music. It was not known exactly how much she had given towards
this object, but there were those who said that she must have given her
means a considerable strain when she made her contribution. That is, if
the things were to be done which Mr. Perley talked about.

When Mrs. Cliff heard what had been said upon this subject,--and Willy
Croup was generally very well able to keep her informed in regard to
what the people of the town said about her,--she thought that the
gossips would have been a good deal astonished if they had known how
much she had really given to the church, and that they would have been
absolutely amazed if they knew how much Mr. Perley had received for
general charities. And then she thought, with a tinge of sadness, how
very much surprised Mr. Perley would have been if he had known how much
more she was able to give away without feeling its loss.

Weeks passed on, the leaves turned red and yellow upon the trees, the
evenings and mornings grew colder and colder, and Mrs. Cliff did
everything she could towards the accomplishment of what now appeared to
her in the light of a great duty in her life,--the proper expenditure of
her income and appropriation of her great fortune.

Her labors were not becoming more cheerful. Day after day she said to
herself that she was not doing what she ought to do, and that it was
full time that she should begin to do something better, but what that
better thing was she could not make up her mind. Even the improvements
she contemplated were, after all, such mere trifles.

It was a very cold morning in October when Mrs. Cliff went into her
parlor and said to Willy that there was one thing she could do,--she
could have a rousing, comfortable fire without thinking whether wood was
five, ten, or twenty dollars per cord. When Willy found that Mrs. Cliff
wanted to make herself comfortable before a fine blazing fire, she
seemed in doubt.

"I don't know about the safety of it," she said. "That chimney's in a
pretty bad condition; the masons told us so years ago, and nothin' has
ever been done to it! There have been fires in it, but they have been
little ones; and if I was you, I wouldn't have too large a blaze in that
fireplace until the chimney has been made all right!"

Mrs. Cliff was annoyed. "Well then, Willy, I wish you would go for the
mason immediately, and tell him to come here and repair the chimney.
It's perfectly ridiculous that I can't have a fire in my own parlor when
I am able to have a chimney as high and as big as Bunker Hill Monument
if I wanted it!"

Willy Croup smiled. She did not believe that Mrs. Cliff really knew how
much such a chimney would cost, but she said, "You have got to remember,
you know, that we can't have the Cuthberts here to dinner to-morrow if
the masons come to work at that chimney. Ten to one they will have to
take the most part of it down, and we shall be in a general mess here
for a week."

Mrs. Cliff sat down with a sigh. "You need not mind to have the wood
brought in," she said; "just give me a few sticks and some kindling, so
that I can give things a little air of cheerfulness."

As she sat before the gently blazing little fire, Mrs. Cliff felt that
things needed an air of cheerfulness. She had that morning been making
calculations, and, notwithstanding all she had bought, all she had done,
and even including with the most generous margin all she had planned to
do, her income was gaining upon her in a most discouraging way.

"I am not fit for it," she said to herself. "I don't know how to live as
I want to live, and I won't live as I don't want to live. The whole
business is too big for me. I don't know how to manage it. I ought to
give up my means to somebody who knows how to use them, and stay here
myself with just enough money to make me happy."

For the fortieth time she considered the question of laying all her
troubles before Mr. Perley, but she knew her pastor. The great mass of
her fortune would quickly be swallowed up in some grand missionary
enterprise; and this would not suit Mrs. Cliff. No matter how much she
was discouraged, no matter how difficult it was to see her way before
her, no matter how great a load she felt her wealth to be, there was
always before her a glimmering sense of grand possibilities. What they
were she could not now see or understand, but she would not willingly
give them up.


She was an elderly woman, but she came of a long-lived family, all of
whom had lived in good health until the end of their days, and if there
was any grand, golden felicity which was possible to her, she felt
that there was reason to believe she would live long to enjoy it when
she wanted it.

One morning as Mrs. Cliff sat thinking over these things, there was a
knock at the front door, and, of course, Willy Croup ran to open it. No
matter where she was, or no matter what she was doing, Willy always went
to the door if she could, because she had so great a desire to know who
was there.

This time it was a gentleman, a very fine gentleman, with a high silk
hat and a handsome overcoat trimmed with fur--fur on the collar, fur on
the sleeves, and fur down the front. Willy had never seen such a coat.
It was October and it was cool, but there was no man in Plainton who
would have worn such a coat as that so early in the season even if he
had one.

The gentleman had dark eyes and a very large mustache, and he carried a
cane and wore rather bright tan-colored gloves. All these things Willy
observed in an instant, for she was very quick in taking notice of
people's clothes and general appearance.

The gentleman raised his hat and asked if Mrs. Cliff lived there. Now
Willy thought he must be an extraordinary fine gentleman, for how should
he know that she was not a servant, and in those parts gentlemen did not
generally raise their hats to girls who opened front doors.

The gentleman was admitted and was ushered into the parlor, where sat
Mrs. Cliff. She was a little surprised at the sight of this visitor, who
came in with his hat on, but who took it off and made her a low bow as
soon as he saw her. But she thought she appreciated the situation, and
she hardened her heart.

A strange man, so finely dressed, and with such manners, must have come
for money, and Mrs. Cliff had already learned to harden her heart
towards strangers who solicited. But the hardness of her heart utterly
disappeared in her amazement when this gentleman, having pulled off his
right glove, advanced toward her, holding out his hand.

"You don't remember me, Mrs. Cliff?" he said in a loud, clear voice. "No
wonder, for I am a good deal changed, but it is not the same with you.
You are the same as ever--I declare you are!"

Mrs. Cliff took the proffered hand, and looked into the face of the
speaker. There was something there which seemed familiar, but she had
never known such a fine gentleman as this. She thought over the people
whom she had seen in France and in California, but she could not
recollect this face.

"It's a mean thing to be puzzlin' you, Mrs. Cliff," said the stranger,
with a cheery smile. "I'm George Burke, seaman on the _Castor_, where I
saw more of you, Mrs. Cliff, than I've ever seen since; for though we
have both been a good deal jumbled up since, we haven't been jumbled up
together, so I don't wonder if you don't remember me, especially as I
didn't wear clothes like these on the _Castor_. Not by any means, Mrs.

"I remember you," she said, and she shook his hand warmly. "I remember
you, and you had a mate named Edward Shirley."

"Yes, indeed!" said Mr. Burke, "and he's all right, and I'm all right,
and how are you?"

The overcoat with the fur trimmings came off, and, with the hat, the
cane, and the gloves, was laid upon a chair, and Burke and Mrs. Cliff
sat down to talk over old times and old friends.



As Mrs. Cliff sat and talked with George Burke, she forgot the
calculations she had been making, she forgot her perplexities and her
anxieties concerning the rapid inroads which her income was making upon
her ability to dispose of it, in the recollection of the
good-fellowships which the presence of her companion recalled.

But Mr. Burke could give her no recent news of Captain Horn and Edna,
she having heard from them later than he had; and the only one of the
people of the _Castor_ of whom he could tell her was Edward Shirley, who
had gone into business.

He had bought a share in a shipyard, and, as he was a man who had a
great idea about the lines of a vessel, and all that sort of thing, he
had determined to put his money into that business. He was a long-headed
fellow, and Burke had no doubt but that he would soon hear of some fine
craft coming from the yard of his old shipmate.

"But how about yourself, Mr. Burke? I want to know what has happened to
you, and what you intend doing, and how you chanced to be coming this

"Oh, I will tell you everything that has happened to me," said Mr.
Burke, "and it won't take long; but first let me ask you something, Mrs.
Cliff?" and as he spoke he quietly rose and shut the parlor door.

"Now then," said he, as he seated himself, "we have all been in the same
box, or, I should say, in the same boxes of different kinds, and
although I may not have the right to call myself a friend, I am just as
friendly to you as if I was, and feel as if people who have been through
what we have ought to stand by each other even after they've got through
their hardest rubs.

"Now, Mrs. Cliff, has anything happened to you? Have you had any
set-backs? I know that this is a mighty queer world, and that even the
richest people can often come down with a sudden thump just as if they
had slipped on the ice."

Mrs. Cliff smiled. "Nothing has happened to me," she said. "I have had
no set-backs, and I am just as rich to-day,--I should say a great deal
richer, than I was on the day when Captain Horn made the division of the
treasure. But I know very well why you thought something had happened to
me. You did not expect to find me living in this little house."

"No, by the Lord Harry, I didn't!" exclaimed Burke, slapping his knee.
"You must excuse me, Mrs. Cliff, for speaking out in that way, but
really I never was so much surprised as when I came into your front
yard. I thought I would find you in the finest house in the place until
you could have a stately mansion built somewhere in the outskirts of the
town, where there would be room enough for a park. But when I came to
this house, I couldn't help thinking that perhaps some beastly bank had
broke, and that your share of the golden business had been swept away.
Things like that do happen to women, you know, and I suppose they always
will; but I am mighty glad to hear you are all right!

"But, as you have asked me to tell you my story, I will make short work
of it, and then I would like to hear what has happened to you, as much
as you please to tell me about it.

"Now, when I got my money, Mrs. Cliff, which, when compared to what your
share must have been, was like a dory to a three-mast schooner, but
still quite enough for me, and, perhaps, more than enough if a public
vote could be taken on the subject, I was in Paris, a jolly place for a
rich sailor, and I said to myself,--

"'Now, Mr. Burke,' said I, for I might as well begin by using good
manners, 'the general disposition of a sea-faring man with a lot of
money is to go on a lark, or, perhaps, a good many larks, and so get rid
of it and then ship again before the mast for fourteen dollars per
month, or thereabouts.'

"But I made up my mind right there on the spot that that sort of thing
wouldn't suit me. The very idea of shipping again on a merchant vessel
made the blood run cold inside of me, and I swore to myself that I
wouldn't do it.

"To be sure, I wouldn't give up all notion of a lark. A sailor with
money,--and I don't believe there ever was an able-bodied seaman with
more money than I had,--who doesn't lark, at least to some degree, has
no right to call himself a whole-souled mariner; so I made up my mind to
have one lark and then stop."

Mrs. Cliff's countenance clouded. "I am sorry, Mr. Burke," said she,
"that you thought it necessary to do that. I do hope you didn't go on
one of those horrible--sprees, do they call them?"

"Oh no!" interrupted Burke, "I didn't do anything of that kind. If I'd
begun with a bottle, I'd have ended with nothing but a cork, and a badly
burnt one at that. No ma'am! drinking isn't in my line. I don't take
anything of that sort except at meals, and then only the best wine in
genteel quantities. But I was bound to have one lark, and then I would
stop and begin to live like a merchant-tailor, with no family nor poor

"But what did you do?" asked Mrs. Cliff. "If it was a lark without
liquor, I want to hear about it."

"It was a temperance lark, ma'am," said Burke, "and this is what it was.

"Now, though I have been to sea ever since I was a boy, I never had
command of any kind of craft, and it struck me that I would like to
finish up my life on the ocean wave by taking command of a vessel. It
is generally understood that riches will give you anything you want, and
I said to myself that my riches should give me that. I didn't want a
sailin' vessel. I was tired of sailin' vessels. I wanted a steamer, and
when I commanded a steamer for a little while I would stop short and be
a landsman for the rest of my life.

"So I went up to Brest, where I thought I might find some sort of
steamer which might suit me, and in that harbor I did find an English
steamer, which had discharged her cargo and was expectin' to sail again
pretty much in ballast and brandy, so far as I could make out. I went to
this vessel and I made an offer to her captain to charter her for an
excursion of one week--that was all I wanted.

"Well, I'm not going to bother you, Mrs. Cliff, with all that was said
and done about this little business, which seemed simple enough, but
which wasn't. There are people in this world who think that if you have
money you can buy anything you want, but such people might as well get
ready to change their opinions if they ever expect to come into money."

"That is true," said Mrs. Cliff; "every word of it is true, as I have
found out for myself!"

"Well," continued Burke, "there had to be a lot of telegraphin' to the
owners in London and a general fuss with the officers of the port about
papers, and all that, but I got the business through all right; for if
money won't get you everything, it's a great help in making things slip
along easy. And so one fine afternoon I found myself on board that
steamer as commander for one week.

"Of course, I didn't want to give orders to the crew, but I intended to
give my orders to the captain, and tell him what he was to do and what
he was not to do for one week. He didn't like that very much, for he was
inclined to bulldogism, but I paid him extra wages, and he agreed to
knuckle under to me.

"So I gave him orders to sail out of the harbor and straight to the
Island of Ushant, some twenty-five miles to the west of northwest.

"'There's no use going there,' said the captain,--his name was
Dork,--'there's nothing on that blasted bit of rock for you to see.
There's no port I could run this steamer into.'

"I had been studying out my business on the chart, and this little
island just suited my idea, and though the name was 'Ushant,' I said to
him, 'You shall,' and I ordered him to sail to that island and lay to a
mile or two to the westward; and as to the landing, he needn't talk
about that until I mentioned it myself.

"So when we got about a couple of miles to the west of Ushant, we lay
to. Now I knew we were on the forty-eighth parallel of latitude, for I
had looked that out on the chart, so I said to Captain Dork,--

"'Now, sir!' says I, 'I want you to head your vessel, sir, due west, and
then to steam straight ahead for a hundred miles, keepin' your vessel
just as near as you can on that line of latitude.'"

"I see!" said Mrs. Cliff, very much interested. "If he once got on that
line of latitude and kept sailing west without turning one way or the
other, he would be bound to keep on it."

"That's exactly it!" said Mr. Burke. "'Twas pretty near midnight when we
started off to run along the forty-eighth parallel, but I kept my eyes
on the man at the wheel and on the compass, and I let them know that
that ship was under the command of an able-bodied seaman who knew what
he was about, and if they skipped to one side of that line or to the
other he would find it out in no time.

"I went below once to take a nap, but, as I promised the fellow at the
wheel ten shillings if he would keep her head due west, and told him he
would be sure to wake me up if he didn't, I felt certain we wouldn't
skip the line of latitude.

"Well, that steamer, which was called the _Duke of Dorchester_, and
which was a vessel of not more than a thousand tons, wasn't much of a
sailer, or perhaps they was saving coal, I don't know which, and, not
knowing how much coal ought to be used, I kept my mouth shut on that
point; but I had the log thrown a good deal, and I found that we never
quite came up to ten knots an hour, and when we took an observation at
noon the next day, we saw that we hadn't quite done the hundred miles;
but a little before one o'clock we did it, and then I ordered the
captain to stop the engine and lay to.

"There was a brig about a mile away, and when she saw us layin' to, she
put about and made for us, and when she was near enough she hailed to
know if anything was the matter. She was a French brig, but Captain Dork
understood her, and I told him to bid her 'Good morning,' and to tell
her that nothin' was the matter, but that we were just stoppin' to rest.
I don't know what he did tell her, but she put about her helm and was
off again on her own business.

"'Now,' said I to Captain Dork, 'I want you to back this steamer due
east to the Island of Ushant.'

"He looked at me and began to swear. He took me for a maniac,--a wild,
crazy man, and told me the best thing I could do would be to go below
and turn in, and he would take me back to my friends, if I had any.

"I didn't want to tell him what I was up to, but I found I had to, and
so I explained to him that I was a rich sailor takin' a lark, and the
lark I wanted to take was, to sail on a parallel of latitude a hundred
miles in a steamer, and then to back that steamer along that same
parallel to the place where she started from. I didn't believe that
there was ever a ship in the world that had done that, and bein' on a
lark, I wanted to do it, and was willin' to pay for it; and if his
engineers and his crew grumbled about backing the steamer for a hundred
miles, he could explain to them how the matter stood, and tell them that
bein' on a lark I was willin' to pay for all extra trouble I might put
them to, and for any disturbances in their minds which might rise from
sailin' a vessel in a way which didn't seem to be accordin' to the
ordinary rules of navigation.

"Now, when Captain Dork knew that I was a rich sailor on a lark, he
understood me, and he made no more objections, though he said he
wouldn't have spent his money in that way; and when he told his crew and
his engineers and men about the extra pay, they understood the matter,
and they agreed to back her along the forty-eighth parallel just as nigh
as they could until they lay to two miles west of Ushant.

"So back we went, and they kept her due east just as nigh as they could,
and they seemed to take an interest in it, as if all of them wanted me
to have as good a lark as I could for my money, and we didn't skip that
parallel very much, although it wasn't an easy job, I can tell you, to
keep her head due west and her stern due east, and steam backwards. They
had to rig up the compass abaft the wheel, and do some other things that
you wouldn't understand, madam, such as running a spar out to stern to
take sight by."

"I declare," said Mrs. Cliff, "that sort of sailing must have astonished
any ship that saw it. Did you meet any other vessels?"

"Oh yes," said Burke. "After daybreak we fell in with a good many sail
and some steamers, and most of them ran close and hailed us, but there
wasn't any answer to give them, except that we were returning to port
and didn't want no help; but some of the skippers of the smaller crafts
were so full of curiosity that they stuck to us, and when we arrived off
Ushant, which wasn't until nearly dark the next day, the _Duke of
Dorchester_ had a convoy of five sloops, two schooners, a brig, eight
pilot boats, and four tugs."

Although Mr. Burke had said that he was going to make very short work
with his story, it had already occupied a good deal of time, and he was
not half through with it; but Mrs. Cliff listened with the greatest
interest, and the rich sailor went on with his recital of adventures.

"Now, when I had finished scoring that forty-eighth parallel backward
and forward for a hundred miles, I took out my purse and I paid that
captain and all the crew what I promised to give them, and then we
steamed back to Brest, where I told him to drop anchor and make himself

"I stayed on board for a day and a night just to get my fill feeling I
was in command of a steamer, before I gave up a sea-faring life forever.
I threw up the rest of the week that I was entitled to and went ashore,
and my lark was over.

"I went to England and took passage for home, and I had a first-class
state-room, and laid in a lot of good clothes before I started. I don't
think I ever had greater comfort in my life than sittin' on deck,
smokin' a good cigar, and watchin' the able-bodied seamen at their work.

"I hope I'm not tiring you, madam, but I'm trying to cut things as short
as I can. It's often said that a sailor is all at sea when he is on
shore, but I was a country fellow before I was a sailor, and land doings
come naturally to me when I fix my mind on them.

"I'd made up my mind I was going to build my mother a house on Cape Cod,
but when I got home I thought it better to buy her one already built,
and that's what I did, and I stayed there with her a little while, but I
didn't like it. I'd had a notion of having another house near my
mother's, but I gave up that. There's too much sea about Cape Cod.

"Now, she liked it, for she's a regular sailor's mother, but I couldn't
feel that I was really a rich fellow livin' ashore until I got out of
hearin' of the ocean, and out of smellin' of salt and tar, so I made up
my mind that I'd go inland and settle somewhere on a place of my own,
where I might have command of some sort of farm.

"I didn't know just exactly what I wanted, nor just exactly where I
wanted to go, so I thought it best to look around a little and hold
council with somebody or other. I couldn't hold council with my mother,
because she wanted me to buy a ship and take command of her. And then I
thought of Captain Horn, and goin' to ask him. But the captain is a
great man--"

"Indeed he is!" exclaimed Mrs. Cliff. "We all know that!"

"But he is off on his own business," continued Burke, "and what sort of
a princely concern he's got on hand I don't know. Anyway, he wouldn't
want me followin' him about and botherin' him, and so I thought of
everybody I could, and at last it struck me that there wasn't anybody
better than you, Mrs. Cliff, to give me the points I wanted, for I
always liked you, Mrs. Cliff, and I consider you a woman of good sense
down to the keel. And, as I heard you were livin' in sort of a country
place, I thought you'd be the very person that I could come and talk to
and get points.

"I felt a hankerin', anyway, after some of the old people of the
_Castor_; for, after having had all that money divided among us, it made
me feel as if we belonged to the same family. I suppose that was one
reason why I felt a sort of drawing to you, you know. Anyway, I knew
where you lived, and I came right here, and arrived this morning. After
I'd taken a room at the hotel, I asked for your house and came straight

"And very glad am I to see you, Mr. Burke!" said Mrs. Cliff, speaking
honestly from the bottom of her heart.

She had not known Burke very well, but she had always looked upon him as
a fine, manly sailor; and now that he had come to her, she was conscious
of the family feeling which he had spoken of, and she was very glad to
see him.

She saw that Burke was very anxious to know why she was living in a
plain fashion in this unpretentious house, but she found it would be
very difficult to explain the matter to him. Hers was not a
straightforward tale, which she could simply sit and tell, and,
moreover, although she liked Burke and thought it probable that he was a
man of a very good heart, she did not believe that he was capable of
advising her in the perplexities which her wealth had thrown about her.

Still, she talked to him and told him what she thought she could make
him properly understand, and so, from one point to another, she went on
until she had given the ex-sailor a very good idea of the state of her
mind in regard to what she was doing, and what she thought she ought to

When Mrs. Cliff had finished speaking, Burke thrust his hands into his
pockets, leaned back in his chair, and looked at the ceiling of the
room, the walls, and the floor. He wanted to say something, but he was
not prepared to do so. His mind, still nautical, desired to take an
observation and determine the latitude and longitude of Mrs. Cliff, but
the skies were very much overcast.

At this moment Willy Croup knocked at the parlor door, and when Mrs.
Cliff went to her, she asked if the gentleman was going to stay to

Mrs. Cliff was surprised. She had no idea it was so late, but she went
back to Mr. Burke and urged him to stay to dinner. He consented
instantly, declaring that this was the first time that anybody, not his
mother, had asked him to dinner since he came into his fortune.

When Mrs. Cliff had excused herself to give some directions about the
meal, Burke walked about the parlor, carefully examining everything in
it. When he had finished his survey, he sat down and shook his head.

"The trouble with her is," he said to himself, "that she's so dreadfully
afraid of running ashore that she will never reach any port, that's
what's the matter!"

When Mrs. Cliff returned, she asked her visitor if he would like to see
her house, and she showed him over it with great satisfaction, for she
had filled every room with all the handsome and appropriate things she
could get into it. Burke noticed everything, and spoke with approbation
of many things, but as he walked behind his hostess, he kept shaking his

He went down to dinner, and was introduced to Willy Croup, who had been
ordered to go and dress herself that she might appear at the meal. He
shook hands with her very cordially, and then looked all around the
little dining-room, taking in every feature of its furnishing and
adornment. When he had finished, he would have been glad to shake his
head again, but this would have been observed.

When the dinner came on, however, Mr. Burke had no desire to shake his
head. It was what might have been called a family dinner, but there was
such a variety, such an abundance, everything was so admirably cooked,
and the elderberry wine, which was produced in his honor, was so much
more rich and fragrant to his taste than the wines he had had at hotels,
that Mr. Burke was delighted.

Now he felt that in forming an opinion as to Mrs. Cliff's manner of
living he had some grounds to stand upon. "What she wants," thought he,
"is all the solid, sensible comfort her money can give her, and where
she knows what she wants, she gets it; but the trouble seems to be that
in most things she doesn't know what she wants!"

When Mr. Burke that afternoon walked back to the hotel, wrapped in his
fur-trimmed coat and carefully puffing a fine Havana cigar, he had
entirely forgotten his own plans and purposes in life, and was engrossed
in those of Mrs. Cliff.



Willy Croup was very much pleased with Mr. Burke, and she was glad that
she had allowed herself to be persuaded to sit at table with such a fine

He treated her with extreme graciousness of manner, and it was quite
plain to her that if he recognized her in her silk gown as the person
who, in a calico dress, had opened the front door for him, he had
determined to make her feel that he had not noticed the coincidence.

He was a good deal younger than she was, but Willy's childlike
disposition had projected itself into her maturer years, and in some
respects there was a greater sympathy, quickly perceived by both,
between her and Mr. Burke than yet existed between him and Mrs. Cliff.
After some of the amusing anecdotes which he told, the visitor looked
first towards Willy to see how she appreciated them; but it must not be
supposed that he was not extremely attentive and deferential to his

If Willy had known what a brave, gallant, and daring sailor he was, she
would have made a hero of him; but Mrs. Cliff had never said much about
Burke, and Willy simply admired him as the best specimen of the urbane
man of the world with whom she had yet met.

The two women talked a good deal about their visitor that evening, and
Mrs. Cliff said that she hoped he was not going to leave town very soon,
for it was possible that she might be of help to him if he wanted to
settle down in that part of the country.

The next morning, soon after breakfast, when Willy opened the front gate
of the yard and stepped out upon the street with a small covered basket
in her hand, she had gone but a very little distance when she met Mr.
Burke, with his furs, his cane, and his silk hat. The latter was lifted
very high as its owner saluted Miss Croup.

Willy, who was of a fair complexion, reddened somewhat as she shook
hands with the gentleman, informed him, in answer to his questions, that
Mrs. Cliff was very well, that she was very well; that the former was at
home and would be glad to see him, and that she herself was going into
the business part of the town to make some little purchases.

She would have been better pleased if she had not been obliged to tell
him where she was going, but she could not do otherwise when he said he
supposed she was walking for the benefit of the fresh morning air. He
added to her discomfiture by requesting to be allowed to walk with her,
and by offering to carry her basket. This threw Willy's mind into a good
deal of a flutter. Why could she not have met this handsomely dressed
gentleman sometime when she was not going to the grocery store to buy
such things as stove-blacking and borax?

It seemed to her as if these commodities must suggest to the mind of any
one rusty iron and obtrusive insects, and as articles altogether outside
the pale of allusion in high-toned social intercourse.

It also struck her as a little odd that a gentleman should propose to
accompany a lady when she was going on domestic errands; but then this
gentleman was different from any she had known, and there were many ways
of the world with which she was not at all acquainted.

Mr. Burke immediately began to speak of the visit of the day before. He
had enjoyed seeing Mrs. Cliff again and he had never sat down to a
better dinner.

"Yes," said Willy, "she likes good eatin', and she knows what it is, and
if she had a bigger dining-room she would often invite people to dinner,
and I expect the house would be quite lively, as she seems more given to
company than she used to be, and that's all right, considerin' she's
better able to afford it."

Mr. Burke took a deep satisfied breath. The opportunity had already come
to him to speak his mind.

"Afford it!" said he. "I should think so! Mrs. Cliff must be very rich.
She is worth, I should say--well, I don't know what to say, not knowing
exactly and precisely what each person got when the grand division was

Willy's loyalty to Mrs. Cliff prompted her to put her in as good a light
as possible before this man of the world, and her own self-esteem
prompted her to show that, being a friend and relative of this rich
lady, she was not ignorant of her affairs in life.

"Oh, she's rich!" said Willy. "I can't say, of course, just how much she
has, but I'm quite sure that she owns at least--"

Willy wished to put the amount of the fortune at one hundred thousand
dollars, but she was a little afraid that this might be too much, and
yet she did not wish to make the amount any smaller than could possibly
be helped. So she thought of seventy-five, and then eighty, and finally
remarked that Mrs. Cliff must be worth at least ninety thousand dollars.
Mr. Burke looked up at the sky and wanted to whistle.

"Ninety thousand dollars!" he said to himself. "I know positively that
it was at least four millions at the time of the division, and she says
she's richer now than she was then, which is easy to be accounted for by
the interest coming in. I see her game! She wants to keep shady about
her big fortune because her neighbors would expect her to live up to it,
and she knows it isn't in her to live up to it. Now, I'm beginning to
see through the fog." "It seems to me," said he, "that Mrs. Cliff ought
to have a bigger dining-room."

This remark pulled up the flood-gate to Willy's accumulated sentiments
on the subject, and they poured forth in a rushing stream.

Yes, indeed, Mrs. Cliff ought to have a bigger dining-room, and other
rooms to the house, and there was the front fence, and no end of things
she ought to have, and it was soon made clear to Mr. Burke that Willy
had been lying awake at night thinking, and thinking, and thinking about
what Mrs. Cliff ought to have and what she did not have. She said she
really and honestly believed that there was no reason at all why she did
not have them, except that she did not want to seem to be setting
herself up above her neighbors. In fact, Mrs. Cliff had told Willy two
or three times, when there had been a discussion about prices, that she
was able to do anything she wanted, and if she could do that, why did
she not do it? People were all talking about it, and they had talked and
talked her fortune down until in some families it was not any more than
ten thousand dollars.

On and on talked Willy, while Mr. Burke said scarcely a word, but he
listened with the greatest attention. They had now walked on until they
had reached the main street of the little town, gone through the
business part where the shops were, and out into the suburbs. Suddenly
Willy stopped.

"Oh dear!" she exclaimed, "I've gone too far! I was so interested in
talking, that I didn't think."

"I'm sorry," said Mr. Burke, "that I've taken you out of your way. Can't
I get you what you want and save you the trouble?"

Now Willy was in another flutter. After the walk with the fur-trimmed
coat, and the talk about dollars by thousands and tens of thousands, she
could not come down to mention borax and blacking.

"Oh no, thank you!" said she, trying her best to think of some other
errand than the one she had come upon. "I don't believe it's finished
yet, and it's hardly worth while to stop. There was one of those big
cushion covers that she brought from Paris, that was to be filled with
down, but I don't believe it's ready yet, and I needn't stop."

Mr. Burke could not but think it a little odd that such a small basket
should be brought for the purpose of carrying home a large down cushion,
but he said nothing further on the subject. He had had a most gratifying
conversation with this communicative and agreeable person, and his
interest in Mrs. Cliff was greatly increased.

When he neared the hotel, he took leave of his companion, saying that he
would call in the afternoon; and Willy, after she had looked back and
was sure he was out of sight, slipped into the grocery store and got her
borax and blacking.

Mr. Burke called on Mrs. Cliff that afternoon, and the next morning, and
two or three times the day after. They came to be very much interested
in each other, and Burke in his mind compared this elderly friend with
his mother, and not to the advantage of the latter. Burke's mother was a
woman who would always have her own way, and wanted advice and counsel
from no one, but Mrs. Cliff was a very different woman.

She was so willing to listen to what Burke said--and his remarks were
nearly always on the subject of the proper expenditure of money--and
appeared to attach so much importance to his opinions, that he began to
feel that a certain responsibility, not at all an unpleasant one, was
forcing itself upon him.

He did not think that he should try to constitute himself her director,
or even to assume the position of professional suggester, but in an
amateur way he suggested, and she, without any idea of depending upon
him for suggestions, found herself more and more inclined to accept them
as he continued to offer them.

She soon discovered that he was the only person in Plainton who knew her
real fortune, and this was a bond of sympathy and union between them,
and she became aware that she had succeeded in impressing him with her
desire to live upon her fortune in such a manner that it would not
interfere with her friendships or associations, and her lifelong ideas
of comfort and pleasure.

The people of the town talked a great deal about the fine gentleman at
the hotel, but they knew he was one of the people who had become rich in
consequence of Captain Horn's discovery; and some of them, good friends
of Mrs. Cliff, felt sorry that she had not profited to as great a degree
by that division as this gentleman of opulent taste, who occupied two of
the best rooms in the hotel, and obliged Mr. Williams to send to
Harrington, and even to Boston, for provisions suitable to his epicurean
tastes, and who drove around the country with a carriage and pair at
least once a day.

When Burke was ready to make his suggestions, he thought he would begin
in a mild fashion, and see how Mrs. Cliff would take them.

"If I was in your place, madam," said he, "the first thing I would do
would be to have a lot of servants. There's nothin' money can give a
person that's better than plenty of people to do things. Lots of them on
hand all the time, like the crew of a ship."

"But I couldn't do that, Mr. Burke," said she; "my house is too small. I
haven't any place for servants to sleep. When I enlarge my house, of
course, I may have more servants."

"Oh, I wouldn't wait for that," said he; "until then you could board
them at the hotel."

This suggestion was strongly backed by Willy Croup, and Mrs. Cliff took
the matter to heart. She collected together a domestic establishment of
as many servants as she thought her establishment could possibly provide
with work, and, although she did not send them to be guests at the
hotel, she obtained lodging for them at the house of a poor woman in the

When she had done this, she felt that she had made a step in the
direction of doing her duty by her money.

Mr. Burke made another suggestion. "If I was you," said he, "I wouldn't
wait for times or seasons, for in these days people build in winter the
same as in summer. I would put up that addition just as soon as it could
be done."

Mrs. Cliff sighed. "I suppose that's what I should do," said she. "I
feel that it is, but you know how I hate to begin it."

"But you needn't hate it," said he. "There isn't the least reason in the
world for any objection to it. I've a plan which will make it all clear
sailin'. I've been thinkin' it out, and this is the way I've thought
it." Mrs. Cliff listened with great attention.

"Now then," said Burke, "next to you on the west is your own lot that
you're going to put your new dining-room on. Am I right there?"

"Yes," said Mrs. Cliff, "you are right there."

"Well, next to that is the little house inhabited by a family named
Barnard, I'm told, and next to that there's a large corner lot with an
old house on it that's for sale. Now then, if I was you, I'd buy that
corner lot and clear away the old house, and I'd build my dining-room
right there. I'd get a good architect and let him plan you a
first-class, A number one, dining-room, with other rooms to it, above it
and below it, and around it; with porticos, and piazzas, and little
balconies to the second story, and everything that anybody might want
attached to a first-class dining-room."

Mrs. Cliff laughed. "But what good would it be to me away up there at
the corner of the next street?"

"The reason for putting it there," said Burke, "is to get clear of all
the noise and dirt of building, and the fuss and bother that you dislike
so much. And then when it was all finished, and painted, and papered,
and the carpets down, if you like, I'd have it moved right up here
against your house just where you want it. When everything was in order,
and you was ready, you could cut a door right through into the new
dining-room, and there you'd be. They've got so in the way of slidin'
buildings along on timbers now that they can travel about almost like
the old stage coaches, and you needn't have your cellar dug until you're
ready to clap your new dining-room right over it."

Mrs. Cliff smiled, and Willy listened with open eyes. "But how about the
Barnard family and their house?" said she.

"Oh, I'd buy them a lot somewhere else," said he, "and move their house.
They wouldn't object if you paid them extra. What I'd have if I was in
your place, Mrs. Cliff, would be a clear lot down to the next street,
and I'd have a garden in it with flowers, and gravel walks, and
greenhouses, and all that sort of thing."

"All stretching itself out in the sunshine under the new dining-room
windows!" cried Willy Croup, with sparkling eyes.

Mrs. Cliff sat and considered, a cheerful glow in her veins. Here,
really, was an opportunity of stemming the current of her income without
shocking any of her social instincts!



It was not long before Mr. Burke began to be a very important personage
in Plainton. It was generally known that he intended to buy land and
settle in the neighborhood, and as he was a rich man, evidently
inclined to be liberal in his expenditures, this was a matter of great
interest both in social and business circles.

He often drove out to survey the surrounding country, but when he was
perceived several times standing in front of an old house at the corner
of the street near Mrs. Cliff's residence, it was supposed that he might
have changed his mind in regard to a country place, and was thinking of
building in the town.

He was not long considered a stranger in the place. Mrs. Cliff
frequently spoke of him as a valued friend, and there was reason to
believe that in the various adventures and dangers of which they had
heard, Mr. Burke had been of great service to their old friend and
neighbor, and it was not unlikely that his influence had had a good deal
to do with her receipt of a portion of the treasure discovered by the
commander of the expedition.

Several persons had said more than once that they could not see why Mrs.
Cliff should have had any claim upon this treasure, except, perhaps, to
the extent of her losses. But if she had had a friend in camp,--and Mr.
Burke was certainly a friend,--it was easy to understand why he would do
the best he could, at a time when money was so plenty, for the benefit
of one whom he knew to be a widow in straitened circumstances.

So Mr. Burke was looked upon not only as a man of wealth and superior
tastes in regard to food and personal comfort, but as a man of a liberal
and generous disposition. Furthermore, there was no pride about him.
Often on his return from his drives, his barouche and pair, which Mr.
Williams had obtained in Harrington for his guest's express benefit,
would stop in front of Mrs. Cliff's modest residence; and two or three
times he had taken that good lady and Willy Croup to drive with him.

But Mrs. Cliff did not care very much for the barouche. She would have
preferred a little phaëton and a horse which she could drive herself. As
for her horse and the two-seated wagon, that was declared by most of the
ladies of the town to be a piece of absolute extravagance. It was used
almost exclusively by Willy, who was known to deal with shops in the
most distant part of the town in order that she might have an excuse, it
was said, to order out that wagon and have Andrew Marks to drive her.

Of course they did not know how often Mrs. Cliff had said to herself
that it was really not a waste of money to keep this horse, for Willy
was no longer young; and if she could save her any weary steps, she
ought to do it, and at the same time relieve a little the congested
state of her income.

Moreover, Mr. Burke was not of an unknown family. He was quite willing
to talk about himself, especially to Mr. Williams, as they sat and
smoked together in the evening, and he said a good deal about his
father, who had owned two ships at Nantucket, and who, according to his
son, was one of the most influential citizens of the place.

Mr. Williams had heard of the Burkes of Nantucket, and he did not think
any the less of the one who was now his guest, because his father's
ships had come to grief during his boyhood, and he had been obliged to
give up a career on shore, which he would have liked, and go to sea,
which he did not like. A brave spirit in poverty coupled with a liberal
disposition in opulence was enough to place Mr. Burke on a very high
plane in the opinions of the people of Plainton.

Half a mile outside the town, upon a commanding eminence, there was a
handsome house which belonged to a family named Buskirk. These people
were really not of Plainton, although their post-office and railroad
station were there. They were rich city people who came to this country
place for the summer and autumn, and who had nothing to do with the town
folks, except in a limited degree to deal with some of them.

This family lived in great style, and their coachman and footman in knee
breeches, their handsome horses with docked tails, the beautiful grounds
about their house, a feebly shooting fountain on the front lawn, were a
source of anxious disquietude in the mind of Mrs. Cliff. They were like
the skeletons which were brought in at the feasts of the ancients.

"If I should ever be obliged to live like the Buskirks on the hill," the
good lady would say to herself, "I would wish myself back to what I used
to be, asking only that my debts be paid."

Even the Buskirks took notice of Mr. Burke. In him they thought it
possible they might have a neighbor. If he should buy a place and build
a fine house somewhere in their vicinity, which they thought the only
vicinity in which any one should build a fine house, it might be a very
good thing, and would certainly not depreciate the value of their
property. A wealthy bachelor might indeed be a more desirable neighbor
than a large family.

The Buskirks had been called upon when they came to Plainton a few years
before by several families. Of course, the clergyman, Mr. Perley, and
his wife, paid them a visit, and the two Misses Thorpedyke hired a
carriage and drove to the house, and, although they did not see the
family, they left their cards.

After some time these and other calls were returned, but in the most
ceremonious manner, and there ended the social intercourse between the
fine house on the hill and the town.

As the Buskirks drove to Harrington to church, they did not care about
the Perleys, and although they seemed somewhat inclined to cultivate the
Thorpedykes, who were known to be of such an excellent old family, the
Thorpedykes did not reciprocate the feeling, and, having declined an
invitation to tea, received no more.

But now Mr. Buskirk, who had come up on Saturday to spend Sunday with
his family, actually called on Mr. Burke at the hotel. The wealthy
sailor was not at home, and the city gentleman left his card.

When Mr. Burke showed this card to Mrs. Cliff, her face clouded. "Are
you going to return the visit?" said she.

"Oh yes!" answered Burke. "Some of these days I will drive up and look
in on them. I expect they have got a fancy parlor, and I would like to
sit in it a while and think of the days when I used to swab the deck.
There's nothin' more elevatin', to my mind, than just that sort of
thing. I do it sometime when I am eatin' my meals at the hotel, and the
better I can bring to mind the bad coffee and hard tack, the better I
like what's set before me."

Mrs. Cliff sighed. She wished Mr. Buskirk had kept away from the hotel.

As soon as Mrs. Cliff had consented to the erection of the new
dining-room on the corner lot,--and she did not hesitate after Mr. Burke
had explained to her how easy it would be to do the whole thing almost
without her knowing anything about it, if she did not want to bother
herself in the matter,--the enterprise was begun.

Burke, who was of an active mind, and who delighted in managing and
directing, undertook to arrange everything. There was no agreement
between Mrs. Cliff and himself that he should do this, but it pleased
him so much to do it, and it pleased her so much to have him do it, that
it was done as a thing which might be expected to happen naturally.

Sometimes she said he was giving her too much of his time, but he
scorned such an idea. He had nothing to do, for he did not believe that
he should buy a place for himself until spring, because he wanted to
pick out a spot to live in when the leaves were coming out instead of
when they were dropping off, and the best fun he knew of would be to
have command of a big crew, and to keep them at work building Mrs.
Cliff's dining-room.

"I should be glad to have you attend to the contracts," said Mrs. Cliff,
"and all I ask is, that while you don't waste anything,--for I think it
is a sin to waste money no matter how much you may have,--that you will
help me as much as you can to make me feel that I really am making use
of my income."

Burke agreed to do all this, always under her advice, of course, and
very soon he had his crew, and they were hard at work. He sent to
Harrington and employed an architect to make plans, and as soon as the
general basis of these was agreed upon, the building was put in charge
of a contractor, who, under Mr. Burke, began to collect material and
workmen from all available quarters.

"We've got to work sharp, for the new building must be moored alongside
Mrs. Cliff's house before the first snowstorm."

A lawyer of Plainton undertook the purchase of the land and, as the
payments were to be made in cash, and as there was no chaffering about
prices, this business was soon concluded.

As to the Barnard family, Mr. Burke himself undertook negotiations with
them. When he had told them of the handsome lot on another street, which
would be given them in exchange, and how he would gently slide their
house to the new location, and put it down on any part of the lot which
they might choose, and guaranteed that it should be moved so gently that
the clocks would not stop ticking, nor the tea or coffee spill out of
their cups, if they chose to take their meals on board during the
voyage; and as, furthermore, he promised a handsome sum to recompense
them for the necessity of leaving behind their well, which he could not
undertake to move, and for any minor inconveniences and losses, their
consent to the change of location was soon obtained.

Four days after this Burke started the Barnard house on its travels. As
soon as he had made his agreement with the family, he had brought a man
down from Harrington, whose business it was to move houses, and had put
the job into his hands. He stipulated that at one o'clock P.M. on the
day agreed upon the house was to begin to move, and he arranged with the
mason to whom he had given the contract for preparing the cellar on the
new lot, that he should begin operations at the same hour.

He then offered a reward of two hundred dollars to be given to the mover
if he got his house to its destination before the cellar was done, or to
the mason if he finished the cellar before the house arrived.

The Barnards had an early dinner, which was cooked on a kerosene stove,
their chimney having been taken down, but they had not finished washing
the dishes when their house began to move.

Mrs. Cliff and Willy ran to bid them good-bye, and all the Barnards, old
and young, leaned out of a back window and shook hands.

Mr. Burke had arranged a sort of gang-plank with a railing if any of
them wanted to go on shore--that is, step on terra firma--during the
voyage. But Samuel Rolands, the mover, heedful of his special prize,
urged upon them not to get out any oftener than could be helped, because
when they wished to use the gang-plank he would be obliged to stop.

There were two boys in the family who were able to jump off and on
whenever they pleased, but boys are boys, and very different from other

Houses had been moved in Plainton before, but never had any inhabitants
of the place beheld a building glide along upon its timber course with,
speaking comparatively, the rapidity of this travelling home.

Most of the citizens of the place who had leisure, came at some time
that afternoon to look at the moving house, and many of them walked by
its side, talking to the Barnards, who, as the sun was warm, stood at an
open window, very much excited by the spirit of adventure, and quite
willing to converse.

Over and over they assured their neighbors that they would never know
they were moving if they did not see the trees and things slowly passing
by them.

As they crossed the street and passed between two houses on the opposite
side, the inhabitants of these gathered at their windows, and the
conversation was very lively with the Barnards, as the house of the
latter passed slowly by.

All night that house moved on, and the young people of the village
accompanied it until eleven o'clock, when the Barnards went to bed.

Mr. Burke divided his time between watching the moving house, at which
all the men who could be employed in any way, and all the horses which
could be conveniently attached to the windlasses, were working in
watches of four hours each, in order to keep them fresh and
vigorous,--and the lot where the new cellar was being constructed,
where the masons continued their labors at night by the light of
lanterns and a blazing bonfire fed with resinous pine.

The excitement caused by these two scenes of activity was such that it
is probable that few of the people of the town went to bed sooner than
the Barnard family.

Early the next morning the two Barnard boys looked out of the window of
their bedroom and saw beneath them the Hastings' barnyard, with the
Hastings boy milking. They were so excited by this vision that they
threw their shoes and stockings out at him, having no other missiles
convenient, and for nearly half an hour he followed that house, trying
to toss the articles back through the open window, while the cow stood
waiting for the milking to be finished.

On the evening of the third day after its departure from its original
position, the Barnard house arrived on the new lot, and, to the disgust
of Samuel Rolands, he found the cellar entirely finished and ready for
him to place the house upon it. But Mr. Burke, who had been quite sure
that this would be the result of the competition, comforted him by
telling him that as he had done his best, he too should have a prize
equal to that given to the mason. This had been suggested by Mrs. Cliff,
because, she said, that as they were both hard-working men with
families, and although the house-mover was not a citizen of Plainton, he
had once lived there, she was very glad of this opportunity of helping
them along.

As soon as this important undertaking had been finished, Mr. Burke was
able to give his sole attention to the new dining-room on the corner
lot. He and the architect had worked hard upon the plans, and when they
were finished they had been shown to Mrs. Cliff. She understood them in
a general way, and was very glad to see that such ample provisions had
been made in regard to closets, though she was not able to perceive with
her mind's eye the exact dimensions of a room nineteen by twenty-seven,
nor to appreciate the difference between a ceiling twelve feet high, and
another which was nine.

However, having told Mr. Burke and the architect what she wanted, and
both of them having told her what she ought to have, she determined to
leave the whole matter in their hands. This resolution was greatly
approved by her sailor friend, for, as the object of the plan of
construction was to relieve her of all annoyance consequent upon
building operations, the more she left everything to those who delighted
in the turmoil of construction, the better it would be for all.

Everything had been done in the plans to prevent interference with the
neatness and comfort of Mrs. Cliff's present abode. The door of the new
dining-room was so arranged that when it was moved up to the old house,
it would exactly fit against a door in the latter which opened from a
side hall upon a little porch. This porch being removed, the two doors
would fit exactly to each other, and there would be none of the dust and
noise consequent upon the cutting away of walls.

So Mrs. Cliff and Willy lived on in peace, comfort, and quiet in their
old home, while on the corner lot there was hammering, and banging, and
sawing all day. Mr. Burke would have had this work go on by night, but
the contractor refused. His men would work extra hours in consideration
of extra inducements, but good carpenter work, he declared, could not be
done by lantern light.

The people of Plainton did not at all understand the operations on the
corner lot. Mr. Burke did not tell them much about it, and the
contractor was not willing to talk. He had some doubts in regard to the
scheme, but as he was well paid, he would do his best. It had been
mentioned that the new building was to be Mrs. Cliff's dining-room, but
this idea soon faded out of the Plainton mind, which was not adapted to
grasp and hold it.

Consequently, as Mr. Burke had a great deal to do with the building, and
as Mrs. Cliff did not appear to be concerned in it at all, it was
generally believed that the gentleman at the hotel was putting up a
house for himself on the corner lot. This knowledge was the only
conclusion which would explain the fact that the house was built upon
smooth horizontal timbers, and not upon a stone or brick foundation. A
man who had been a sailor might fancy to build a house something as he
would build a ship in a shipyard, and not attach it permanently to the



While the building operations were going on at such a rapid rate on the
corner lot, Mrs. Cliff tried to make herself as happy as possible in her
own home. She liked having enough servants to do all the work, and
relieve both her and Willy. She liked to be able to drive out when she
wanted to, or to invite a few of her friends to dinner or to tea, and to
give them the very best the markets afforded of everything she thought
they might like; but she was not a satisfied woman.

It was true that Mr. Burke was doing all that he could with her money,
and doing it well, she had not the slightest doubt; but, after all, a
new dining-room was a matter of small importance. She had fears that
even after it was all finished and paid for she would find that her
income had gained upon her.

As often as once a day the argument came to her that it would be wise
for her to give away the bulk of her fortune in charity, and thus rid
herself of the necessity for this depressing struggle between her desire
to live as she wanted to live, and the obligations to herself under
which her fortune placed her; but she could not consent to thus part
with her great fortune. She would not turn her back upon her golden
opportunities. As soon as she had so determined her life that the
assertion of her riches would not interfere with her domestic and
social affairs, she would be charitable enough, she would do good works
upon a large scale; but she must first determine what she was to do for
herself, and so let her charities begin at home.

This undecided state of mind did not have a good effect upon her general
appearance, and it was frequently remarked that her health was not what
it used to be. Miss Nancy Shott thought there was nothing to wonder at
in this. Mrs. Cliff had never been accustomed to spend money, and it was
easy to see, from the things she had bought abroad and put into that
little house, that she had expended a good deal more than she could
afford, and no wonder she was troubled, and no wonder she was looking
thin and sick.

Other friends, however, did not entirely agree with Miss Shott. They
thought their old friend was entirely too sensible a woman to waste a
fortune, whether it had been large or small, which had come to her in so
wonderful a manner; and they believed she had money enough to live on
very comfortably. If this were not the case, she would never consent to
keep a carriage almost for Willy Croup's sole use.

They thought, perhaps, that the example and companionship of Mr. Burke
might have had an effect upon her. It was as likely as not that she had
borne part of the expense of moving the Barnard house, so that there
should be nothing between her and the new building. But this, as they
said themselves, was mere surmise. Mr. Burke might fancy large grounds,
and he was certainly able to have them if he wanted them. Whatever
people said and thought about Mrs. Cliff and her money, it was generally
believed that she was in comfortable circumstances. Still, it had to be
admitted that she was getting on in years.

Now arose a very important question among the gossips of Plainton: who
was to be Mrs. Cliff's heir?

Everybody knew that Mrs. Cliff had but one blood relation living, and
that was Willy Croup, and no one who had given any thought whatever to
the subject believed that Willy Croup would be her heir. Her husband had
some distant relatives, but, as they had had nothing to do with Mrs.
Cliff during the days of her adversity, it was not likely that she would
now have anything to do with them. Especially, as any money she had to
leave did not come through her husband.

But, although the simple-minded Willy Croup was a person who would not
know how to take care of money if she had it, and although everybody
knew that if Mrs. Cliff made a will she would never think of leaving her
property to Willy, still, everybody who thought or talked about the
matter saw the appalling fact staring them in their faces--that if Mrs.
Cliff died without a will, Willy would inherit her possessions!

The more it was considered, the more did this unpleasant contingency
trouble the minds of certain of the female citizens of Plainton. Miss
Cushing, the principal dressmaker of the place, was greatly concerned
upon this subject, and as her parlor, where she generally sat at her
work, was a favorite resort of certain ladies, who sometimes had orders
to give, and always had a great deal to say, it was natural that those
good women who took most to heart Mrs. Cliff's heirless condition should
think of Miss Cushing whenever they were inclined to talk upon the

Miss Shott dropped in there one day with a very doleful countenance.
That very morning she had passed Mrs. Cliff's house on the other side of
the way, and had seen that poor widow standing in her front yard with
the most dejected and miserable countenance she had ever seen on a human

"People might talk as much as they pleased about Mrs. Cliff being
troubled because she had spent too much money, that all might be, or it
might not be, but it was not the reason for that woman looking as if she
was just ready to drop into a sick-bed. When people go to the most
unhealthy regions in the whole world, and live in holes in the ground
like hedgehogs, they cannot expect to come home without seeds of disease
in their system, which are bound to come out. And that those seeds were
now coming out in Mrs. Cliff no sensible person could look at her and

When Miss Cushing heard this, she felt more strongly convinced than ever
of the importance of the subject upon which she and some of her friends
had been talking. But she said nothing in regard to that subject to Miss
Shott. What she had to say and what she had already said about the
future of Mrs. Cliff's property, and what her particular friends had
said, were matters which none of them wanted repeated, and when a
citizen of Plainton did not wish anything repeated, it was not told to
Miss Shott.

But after Miss Shott had gone, there came in Mrs. Ferguson, a widow
lady, and shortly afterwards, Miss Inchman, a middle-aged spinster,
accompanied by Mrs. Wells and Mrs. Archibald, these latter both worthy
matrons of the town. Mrs. Archibald really came to talk to Miss Cushing
about a winter dress, but during the subsequent conversation she made no
reference to this errand.

Miss Cushing was relating to Mrs. Ferguson what Nancy had told her when
the other ladies came in, but Nancy Shott had stopped in at each of
their houses and had already given them the information.

"Nancy always makes out things a good deal worse than they are," said
Mrs. Archibald, "but there's truth in what she says. Mrs. Cliff is
failing; everybody can see that!"

"Of course they can," said Miss Cushing, "and I say that if she has any
friends in Plainton,--and everybody knows she has,--it's time for them
to do something!"

"The trouble is, what to do, and who is to do it," remarked Mrs.

"What to do is easy enough," said Miss Cushing, "but who is to do it is
another matter."

"And what would you do?" asked Mrs. Wells. "If she feels she needs a
doctor, she has sense enough to send for one without waiting until her
friends speak about it."

"The doctor is a different thing altogether!" said Miss Cushing. "If he
comes and cures her, that's neither here nor there. It isn't the point!
But the danger is, that, whether he comes or not, she is a woman well on
in years, with a constitution breaking down under her,--that is as far
as appearances go, for of course I can't say anything positive about
it,--and she has nobody to inherit her money, and as far as anybody
knows she has never made a will!"

"Oh, she has never made a will," said Mrs. Wells, "because my John is in
the office, and if Mrs. Cliff had ever come there on such business, he
would know about it."

"But she ought to make a will," said Miss Cushing. "That's the long and
short of it; and she ought to have a friend who would tell her so. That
would be no more than a Christian duty which any one of us would owe to
another, if cases were changed."

"I don't look upon Mrs. Cliff as such a very old woman," said Miss
Inchman, "but I agree with you that this thing ought to be put before
her. Willy Croup will never do it, and really if some one of us don't, I
don't know who will."

"There's Mrs. Perley," said Mrs. Archibald.

"Oh, she'd never do!" struck in Miss Cushing. "Mrs. Perley is too timid.
She would throw it off on her husband, and if he talks to Mrs. Cliff
about a will, her money will all go to the church or to some charity. I
should say that one of us ought to take on herself this friendly duty.
Of course, it would not do to go to her and blurt out that we all
thought she would not live very long, and that she ought to make her
will; but conversation could be led to the matter, and when Mrs. Cliff
got to consider her own case, I haven't a doubt but that she would be
glad to have advice and help from an old friend."

All agreed that this was a very correct view of the case, but not one of
them volunteered to go and talk to Mrs. Cliff on the subject. This was
not from timidity, nor from an unwillingness to meddle in other people's
business, but from a desire on the part of each not to injure herself in
Mrs. Cliff's eyes by any action which might indicate that she had a
personal interest in the matter.

Miss Cushing voiced the opinion of the company when she said: "When a
person has no heirs, relatives ought to be considered first, but if
there are none of these, or if they aren't suitable, then friends should
come in. Of course, I mean the oldest and best friends of the party
without heirs."

No remark immediately followed this, for each lady was thinking that
she, probably more than any one else in Plainton, had a claim upon Mrs.
Cliff's attention if she were leaving her property to her friends, as
she certainly ought to do.

In years gone by Mrs. Cliff had been a very kind friend to Miss Cushing.
She had loaned her money, and assisted her in various ways, and since
her return to Plainton she had put a great deal of work into Miss
Cushing's hands. Dress after dress for Willy Croup had been made, and
material for others was still lying in the house; and Mrs. Cliff herself
had ordered so much work, that at this moment Miss Cushing had two girls
upstairs sewing diligently upon it.

Having experienced all this kindness, Miss Cushing felt that if Mrs.
Cliff left any of her money to her friends, she would certainly remember
her, and that right handsomely. If anybody spoke to Mrs. Cliff upon the
subject, she would insist, and she thought she had a right to insist,
that her name should be brought in prominently.

Mrs. Ferguson had also well-defined opinions upon the subject. She had
two daughters who were more than half grown, had learned all that they
could be taught in Plainton, and she was very anxious to send them away
to school, where their natural talents could be properly cultivated. She
felt that she owed a deep and solemn duty to these girls, and she had
already talked to Mrs. Cliff about them.

The latter had taken a great deal of interest in the matter, and
although she had not said she would help Mrs. Ferguson to properly
educate these girls, for she had not asked her help, she had taken so
much interest in the matter that their mother had great hopes. And if
this widow without any children felt inclined to assist the children of
others during her life, how much more willing would she be likely to be
to appropriate a portion of what she left behind her to such an object!

Mrs. Wells and Mrs. Archibald had solid claims upon Mrs. Cliff. It was
known that shortly after the death of her husband, when she found it
difficult to make collections and was very much in need of money for
immediate expenses, they had each made loans to her. It is true that
even before she started for South America she had repaid these loans
with full legal interest. But the two matrons could not forget that they
had been kind to her, nor did they believe that Mrs. Cliff had forgotten
what they had done, for the presents she had brought them from France
were generally considered as being more beautiful and more valuable than
those given to anybody else,--except the Thorpedykes and the Perleys.
This indicated a very gratifying gratitude upon which the two ladies,
each for herself, had every right to build very favorable hopes.

Miss Inchman and Mrs. Cliff had been school-fellows, and when they were
both grown young women there had been a good deal of doubt which one of
them William Cliff would marry. He made his choice, and Susan Inchman
never showed by word or deed that she begrudged him to her friend, to
whom she had always endeavored to show just as much kindly feeling as if
there had been two William Cliffs, and each of the young women had
secured one of them. If Mrs. Cliff, now a widow with money enough to
live well upon and keep a carriage, was making out her will, and was
thinking of her friends in Plainton, it would be impossible for her to
forget one who was the oldest friend of all.

So it is easy to see why she did not want to go to Mrs. Cliff and
prejudice her against herself, by stating that she ought to make a will
for the benefit of the old friends who had always loved and respected

Miss Cushing now spoke. She knew what each member of the little company
was thinking about, and she felt that it might as well be spoken of.

"It does seem to me," said she, "and I never would have thought of it,
if it hadn't been for the talk we had,--that we five are the persons
that Mrs. Cliff would naturally mention in her will, not, perhaps,
regarding any money she might have to leave--"

"I don't see why!" interrupted Mrs. Ferguson.

"Well, that's neither here nor there," continued Miss Cushing. "Money is
money, and nobody knows what people will do with it when they die, and
if she leaves anything to the church or to charity, it's her money! but
I'm sure that Mrs. Cliff has too much hard sense to order her executors
to sell all the beautiful rugs, and table-covers, and glass, and china,
and the dear knows what besides is in her house at this moment! They
wouldn't bring anything at a sale, and she would naturally think of
leaving them to her friends. Some might get more and some might get
less, but we five in this room at this present moment are the old
friends that Mrs. Cliff would naturally remember. And if any one of us
ever sees fit to speak to her on the subject, we're the people who
should be mentioned when the proper opportunity comes to make such

"You're forgetting Willy Croup," said Mrs. Wells.

"No," answered Miss Cushing, a little sharply, "I don't forget her, but
I'll have nothing to do with her. I don't suppose she'll be forgotten,
but whatever is done for her or whatever is not done for her is not our
business. It's my private opinion, however, that she's had a good deal

"Well," said Mrs. Ferguson, "I suppose that what you say is all
right,--at least I've no objections to any of it; but whoever's going to
speak to her, it mustn't be me, because she knows I've daughters to
educate, and she'd naturally think that if I spoke I was principally
speaking for myself, and that would set her against me, which I wouldn't
do for the world. And whatever other people may say, I believe she will
have money to leave."

Miss Cushing hesitated for a moment, and then spoke up boldly.

"It's my opinion," said she, "that Miss Inchman is the proper person to
speak to Mrs. Cliff on this important subject. She's known her all her
life, from the time when they were little girls together, and when they
were both grown she made sacrifices for her which none of the rest of us
had the chance to make.

"Now, for Miss Inchman to go and open the subject in a gradual and
friendly way would be the right and proper thing, no matter how you look
at it, and it's my opinion that we who are now here should ask her to go
and speak, not in our names perhaps, but out of good-will and kindness
to us as well as to Mrs. Cliff."

Mrs. Wells was a lady who was in the habit of saying things at the wrong
time, and she now remarked, "We've forgotten the Thorpedykes! You know,
Mrs. Cliff--"

Miss Cushing leaned forward, her face reddened. "Bother the
Thorpedykes!" she exclaimed. "They're no more than acquaintances, and
ought not to be spoken of at all. And as for Mrs. Perley, if any one's
thinking of her, she's only been here four years, and that gives her no
claim whatever, considering that we've been lifelong friends and
neighbors of Sarah Cliff.

"And now, in behalf of all of us, I ask you, Miss Inchman, will you
speak to Mrs. Cliff?"

Miss Inchman was rather a small woman, spare in figure, and she wore
glasses, which seemed to be of a peculiar kind, for while they enabled
her to see through them into surrounding space, they did not allow
people who looked at her to see through them into her eyes. People often
remarked that you could not tell the color of Miss Inchman's eyes when
she had her spectacles on.

Thus it was that although her eyes were sometimes brighter than at other
times, and this could be noticed through her spectacles, it was
difficult to understand her expression and to discover whether she was
angry or amused.

Now Miss Inchman's eyes behind her spectacles brightened very much as
she looked from Miss Cushing to the other members of the little party
who had constituted themselves the heirs of Mrs. Cliff. None of them
could judge from her face what she was likely to say, but they all
waited to hear what she would say. At this moment the door opened, and
Mrs. Cliff entered the parlor.



It was true that on that morning Mrs. Cliff had been standing in her
front yard looking as her best friends would not have liked her to look.
There was nothing physically the matter with her, but she was
dissatisfied and somewhat disturbed in her mind. Mr. Burke was so busy
nowadays that when he stopped in to see her it was only for a few
minutes, and Willy Croup had developed a great facility in discovering
things which ought to be attended to in various parts of the town, and
of going to attend to them with Andrew Marks to drive her.

Not only did Mrs. Cliff feel that she was left more to herself than she
liked, but she had the novel experience of not being able to find
interesting occupation. She was was glad to have servants who could
perform all the household duties, and could have done more if they had
had a chance. Still, it was unpleasant to feel that she herself could do
so little to fill up her unoccupied moments. So she put on a shawl and
went into her front yard, simply to walk about and get a little of the
fresh air. But when she went out of the door, she stood still
contemplating the front fence.

Here was a fence which had been an eyesore to her for two or three
years! She believed she had money enough to fence in the whole State,
and yet those shabby palings and posts must offend her eye every time
she came out of her door! The flowers were nearly all dead now, and she
would have had a new fence immediately, but Mr. Burke had dissuaded her,
saying that when the new dining-room was brought over from the corner
lot there would have to be a fence around the whole premises, and it
would be better to have it all done at once.

"There are so many things which I can afford just as well as not," she
said to herself, "and which I cannot do!" And it was the unmistakable
doleful expression upon her countenance, as she thought this, which was
the foundation of Miss Shott's remarks to her neighbors on the subject
of Mrs. Cliff's probable early demise.

Miss Shott was passing on the other side of the street, and she was
walking rapidly, but she could see more out of the corner of her eye
than most people could see when they were looking straight before them
at the same things.

Suddenly Mrs. Cliff determined that she must do something. She felt
blue,--she wanted to talk to somebody. And, feeling thus, she naturally
went into the house, put on her bonnet and her wrap, and walked down to
see Miss Cushing. There was not anything in particular that she wanted
to see her about, but there was work going on and she might talk about
it; or, it might happen that she would be inclined to give some orders.
She was always glad to do anything she could to help that hard-working
and kind-hearted neighbor!

When Mrs. Cliff entered the parlor of Miss Cushing, five women each gave
a sudden start. The dressmaker was so thrown off her balance that she
dropped her sewing on the floor, and rising, went forward to shake her
visitor by the hand, a thing she was not in the habit of doing to
anybody, because, as is well known to all the world, a person who is
sewing for a livelihood cannot get up to shake hands with the friends
and acquaintances who may happen in upon her. At this the other ladies
rose and shook hands, and it might have been supposed that the new-comer
had just returned from a long absence. Then Miss Cushing gave Mrs. Cliff
a chair, and they all sat down again.

Mrs. Cliff looked about her with a smile. The sight of these old friends
cheered her. All her blues were beginning to fade, as that color always
fades in any kind of sunshine.

"I'm glad to see so many of you together," she said. "It almost seems as
if you were having some sort of meeting. What is it about,--can't I join

At this there was a momentary silence which threatened to become very
embarrassing if it continued a few seconds more, and Miss Cushing was on
the point of telling the greatest lie of her career, trusting that the
other heirs would stand by her and support her in whatever statements
she made, feeling as they must the absolute necessity of saying
something instantly. But Miss Inchman spoke before any one else had a
chance to do so.

"You're right, Mrs. Cliff," said she, "we are considering something! We
didn't come here on purpose to talk about it, but we happened in
together, and so we thought we would talk it over. And we all came to
the conclusion that it was something which ought to be mentioned to you,
and I was asked to speak to you about it."

Four simultaneous gasps were now heard in that little parlor, and four
chills ran down the backs of four self-constituted heirs.

"I must say, Susan," remarked Mrs. Cliff, with a good-humored smile, "if
you want me to do anything, there's no need of being so wonderfully
formal about it! If any one of you, or all of you together, for that
matter, have anything to say to me, all you had to do was to come and
say it."

"They didn't seem to think that way," said Miss Inchman. "They all
thought that what was to be said would come better from me because I'd
known you so long, and we had grown up together."

"It must be something out of the common," said Mrs. Cliff. "What in the
world can it be? If you are to speak, Susan, speak out at once! Let's
have it!"

"That's just what I'm going to do," said Miss Inchman.

If Mrs. Cliff had looked around at the four heirs who were sitting
upright in their chairs, gazing in horror at Miss Inchman, she would
have been startled, and, perhaps, frightened. But she did not see them.
She was so much interested in what her old friend Susan was saying, that
she gave to her her whole attention.

But now that their appointed spokeswoman had announced her intention of
immediately declaring the object of the meeting, each one of them felt
that this was no place for her! But, notwithstanding this feeling, not
one of them moved to go. Miss Cushing, of course, had no excuse for
leaving, for this was her own house; and although the others might have
pleaded errands, a power stronger than their disposition to
fly--stronger even than their fears of what Mrs. Cliff might say to them
when she knew all--kept them in their seats. The spell of self-interest
was upon them and held them fast. Whatever was said and whatever was
done they must be there! At this supreme moment they could not leave the
room. They nerved themselves, they breathed hard, and listened!

"You see, Sarah," said Miss Inchman, "we must all die!"

"That's no new discovery," answered Mrs. Cliff, and the remark seemed to
her so odd that she looked around at the rest of the company to see how
they took it; and she was thereupon impressed with the idea that some of
them had not thought of this great truth of late, and that its sudden
announcement had thrown them into a shocked solemnity.

But the soul of Miss Cushing was more than shocked,--it was filled with
fury! If there had been in that room at that instant a loaded gun
pointed towards Miss Inchman, Miss Cushing would have pulled the
trigger. This would have been wicked, she well knew, and contrary to her
every principle, but never before had she been confronted by such

"Well," continued Miss Inchman, "as we must die, we ought to make
ourselves ready for it in every way that we can. And we've been

At this moment the endurance of Mrs. Ferguson gave way. The pace and the
strain were too great for her. Each of the others had herself to think
for, but she had not only herself, but two daughters. She gave a groan,
her head fell back, her eyes closed, and with a considerable thump she
slipped from her chair to the floor. Instantly every one screamed and
sprang towards her.

"What in the world is the matter with her?" cried Mrs. Cliff, as she
assisted the others to raise the head of the fainting woman and to
loosen her dress.

"Oh, I suppose it's the thought of her late husband!" promptly replied
Miss Inchman, who felt that it devolved on her to say something, and
that quickly. Mrs. Cliff looked up in amazement.

"And what has Mr. Ferguson to do with anything?" she asked.

"Oh, it's the new cemetery I was going to talk to you about," said Miss
Inchman. "It has been spoken of a good deal since you went away, and we
all thought that if you'd agree to go into it--"

"Go into it!" cried Mrs. Cliff, in horror.

"I mean, join with the people who are in favor of it," said Miss
Inchman. "I haven't time to explain,--she's coming to now, if you'll all
let her alone! All I've time to say is, that those who had husbands in
the old graveyard and might perhaps be inclined to move them and put up
monuments, had the right to be first spoken to. Although, of course,
it's a subject which everybody doesn't care to speak about, and as for
Mrs. Ferguson, it's no wonder, knowing her as we do, that she went off
in this way when she knew what I was going to say, although, in fact, I
wasn't in the least thinking of Mr. Ferguson!"

The speaker had barely time to finish before the unfortunate lady who
had fainted, opened her eyes, looked about her, and asked where she was.
And now that she had revived, no further reference could be made to the
unfortunate subject which had caused her to swoon.

"I don't see," said Mrs. Cliff, as she stood outside with Miss Inchman,
a few minutes later, "why Mr. Ferguson's removal--I'm sure it isn't
necessary to make it if she doesn't want to--should trouble Mrs.
Ferguson any more than the thought of Mr. Cliff's removal troubles me.
I'm perfectly willing to do what I can for the new cemetery, and nobody
need think I'm such a nervous hysterical person that I'm in danger of
popping over if the subject is mentioned to me. So when you all are
ready to have another meeting, I hope you will let me know!"

When Mrs. Ferguson felt herself well enough to sit up and take a glass
of water, with something stimulating in it, she was informed of the
nature of the statements which had been finally made to Mrs. Cliff.

"You know, of course," added Miss Cushing, still pale from unappeased
rage, "that that Susan Inchman began as she did, just to spite us!"

"It's just like her!" said Mrs. Archibald. "But I never could have
believed that such a dried codfish of a woman could have so much



The little meeting at the house of Miss Cushing resulted in something
very different from the anticipations of those ladies who had consulted
together for the purpose of constituting themselves the heirs of Mrs.

That good lady being then very much in want of something to do was so
pleased with the idea of a new cemetery that she entered into the scheme
with great earnestness. She was particularly pleased with this
opportunity of making good use of her money, because, having been asked
by others to join them in this work, she was not obliged to pose as a
self-appointed public benefactor.

Mrs. Cliff worked so well in behalf of the new cemetery and subscribed
so much money towards it, through Mr. Perley, that it was not many
months before it became the successor to the little crowded graveyard
near the centre of the town; and the remains of Mr. Cliff were removed
to a handsome lot and overshadowed by a suitable monument.

Mrs. Ferguson, however, in speaking with Mrs. Cliff upon the subject,
was happy to have an opportunity of assuring her that she thought it
much better to devote her slender means to the education of her
daughters than to the removal of her late husband to a more eligible

"I'm sure he's done very well as he is for all these years," she said,
"and if he could have a voice in the matter, I'm quite sure that he
would prefer his daughters' education to his own removal."

Mrs. Cliff did not wish to make any offer which might hurt Mrs.
Ferguson's very sensitive feelings, but she said that she had no doubt
that arrangements could be made by which Mr. Ferguson's transfer could
be effected without interfering with any plans which might have been
made for the benefit of his daughters; but, although this remark did not
satisfy Mrs. Ferguson, she was glad of even this slight opportunity of
bringing the subject of her daughters' education before the
consideration of her friend.

As to the other would-be heirs, they did not immediately turn upon Miss
Inchman and rend her in revenge for the way in which she had tricked and
frightened them, for there was no knowing what such a woman would do if
she were exasperated, and not for the world would they have Mrs. Cliff
find out the real subject of their discussion on that unlucky morning
when she made herself decidedly one too many in Miss Cushing's parlor.

Consequently, all attempts at concerted action were dropped, and each
for herself determined that Mrs. Cliff should know that she was a true
friend, and to trust to the good lady's well-known gratitude and
friendly feeling when the time should come for her to apportion her
worldly goods among the dear ones she would leave behind her.

There were certain articles in Mrs. Cliff's house for which each of her
friends had a decided admiration, and remarks were often made which it
was believed would render it impossible for Mrs. Cliff to make a mistake
when she should be planning her will, and asking herself to whom she
should give this, and to whom that?

It was about a week after the events in Miss Cushing's parlor, that
something occurred which sent a thrill through the souls of a good many
people in Plainton, affecting them more or less according to their
degree of sensibility.

Willy Croup, who had been driven about the town attending to various
matters of business and pleasure, was informed by Andrew Marks, as she
alighted about four o'clock in the afternoon at the house of an
acquaintance, that he hoped she would not stop very long because he had
some business of his own to attend to that afternoon, and he wanted to
get the horse cared for and the cow milked as early as possible, so that
he might lock up the barn and go away. To this Willy answered that he
need not wait for her, for she could easily walk home when she had
finished her visit.

But when she left the house, after a protracted call, she did not walk
very far, for it so happened that Mr. Burke, who had found leisure that
afternoon to take a drive in his barouche, came up behind her, and very
naturally stopped and offered to take her home. Willy, quite as
naturally, accepted the polite proposition and seated herself in the
barouche by the side of the fur-trimmed overcoat and the high silk hat.

Thus it was that the people of the town who were in the main street that
afternoon, or who happened to be at doors or windows; that the very
birds of the air, hopping about on trees or house-tops; that the horses,
dogs, and cats; that even the insects, whose constitutions were strong
enough to enable them to buzz about in the autumn sunlight, beheld the
startling sight of Willy Croup and the fine gentleman at the hotel
riding together, side by side, in broad daylight, through the most
public street of the town.

Once before these two had been seen together out of doors, but then they
had been walking, and almost any two people who knew each other and who
might be walking in the same direction, could, without impropriety walk
side by side and converse as they went; but now the incident was very

It created a great impression, not all to the advantage of Mr. Burke,
for, after the matter had been very thoroughly discussed, it was
generally conceded that he must be no better than a fortune-hunter.
Otherwise, why should he be paying attention to Willy Croup, who, as
everybody knew, was not a day under forty-five years old, and therefore
at least ten years older than the gentleman at the hotel.

In regard to the fortune which he was hunting, there was no difference
of opinion; whatever Mrs. Cliff's fortune might be, this Mr. Burke
wanted it. Of course, he would not endeavor to gain his object by
marrying the widow, for she was entirely too old for him; but if he
married Willy, her only relative, that would not be quite so bad as to
age, and there could be no doubt that these two would ultimately come
into Mrs. Cliff's fortune, which was probably more than had been
generally supposed. She had always been very close-mouthed about her
affairs, and there were some who said that even in her early days of
widowhood she might have been more stingy than she was poor. She must
have considerable property, or Mr. Burke would not be so anxious to get

Thus it happened that the eventful drive in the barouche had a very
different effect upon the reputations of the three persons concerned.
Mr. Burke was lowered from his position as a man of means enjoying his
fortune, for even his building operations were probably undertaken for
the purpose of settling himself in Mrs. Cliff's neighborhood, and so
being able to marry Willy as soon as possible.

Willy Croup, although everybody spoke of her conduct as absolutely
ridiculous and even shameful, rose in public estimation simply from the
belief that she was about to marry a man who, whatever else he might be,
was of imposing appearance and was likely to be rich.

As to Mrs. Cliff, there could be no doubt that the general respect for
her was on the increase. If she were rich enough to attract Mr. Burke to
the town, she was probably rich enough to do a good many other things,
and after all it might be that that new house at the corner was being
built with her money.

Miss Shott was very industrious and energetic in expressing her opinion
of Mr. Burke. "There's a chambermaid at the hotel," she said, "who's
told me a lot of things about him, and it's very plain to my mind that
he isn't the gentleman that he makes himself out to be! His
handkerchiefs and his hair-brush aren't the kind that go with fur
overcoats and high hats, and she has often seen him stop in the hall
downstairs and black his own boots! Everybody knows he was a sailor, but
as to his ever having commanded a vessel, I don't believe a word of it!
But Willy Croup and that man needn't count on their schemes coming out
all right, for Sarah Cliff isn't any older than I am, and she's just as
likely to outlive them as she is to die before them!"

The fact that nobody had ever said that Burke had commanded a vessel,
and that Miss Shott had started the belief that Mrs. Cliff was in a
rapid decline, entirely escaped the attention of her hearers, so
interested were they in the subject of the unworthiness of the fine
gentleman at the hotel.

Winter had not yet really set in when George Burke, who had perceived no
reason to imagine that he had made a drop in public estimation, felt
himself stirred by emotions of triumphant joy. The new building on the
corner lot was on the point of completion!

Workmen and master-workmen, mechanics and laborers, had swarmed in,
over, and about the new edifice in such numbers that sometimes they
impeded each other. Close upon the heels of the masons came the
carpenters, and following them the plumbers and the plasterers; while
the painters impatiently restrained themselves in order to give their
predecessors time to get out of their way.

The walls and ceilings were covered with the plaster which would dry the
quickest, and the paper-hangers entered the rooms almost before the
plasterers could take away their trowels and their lime-begrimed hats
and coats. Cleaners with their brooms and pails jostled the mechanics,
as the latter left the various rooms, and everywhere strode Mr. Burke.
He had made up his mind that the building must be ready to move into the
instant it arrived at its final destination.

It was a very different building from what Mrs. Cliff had proposed to
herself when she decided to add a dining-room to her old house. It was
so different indeed, that after having gone two or three times to look
upon the piles of lumber and stone and the crowds of men, digging, and
hammering, and sawing on the corner lot, she had decided to leave the
whole matter in the hands of Mr. Burke, the architect, and the
contractor. And when Willy Croup endeavored to explain to her what was
going on, she always stopped her, saying that she would wait until it
was done and then she would understand it.

Mr. Burke too had urged her, especially as the building drew near to
completion, not to bother herself in the least about it, but to give him
the pleasure of presenting it to her entirely finished and ready for
occupancy. So even the painting and paper-hanging had been left to a
professional decorator, and Mrs. Cliff assured Burke that she was
perfectly willing to wait for the new dining-room until it was ready for

This dining-room, large and architecturally handsome, was planned, as
has been said, so that one of its doors should fit exactly against the
side hall door of the little house, but the other door of the
dining-room opened into a wide and elegant hall, at one end of which was
a portico and spacious front steps. On the other side of this hall was a
handsome drawing-room, and behind the drawing-room and opening into it,
an alcove library with a broad piazza at one side of it. Back of the
dining-room was a spacious kitchen, with pantries, closets, scullery,
and all necessary adjuncts.

In the second and third stories of the edifice were large and beautiful
bedrooms, small and neat bedrooms, bath-rooms, servants' rooms,
trunk-rooms, and every kind of room that modern civilization demands.

Now that the building was finished, Mr. Burke almost regretted that he
had not constructed it upon the top of a hill in order that he might
have laid his smooth and slippery timbers from the eminence to the side
of Mrs. Cliff's house, so that when all should be ready he could have
knocked away the blocks which held the building, so that he could have
launched it as if it had been a ship, and could have beheld it sliding
gracefully and rapidly from its stocks into its appointed position. But
as this would probably have resulted in razing Mrs. Cliff's old house to
the level of the ground, he did not long regret that he had not been
able to afford himself the pleasure of this grand spectacle.

The night before the day on which the new building was to be moved, the
lot next to Mrs. Cliff's house was covered by masons, laborers, and
wagons hauling stones, and by breakfast-time the next morning the new
cellar was completed.

Almost immediately the great timbers, which, polished and greased, had
been waiting for several days, were put in their places, and the great
steam engines and windlasses, which had been ready as long a time, were
set in motion. And, as the house began to move upon its course, it
almost missed a parting dab from the brush of a painter who was at work
upon some final trimming.

That afternoon, as Mrs. Cliff happened to be in her dining-room, she
remarked to Willy that it was getting dark very early, but she would not
pull up the blind of the side window, because she would then look out on
the new cellar, and she had promised Mr. Burke not to look at anything
until he had told her to do so. Willy, who had looked out of the side
door at least fifty times that day, knew that the early darkness was
caused by the shadows thrown by a large building slowly approaching from
the west.

When Mrs. Cliff came downstairs the next morning she was met by Willy,
very much excited, who told her that Mr. Burke wished to see her.

"Where is he?" said she. "At the dining-room door," answered Willy, and
as Mrs. Cliff turned towards the little room in which she had been
accustomed to take her meals, Willy seized her hand and led her into
the side hall. There, in the open doorway, stood Mr. Burke, his high
silk hat in one hand, and the other outstretched towards her.

"Welcome to your new dining-room, madam!" said he, as he took her hand
and led her into the great room, which seemed to her, as she gazed in
amazement about her, like a beautiful public hall.

We will not follow Mrs. Cliff, Willy, and the whole body of domestic
servants, as they passed through the halls and rooms of that grand
addition to Mrs. Cliff's little house.

"Carpets and furniture is all that you want, madam!" said Burke, "and
then you're at home!"

When Mrs. Cliff had been upstairs and downstairs, and into every
chamber, and when she had looked out of the window and had beheld
hundreds of men at work upon the grounds and putting up fences; and when
Mr. Burke had explained to her that the people at the back of the lot
were beginning to erect a stable and carriage house,--for no dining-room
such as she had was complete, he assured her, without handsome quarters
for horses and carriages,--she left him and went downstairs by herself.

As she stood by the great front door and looked up at the wide
staircase, and into the lofty rooms upon each side, there came to her,
rising above all sentiments of amazement, delight, and pride in her new
possessions, a feeling of animated and inspiring encouragement. The
mists of doubt and uncertainty, which had hung over her, began to clear
away. This noble edifice must have cost grandly! And, for the first
time, she began to feel that she might yet be equal to her fortune.



The new and grand addition to Mrs. Cliff's house, which had been so
planned that the little house to which it had been joined appeared to be
an architecturally harmonious adjunct to it, caused a far greater
sensation in Plainton than the erection of any of the public buildings

Its journey from the corner lot was watched by hundreds of spectators,
and now Mrs. Cliff, Willy, and Mr. Burke spent day and evening in
exhibiting and explaining this remarkable piece of building enterprise.

Mr. Burke was very jolly. He took no credit to himself for the planning
of the house, which, as he truthfully said, had been the work of an
architect who had suggested what was proper and had been allowed to do
it. But he did feel himself privileged to declare that if every crew
building a house were commanded by a person of marine experience, things
would move along a good deal more briskly than they generally did, and
to this assertion he found no one to object.

Mrs. Cliff was very happy in wandering over her new rooms, and in
assuring herself that no matter how grand they might be when they were
all furnished and fitted up, nothing had been done which would interfere
with the dear old home which she had loved so long. It is true that one
of the windows of the little dining-room was blocked up, but that window
was not needed.

Mr. Burke was not willing to give Mrs. Cliff more than a day or two for
the contemplation of her new possessions, and urged upon her that while
the chimneys were being erected and the heating apparatus was being put
into the house, she ought to attend to the selection and purchase of the
carpets, furniture, pictures, and everything which was needed in the new

Mrs. Cliff thought this good advice, and proposed a trip to Boston; but
Burke did not think that would do at all, and declared that New York was
the only place where she could get everything she needed. Willy, who was
to accompany Mrs. Cliff, had been to Boston, but had never visited New
York, and she strongly urged the claims of the latter city, and an
immediate journey to the metropolis was agreed upon.

But when Mrs. Cliff considered the magnitude and difficulties of the
work she was about to undertake, she wished for the counsel and advice
of some one besides Willy. This good little woman was energetic and
enthusiastic, but she had had no experience in regard to the furnishing
of a really good house.

When, in her mind, she was running over the names of those who might be
able and willing to go with her and assist her, Mrs. Cliff suddenly
thought of the Thorpedyke ladies, and there her mental category stopped
as she announced to Willy that she was going to ask these ladies to go
with them to New York.

Willy thought well of this plan, but she had her doubts about Miss
Barbara, who was so quiet, domestic, and unused to travel that she might
be unwilling to cast herself into the din and whirl of the metropolis.
But when she and Mrs. Cliff went to make a call upon the Thorpedykes and
put the question before them, she was very much surprised to find that,
although the elder sister, after carefully considering the subject,
announced her willingness to oblige Mrs. Cliff, Miss Barbara agreed to
the plan with an alacrity which her visitors had never known her to
exhibit before.

As soon as the necessary preparations could be made, a party of five
left Plainton for New York, and a very well-assorted party it was! Mr.
Burke, who guided and commanded the expedition, supplied the impelling
energy; Mrs. Cliff had her check book with her; Willy was ready with any
amount of enthusiasm; and the past life of Miss Eleanor Thorpedyke and
her sister Barbara had made them most excellent judges of what was
appropriate for the worthy furnishing of a stately mansion.

Their youth and middle life had been spent near Boston, in a fine old
house which had been the home of their ancestors, and where they had
been familiar with wealth, distinguished society, and noble hospitality.
But when they had been left the sole representatives of their family,
and when misfortune after misfortune had come down upon them and swept
away their estates and nearly all of their income, they had retired to
the little town of Plainton where they happened to own a house.

There, with nothing saved from the wreck of their prosperity but their
family traditions, and some of the old furniture and pictures, they had
settled down to spend in quiet the rest of their lives.

For two weeks our party remained in New York, living at one of the best
hotels, but spending nearly all their time in shops and streets.

Mrs. Cliff was rapidly becoming a different woman from the old Mrs.
Cliff of Plainton. At the time she stepped inside of the addition to her
house the change had begun, and now it showed itself more and more each
day. She had seen more beautiful things in Paris, but there she looked
upon them with but little thought of purchasing. In New York whatever
she saw and desired she made her own.

The difference between a mere possessor of wealth and one who uses it
became very apparent to her. Not until now had she really known what it
was to be a rich woman. Not only did this consciousness of power swell
her veins with a proud delight, but it warmed and invigorated all her
better impulses. She had always been of a generous disposition, but now
she felt an intense good-will toward her fellow-beings, and wished that
other people could be as happy as she was.

She thought of Mrs. Ferguson and remembered what she had said about her
daughters. To be sure, Mrs. Ferguson was always trying to get people to
do things for her, and Mrs. Cliff did not fancy that class of women,
but now her wealth-warmed soul inclined her to overlook this prejudice,
and she said to herself that when she got home she would make
arrangements for those two girls to go to a good school; and, more than
that, she would see to it that Mr. Ferguson was moved. It seemed to her
just then that it would be a very cheerful thing to make other people

The taste and artistic judgment of the elder Miss Thorpedyke, which had
been dormant for years, simply because there was nothing upon which they
could exercise themselves, now awoke in their old vigor, and with Mrs.
Cliff's good sense, reinforced by her experience gained in wandering
among the treasures of Paris, the results of the shopping expedition
were eminently satisfactory. And, with the plan of the new building,
which Mr. Burke carried always with him, everything which was likely to
be needed in each room, hall, or stairway, was selected and purchased,
and as fast as this was done, the things were shipped to Plainton, where
people were ready to put them where they belonged.

Willy Croup was not always of service in the purchasing expeditions, for
she liked everything that she saw, and no sooner was an article produced
than she went into ecstasies over it; but as she had an intense desire
to see everything which New York contained, she did not at all confine
herself to the shops and bazaars. She went wherever she could and saw
all that it was possible for her to see; but in the midst of the sights
and attractions of the metropolis she was still Willy Croup.

One afternoon as she and Miss Barbara were passing along one of the side
streets on their return from an attempt to see how the poorer people
lived, Willy stopped in front of a blacksmith's shop where a man was
shoeing a horse.

"There!" she exclaimed, her eyes sparkling with delight, "that's the
first thing I've seen that reminds me of home!"

"It is nice, isn't it!" said gentle Miss Barbara.



During the latter part of their sojourn in the city, Willy went about a
good deal with Miss Barbara because she thought this quiet, soft-spoken
lady was not happy and did not take the interest in handsome and costly
articles which was shown by her sister. She had been afraid that this
noisy bustling place would be too much for Miss Barbara, and now she was
sure she had been right.

The younger Miss Thorpedyke was unhappy, and with reason. For some
months a little house in Boston which had been their principal source of
income had not been rented. It needed repairs, and there was no money
with which to repair it. The agent had written that some one might
appear who would be willing to take it as it stood, but that this was
doubtful, and the heart of Miss Barbara sank very low. She was the
business woman of the family. She it was who had always balanced the
income and the expenditures. This adjustment had now become very
difficult indeed, and was only accomplished by adding a little debt to
the weight on the income scale.

She had said nothing to her sister about this sad change in their
affairs because she hoped against hope that soon they might have a
tenant, and she knew that her sister Eleanor was a woman of such strict
and punctilious honor that she would insist upon living upon plain
bread, if their supply of ready money was insufficient to buy anything
else. To see this sister insufficiently nourished was something which
Miss Barbara could not endure, and so, sorely against her disposition
and her conscience, she made some little debts; and these grew and grew
until at last they weighed her down until she felt as if she must always
look upon the earth and could never raise her head to the sky. And she
was so plump, and so white, and gentle, and quiet, and peaceful looking
that no one thought she had a care in the world until Willy Croup began
to suspect in New York that something was the matter with her, but did
not in the least attribute her friend's low spirits to the proper cause.

When Miss Barbara had favored so willingly and promptly the invitation
of Mrs. Cliff, she had done so because she saw in the New York visit a
temporary abolition of expense, and a consequent opportunity to lay up a
little money by which she might be able to satisfy for a time one of her
creditors who was beginning to suspect that she was not able to pay his
bill, and was therefore pressing her very hard. Even while she had been
in New York, this many-times rendered bill had been forwarded to her
with an urgent request that it be settled.

It was not strange, therefore, that a tear should sometimes come to the
eye of Miss Barbara when she stood by the side of her sister and Mrs.
Cliff and listened to them discussing the merits of some rich rugs or
pieces of furniture, and when she reflected that the difference in price
between two articles, one apparently as desirable as the other, which
was discussed so lightly by Mrs. Cliff and Eleanor, would pay that bill
which was eating into her soul, and settle, moreover, every other claim
against herself and her sister. But the tears were always wiped away
very quickly, and neither Mrs. Cliff nor the elder Miss Thorpedyke ever
noticed them.

But although Willy Croup was not at all a woman of acute perceptions,
she began to think that perhaps it was something more than the bustle
and noise of New York which was troubling Miss Barbara. And once, when
she saw her gazing with an earnest eager glare--and whoever would have
thought of any sort of a glare in Miss Barbara's eyes--upon some
bank-notes which Mrs. Cliff was paying out for a carved cabinet for
which it was a little doubtful if a suitable place could be found, but
which was bought because Miss Eleanor thought it would give an air of
distinction in whatever room it might be placed, Willy began to suspect
the meaning of that unusual exhibition of emotion.

"She's money hungry," she said to herself, "that's what's the matter
with her!" Willy had seen the signs of such hunger before, and she
understood what they meant.

That night Willy lay in her bed, having the very unusual experience of
thinking so much that she could not sleep. Her room adjoined Miss
Barbara's, and the door between them was partly open, for the latter
lady was timid. Perhaps it was because this door was not closed that
Willy was so wakeful and thoughtful, for there was a bright light in the
other room, and she could not imagine why Miss Barbara should be sitting
up so late. It was a proceeding entirely at variance with her usual
habits. She was in some sort of trouble, it was easy to see that, but it
would be a great deal better to go to sleep and try to forget it.

So after a time Willy rose, and, softly stepping over the thick carpet,
looked into the other room. There was Miss Barbara in her day dress,
sitting at a table, her arms upon the table, her head upon her arms,
fast asleep. Upon her pale face there were a great many tear marks, and
Willy knew that she must have cried herself to sleep. A paper was spread
out near her.

Willy was sure that it would be a very mean and contemptible thing for
her to go and look at that paper, and so, perhaps, find out what was
troubling Miss Barbara, but, without the slightest hesitation, she did
it. Her bare feet made no sound upon the carpet, and as she had very
good eyes, it was not necessary for her to approach close to the

It was a bill from William Bullock, a grocer and provision dealer of
Plainton. It contained but one item,--'To bill rendered,' and at the
bottom was a statement in Mr. Bullock's own handwriting to the effect
that if the bill was not immediately paid he would be obliged to put it
into the hands of a collector.

Willy turned and slipped back into her room. Then, after sitting down
upon her bed and getting up again, she stepped boldly to the door and
knocked upon it. Instantly she heard Miss Barbara start and push back
her chair.

"What are you doing up so late?" cried Willy, cheerfully. "Don't you
feel well?"

"Oh, yes," replied the other, "I accidentally fell asleep while reading,
but I will go to bed instantly."

The mind of Willy Croup was a very small one and had room in it for but
one idea at a time. For a good while she lay putting ideas into this
mind, and then taking them out again. Having given place to the
conviction that the Thorpedykes were in a very bad way indeed,--for if
that bill should be collected, they would not have much left but
themselves, and Mr. Bullock was a man who did collect when he said he
would,--she was obliged to remove this conviction, which made her cry,
in order to consider plans of relief; and while she was considering
these plans, one at a time, she dropped asleep.

The first thing she thought of when she opened her eyes in the morning
was poor Miss Barbara in the next room, and that dreadful bill; and
then, like a flash of lightning, she thought of a good thing to do for
the Thorpedykes. The project which now laid itself out, detail after
detail, before her seemed so simple, so sensible, so absolutely wise and
desirable in every way, that she got up, dressed herself with great
rapidity, and went in to see Mrs. Cliff.

That lady was still asleep, but Willy awakened her, and sat on the side
of the bed. "Do you know what I think?" said Willy.

"How in the world should I!" said Mrs. Cliff. "Is it after

"No," said Willy; "but it's this! What are you going to do in that big
house, with all the bedrooms, parlor, library, and so forth? You say
that you are going to have one room, and that I'm to have another, and
that we'll go into the old house to feel at home whenever we want to;
but I believe we'll be like a couple of flies in a barrel! You're going
to furnish your new house with everything but people! You ought to have
more people! You ought to have a family! That house will look funny
without people! You can't ask Mr. Burke, because it would be too queer
to have him come and live with us, and besides, he'll want a house of
his own. Why don't you ask the Thorpedykes to come and live with us?
Their roof is dreadfully out of repairs. I know to my certain knowledge
that they have to put tin wash-basins on every bed in the second story
when it rains, on account of the holes in the shingles! If they had
money to mend those holes, they'd mend them, but as they don't mend
them, of course they haven't the money. And it strikes me that they
aren't as well off as they used to be, and they'll have a hard time
gettin' through this winter. Now, there isn't any piece of furniture
that you can put in your house that will give it 'such an air of
distinction,' as Miss Eleanor calls it, as she herself will give it if
you put her there! If you could persuade Miss Eleanor to come and sit in
your parlor when you are having company to see you, it would set you up
in Plainton a good deal higher than any money can set you up."

"They would never agree to anything of the kind," said Mrs. Cliff, "and
you know it, Willy!"

"I don't believe it," said Willy. "I believe they'd come! Just see how
willing they were to come here with you! I tell you, Sarah, that the
older and older those Thorpedyke ladies get, the more timid they get,
and the more unwilling to live by themselves!

"If you make Miss Eleanor understand that it would be the greatest
comfort and happiness to both of us if she would come and spend the
winter with you, and so help you to get used to your great big new
house; and more than that, if they'd bring with them some of their
candle-sticks and pictures on ivory and that sort of thing, which
everybody knows can't be bought for money, it would be the great
accommodation to you and make your house look something like what you
would like to have it. I believe that old-family lady would come and
stay with you this winter, and think all the time that she was giving
you something that you ought to have and which nobody in Plainton could
give you but herself. And as to Miss Barbara, she'd come along as quick
as lightning!"

"Willy," said Mrs. Cliff, very earnestly, "have you any good reason to
believe that the Thorpedykes are in money trouble?"

"Yes, I have," said Willy, "I'm positive of it, and what's more, it's
only Miss Barbara who knows it!"

Mrs. Cliff sat for some minutes without answering, and then she said,
"Willy, you do sometimes get into your head an idea that absolutely



Mrs. Cliff was late to breakfast that day, and the reason was that
thinking so much about what Willy had said to her she had been very slow
in dressing. As soon as she had a chance, Mrs. Cliff took Willy aside
and told her that she had determined to adopt her advice about the

"The more I think of the plan," she said, "the better I like it! But we
must be very, very careful about what we do. If Miss Eleanor suspects
that I invite them to come to my house because I think they are poor,
she will turn into solid stone, and we will find we cannot move her an
inch,--but I think I can manage it! When we go home, I will tell them
how pleasant we found it for us all to be together, and speak of the
loneliness of my new big house. If I can get Miss Eleanor to believe
that she is doing me a favor, she may be willing to come; but on no
account, Willy, do you say a word to either of them about this plan. If
you do, you will spoil everything, for that's your way, Willy, and you
know it!"

Willy promised faithfully that she would not interfere in the least; but
although she was perfectly satisfied with this arrangement, she was not
happy. How could she be happy knowing what she did about Miss Barbara?
That poor lady was looking sadder than ever, and Willy was very much
afraid that she had had another letter from that horrid Mr. Bullock,
with whom, she was delighted to think, Mrs. Cliff had never dealt.

It would be some days yet before they would go home and make the new
arrangement, and then there would be the bill and the collector, and all
that horrid business, and if Miss Eleanor found out the condition of
affairs,--and if the bill was not paid, she must find out,--she would
never come to them. She would probably stay at home and live on bread!

Now, it so happened that Willy had in her own possession more than
enough money to pay that wretched Bullock bill. Mrs. Cliff made her no
regular allowance, but she had given her all the money that she might
reasonably expect to spend in New York, and Willy had spent but very
little of it, for she found it the most difficult thing in the world to
select what it was she wanted out of all the desirable things she saw.

It would rejoice her heart to transfer this money to Miss Barbara; but
how in the world could she do it? She first thought that she might offer
to buy something that was in the Thorpedyke house, but she knew this
idea was absurd. Then she thought of mentioning, in an off-hand way,
that she would like to put some money out at interest, and thus,
perhaps, induce Miss Barbara to propose a business transaction. But this
would not do. Even Miss Barbara would suspect some concealed motive.
Idea after idea came to her, but she could think of no satisfactory plan
of getting that money into Miss Barbara's possession.

She did not go out with the party that morning, but sat in her room
trying in vain to solve this problem. At last she gave it up and
determined to do what she wanted to do without any plan whatever.

She went into Miss Barbara's room and placed upon the table, in the very
spot where the bill had been lying, some bank-notes, considerably more
than sufficient to pay the amount of the bill, which amount she well
remembered. It would not do to leave just money enough, for that would
excite suspicion. And so placing Miss Barbara's hair-brush upon the
bank-notes, so that she would be sure not to overlook them, for she
would not think of going down to luncheon without brushing her hair,
Willy retired to her own room, nearly closing the door, leaving only a
little crack through which she might see if any servant entered the room
before Miss Barbara came back.

Then Willy set herself industriously to work hemming a pocket
handkerchief. She could not do this very well, because she was not at
all proficient in fine sewing, but she worked with great energy,
waiting and listening for Miss Barbara's entrance.

At last, after a long time, Willy heard the outer door of the other room
open, and glancing through the crack, she saw Miss Barbara enter. Then
she twisted herself around towards the window and began to sew savagely,
with a skill much better adapted to the binding of carpets than to any
sort of work upon cambric handkerchiefs.

In a few minutes she heard a little exclamation in the next room, and
then her door was opened suddenly, without the customary knock, and Miss
Barbara marched in. Her face was flushed.

"Willy Croup," said she, "what is the meaning of that money on my

"Money?" said Willy, turning towards her with as innocent an expression
as her burning cheeks and rapidly winking eyes would permit; "what do
you mean by--money?"

Miss Barbara stood silent for some moments while Willy vainly endeavored
to thread the point of her needle.

"Willy," said Miss Barbara, "did you come into my room last night, and
look at the bill which was on my table?"

Now Willy dropped her needle, thread, and handkerchief, and stood up.

"Yes, I did!" said she. Miss Barbara was now quite pale.

"And you read the note which Mr. Bullock had put at the bottom of it?"

"Yes, I read it!" said Willy.

"And don't you know," said the other, "that to do such a thing was

"Yes, I do!" interrupted Willy. "I knew it then and I know it now, but I
don't care any more now than I did then! I put it there because I wanted
to! And if you'll take it, Miss Barbara, and pay it back to me any time
when you feel like it,--and you can pay me interest at ten per cent if
you want to, and that will make it all right, you know; and oh, Miss
Barbara! I know all about that sort of bill, because they used to come
when my father was alive. And if you'd only take it, you don't know how
happy I would be!"

At this she began to cry, and then Miss Barbara burst into tears, and
the two sat down beside each other on a lounge and cried earnestly, hand
in hand, for nearly ten minutes.

"I'm so glad you'll take it!" said Willy, when Miss Barbara went into
her room, "and you may be just as sure as you're sure of anything that
nobody but our two selves will ever know anything about it!"

Immediately after luncheon Miss Barbara went by herself to the
post-office, and when she came back her sister said to her that New York
must just be beginning to agree with her.

"It is astonishing," said Miss Eleanor, "how long it takes some people
to get used to a change, but it often happens that if one stays long
enough in the new place, great benefit will be experienced, whereas, if
the stay is short, there may be no good result whatever!"

That afternoon Mrs. Cliff actually laughed at Miss Barbara--a thing she
had never done before. They were in a large jewelry store where they
were looking at clocks, and Miss Barbara, who had evinced a sudden
interest in the beautiful things about her, called Mrs. Cliff's
attention to a lovely necklace of pearls.

"If I were you," said Miss Barbara, "I would buy something like that! I
should not want to wear it, perhaps, but it would be so delightful to
sit and look at it!"

The idea of Miss Barbara thinking of buying necklaces of pearls! No
wonder Mrs. Cliff laughed.

When the party returned to Plainton, Mrs. Cliff was amazed to find her
new house almost completely furnished; and no time was lost in proposing
the Thorpedyke project, for Mrs. Cliff felt that it would be wise to
make the proposition while the sense of companionship was still fresh
upon them all.

Miss Thorpedyke was very much surprised when the plan was proposed to
her, but it produced a pleasant effect upon her. She had much enjoyed
the company she had been in; she had always liked society, and lately
had had very little of it, for no matter how good and lovable sisters
may be, they are sometimes a little tiresome when they are sole

As to Barbara, she trembled as she thought of Mrs. Cliff's offer:
trembled with joy, which she could not repress; and trembled with fear
that her sister might not accept it. But it was of no use for her to say
anything,--and she said nothing. Eleanor always decided such questions
as these.

After a day's consideration Miss Thorpedyke came to a conclusion, and
she sent Miss Barbara with a message to Mrs. Cliff to the effect that as
the winters were always lonely, and as it would be very pleasant for
them all to be together, she would, if Mrs. Cliff thought it would be an
advantage to her, come with her sister and live in some portion of the
new building which Mrs. Cliff did not intend to be otherwise occupied,
and that they would pay whatever board Mrs. Cliff thought reasonable and
proper; but in order to do this, it would be necessary for them to rent
their present home. They would offer this house fully
furnished,--reserving the privilege of removing the most valuable
heirlooms which it now contained, and, as soon as such an arrangement
could be made, they would be willing to come to Mrs. Cliff and remain
with her during the winter.

When Miss Barbara had heard this decision her heart had fallen! She knew
that it would be almost impossible to find a tenant who would take that
house, especially for winter occupancy, and that even if a tenant could
be found, the rent would be very little. And she knew, moreover, that
having come to a decision Eleanor could not be moved from it.

She found Mr. Burke and Willy with Mrs. Cliff, but as he knew all about
the project and had taken great interest in it, she did not hesitate to
tell her message before him. Mrs. Cliff was very much disappointed.

"That ends the matter!" said she. "Your house cannot be rented for the

"I don't know about that!" exclaimed Mr. Burke. "By George! I'll take
the house myself! I want a house,--I want just such a house; I want it
furnished,--except I don't want to be responsible for old heirlooms, and
I'm willing to pay a fair and reasonable rent for it; and I'm sure,
although I never had the pleasure of being in it, it ought to bring rent
enough to pay the board of any two ladies any winter, wherever they
might be!"

"But, Mr. Burke," Miss Barbara said, her voice shaking as she spoke, "I
must tell you, that the roof is very much out of repair, and--"

"Oh, that doesn't matter at all!" said Burke. "A tenant, if he's the
right sort of tenant, is bound to put a house into repair to suit
himself. I'll attend to the roof if it needs it, you may be sure of
that! And if it doesn't need it, I'll leave it just as it is! That'll be
all right, and you can tell your sister that you've found a tenant. I'm
getting dreadfully tired of living at that hotel, and a house of my own
is somethin' that I've never had before! But one thing I must ask of
you, Miss Thorpedyke: don't say anything to your sister about tobacco
smoke, and perhaps she will never think of it!"



It was a day or two after the most satisfactory arrangement between the
Thorpedykes, Mrs. Cliff, and Mr. Burke had been concluded, and before it
had been made public, that Miss Nancy Shott came to call upon Mrs.

As she walked, stiff as a grenadier, and almost as tall, she passed by
the new building without turning her head even to glance at it, and
going directly up to the front door of the old house, she rang the bell.

As Mrs. Cliff's domestic household were all engaged in the new part of
the building, the bell was not heard, and after waiting nearly a minute,
Miss Shott rang it again with such vigor that the door was soon opened
by a maid, who informed her that Mrs. Cliff was not at home, but that
Miss Croup was in.

"Very well," said Miss Shott, "I'll see her!" and, passing the servant,
she entered the old parlor. The maid followed her.

"There's no fire here," she said. "Won't you please walk into the other
part of the house, which is heated? Miss Croup is over there."

"No!" said Miss Shott, seating herself upon the sofa. "This suits me
very well, and Willy Croup can come to me here as well as anywhere

Presently Willy arrived, wishing very much that she also had been out.

"Do come over to the other parlor, Miss Shott!" said she. "There's no
furnace heat here because Mrs. Cliff didn't want the old house altered,
and we use this room so little that we haven't made a fire."

"I thought you had the chimney put in order!" said Miss Shott, without
moving from her seat. "Doesn't it work right?"

Willy assured her visitor that the chimney was in good condition so far
as she knew, and repeated her invitation to come into a warmer room,
but to this Miss Shott paid no attention.

"It's an old saying," said she, "that a bad chimney saves fuel!--I
understand that you've all been to New York shopping?"

"Yes," said Willy, laughing. "It was a kind of shopping, but that's not
exactly what I'd call it!" And perceiving that Miss Shott intended to
remain where she was, she took a seat.

"Well, of course," said Miss Shott, "everybody's got to act according to
their own judgments and consciences! If I was going to buy winter
things, I'd do what I could to help the business of my own town, and if
I did happen to want anything I couldn't get here, I'd surely go to
Harrington, where the people might almost be called neighbors!"

Willy laughed outright. "Oh, Miss Shott," she said, "you couldn't buy
the things we bought, in Harrington! I don't believe they could be found
in Boston!"

"I was speaking about myself," said Miss Nancy. "I could find anything I
wanted in Harrington, and if my wants went ahead of what they had there,
I should say that my wants were going too far and ought to be curbed!
And so you took those poor old Thorpedyke women with you. I expect they
must be nearly fagged out. I don't see how the oldest one ever stood
being dragged from store to store all over New York, as she must have
been! She's a pretty old woman and can't be expected to stand even what
another woman, younger than she is, but old enough, and excited by
having money to spend, can stand! It's a wonder to me that you brought
her back alive!"

"Miss Eleanor came back a great deal better than she was when she left!"
exclaimed Willy, indignantly. "She'll tell you, if you ask her, that
that visit to New York did her a great deal of good!"

"No, she won't!" said Miss Shott, "for she don't speak to me. It's been
two years since I had anything to do with her!"

Willy knew all about the quarrel between the Thorpedyke ladies and
Nancy, and wished to change the subject.

"Don't you want to go and look at the new part of the house?" she said.
"Perhaps you'd like to see the things we've bought in New York, and it's
cold here!"

To this invitation and the subsequent remark Miss Shott paid no
attention. She did not intend to give Willy the pleasure of showing her
over the house, and it was not at all necessary, for she had seen nearly
everything in it.

During the absence of Mrs. Cliff she had made many visits to the house,
and, as she was acquainted with the woman who had been left in charge,
she had examined every room, from ground to roof, and had scrutinized
and criticised the carpets as they had been laid and the furniture as it
had been put in place.

She saw that Willy was beginning to shiver a little, and was well
satisfied that she should feel cold. It would help take the conceit out
of her. As for herself, she wore a warm cloak and did not mind a cold

"I'm told," she said, "that Mrs. Cliff's putting up a new stable. What
was the matter with the old one?"

"It wasn't big enough," said Willy.

"It holds two horses, don't it, and what could anybody want more than
that, I'd like to know!"

Willy was now getting a little out of temper.

"That's not enough for Mrs. Cliff," she said. "She's going to have a
nice carriage and a pair of horses, and a regular coachman, not Andrew

"Well!" said Miss Shott, and for a few moments she sat silent. Then she
spoke. "I suppose Mrs. Cliff's goin' to take boarders."

"Boarders!" cried Willy. "What makes you say such a thing as that?"

"If she isn't," said Miss Shott, "I don't see what she'll do with all
the rooms in that new part of the house."

"She's goin' to live in it," said Willy. "That's what she's goin' to do
with it!"

"Boarders are very uncertain," remarked Miss Shott, "and just as likely
to be a loss as a profit. Mr. Williams tried it at the hotel summer
after summer, and if he couldn't make anything, I don't see how Mrs.
Cliff can expect to."

"She doesn't expect to take boarders, and you know it!" said Willy.

Miss Shott folded her hands upon her lap.

"It's goin' to be a dreadful hard winter. I never did see so many acorns
and chestnuts, and there's more cedar berries on the trees than I've
ever known in all my life! I expect there'll be awful distress among
the poor, and when I say 'poor' I don't mean people that's likely to
suffer for food and a night's lodging, but respectable people who have
to work hard and calculate day and night how to make both ends meet.
These're the folks that're goin' to suffer in body and mind this winter;
and if people that's got more money than they know what to do with, and
don't care to save up for old age and a rainy day, would think sometimes
of their deserving neighbors who have to pinch and suffer when they're
going round buyin' rugs that must have cost at least as much as twenty
dollars apiece and which they don't need at all, there bein' carpet
already on the floor, it would be more to their credit and benefit to
their fellow-beings. But, of course, one person's conscience isn't
another person's, and we've each got to judge for ourselves, and be
judged afterwards!"

Now Willy leaned forward in her chair, and her eyes glistened. As her
body grew colder, so did her temper grow warmer.

"If it's Mrs. Cliff you're thinkin' about, Nancy Shott," said she, "I'll
just tell you that you're as wrong as you can be! There isn't a more
generous and a kinder person in this whole town than Mrs. Cliff is, and
she isn't only that way to-day, but she's always been so, whether she's
had little or whether she's had much!"

"What did she ever do, I'd like to know!" said Miss Nancy. "She's lined
her own nest pretty well, but what's she ever done for anybody else--"

"Now, Nancy Shott," said Willy, "you know she's been doin' for other
people all her life whenever she could! She's done for you more than
once, as I happen to know,--and she's done for other neighbors and
friends. And, more than that, she's gone abroad to do good, and that's
more than anybody else in this town's done, as I know of!"

"She didn't go to South America to do good to anybody but herself,"
coolly remarked the visitor.

"I'm not thinking of that!" said Willy. "She went there on business, as
everybody knows! But you remember well enough when she was in the city,
and I was with her, when the dreadful cholera times came on! Everybody
said that there wasn't a person who worked harder and did more for the
poor people who were brought to the hospital than Sarah did.

"She worked for them night and day; before they were dead and after they
were dead! I did what I could, but it wasn't nothin' to what she did!
Both of us had been buyin' things, and makin' them up for ourselves, for
cotton and linen goods was so cheap then. If it hadn't been for the
troubles which came on, we'd had enough to last us for years! But Sarah
Cliff isn't the kind of woman to keep things for herself when they're
wanted by others, and when she had given everything that she had to
those poor creatures at the hospitals, she took my things without as
much as takin' the trouble to ask me, for in times like that she isn't
the woman to hesitate when she thinks she's doin' what ought to be done,
and at one time, in that hospital, there was eleven corpses in my

"Horrible!" exclaimed Miss Shott, rising to her feet. "It would have
killed me to think of such a thing as that!"

"Well, if it would have killed you," said Willy, "there was another
night-gown left."

"If you're going to talk that way," said Miss Shott, "I might as well
go. I supposed that when I came here I would at least have been treated



Mrs. Cliff now began her life as a rich woman. The Thorpedykes were
established in the new building; her carriage and horses, with a
coachman in plain livery, were seen upon the streets of Plainton; she
gave dinners and teas, and subscribed in a modestly open way to
appropriate charities; she extended suitable aid to the members of Mrs.
Ferguson's family, both living and departed; and the fact that she was
willing to help in church work was made very plain by a remark of Miss
Shott, who, upon a certain Sunday morning at the conclusion of services,
happened to stop in front of Mrs. Cliff, who was going out of the

"Oh," said Miss Shott, suddenly stepping very much to one side, "I
wouldn't have got in your way if I'd remembered that it was you who pays
the new choir!"

Mr. Burke established himself in the Thorpedyke house, which he
immediately repaired from top to bottom; but although he frequently
repeated to himself and to his acquaintances that he had now set up
housekeeping in just the way that he had always wished for, with plenty
of servants to do everything just as he wanted it done, he was not happy
nevertheless. He felt the loss of the stirring occupation which had so
delighted him, and his active mind continually looked right and left for
something to do.

He spoke with Mrs. Cliff in regard to the propriety of proposing to the
Thorpedykes that he should build an addition to their house, declaring
that such an addition would make the old mansion ever so much more
valuable, and as to the cost, he would arrange that so that they would
never feel the payment of it. But this suggestion met with no
encouragement, and poor Burke was so hard put to it for something to
occupy his mind that one day he asked Mrs. Cliff if she had entirely
given up her idea of employing some of her fortune for the benefit of
the native Peruvians, stating that if she wanted an agent to go down
there and to attend to that sort of thing, he believed he would be glad
to go himself.

But Mrs. Cliff did not intend to send anything to the native Peruvians.
According to the arrangements that Captain Horn had made for their
benefit they would have as large a share of the Incas' gold as they
could possibly claim, and, therefore, she did not feel herself called
upon to do anything. "If we had kept it all," she said, "that would have
been a different thing!"

In fact, Mrs. Cliff's conscience was now in a very easy and satisfied
condition. She did not feel that she owed anything to her fellow-beings
that she was not giving them, or that she owed anything to herself that
she was not giving to herself. The expenses of building and of the
improvements to her spacious grounds had been of so much assistance in
removing the plethora of her income that she was greatly encouraged. She
felt that she now had her fortune under control, and that she herself
might be able to manage it for the future. Already she was making her
plans for the next year.

Many schemes she had for the worthy disposition of her wealth, and the
more she thought of them and planned their details, the less inclined
she felt to leave for an hour or two her spacious and sumptuous
apartments in the new building and go back to her little former home
where she might think of old times and relieve her mind from the weight
of the novelty and the richness of her new dining-room and its adjuncts.

Often as she sat in her stately drawing-room she longed for her old
friend Edna, and wished that she and the Captain might come and see how
well she had used her share of the great fortune.

But Captain Horn and his wife were far away. Mrs. Cliff had frequent
letters from Edna, which described their leisurely and delightful
travels in the south and west. Their minds and bodies had been so
strained and tired by hard thinking and hard work that all they wanted
now was an enjoyment of life and the world as restful and as tranquil as
they could make it. After a time they would choose some happy spot, and
make for themselves a home. Three of the negroes, Maka and Cheditafa and
Mok, were with them, and the others had been left on a farm where they
might study methods of American agriculture until the time should come
when the Captain should require their services on his estate.

Ralph was in Boston, where, in spite of his independent ideas in regard
to his education, he was preparing himself to enter Harvard.

"I know what the Captain means when he speaks of settling down!" said
Burke when he heard of this. "He'll buy a cañon and two or three
counties and live out there like a lord! And if he does that, I'll go
out and see him. I want to see this Inca money sprouting and flourishing
a good deal more than it has done yet!"

"What do you mean?" asked Mrs. Cliff. "Don't you call this splendid
house and everything in it a sign of sprouting and flourishing?"

"Oh, my dear madam," said Burke, rising from his seat and walking the
floor, "if you could have looked through the hole in the top of the
mound and have seen under you cartloads and cartloads of pure gold, and
had let your mind rest on what might have grown out of it, a house like
this would have seemed like an acorn on an oak tree!"

"And you think the Captain will have the oak tree?" she asked.

"Yes," said Burke; "I think he's the sort of man to want it, and if he
wants it he'll have it!"

There were days when the weather was very bad and time hung unusually
heavy upon Mr. Burke's hands, when he thought it might be a good thing
to get married. He had a house and money enough to keep a wife as well
as any woman who would have him had any reason to expect. But there were
two objections to this plan. In the first place, what would he do with
his wife after he got tired of living in the Thorpedyke house; and
secondly, where could he find anybody he would like to marry?

He had female acquaintances in Plainton, but not one of them seemed to
have the qualifications he would desire in a wife. Willy Croup was a
good-natured and pleasant woman, and he always liked to talk to her, but
she was too old for him. He might like to adopt her as a maiden aunt,
but then that would not be practicable, for Mrs. Cliff would not be
willing to give her up.

At this time Burke would have gone to make a visit to his mother, but
there was also an objection to this. He would not have dared to present
himself before her in his fur-trimmed overcoat and his high silk hat.
She was a true sailor's mother, and she would have laughed him to scorn,
and so habituated had he become to the dress of a fine gentleman that it
would have seriously interfered with his personal satisfaction to put on
the rough winter clothes in which his mother would expect to see him.

The same reason prevented him from going to his old friend Shirley. He
knew very well that Shirley did not wear a high silk hat and carry a
cane, and he had a sufficient knowledge of human nature and of himself
to know that if his present personal appearance were made the subject of
ridicule, or even inordinate surprise, it would not afford him the same
stimulating gratification which he now derived from it.

Fortunately the weather grew colder, and there was snow and excellent
sleighing, and now Burke sent for a fine double sleigh, and, with a fur
cap, a great fur collar over his overcoat, fur gloves, and an enormous
lap-robe of fur, he jingled and glided over the country in great
delight, enjoying the sight of the fur-garbed coachman in front of him
almost as much as the glittering snow and the crisp fresh air.

He invited the ladies of the Cliff mansion to accompany him in these
sleigh-rides, but although the Misses Thorpedyke did not fancy such cold
amusement, Mrs. Cliff and Willy went with him a few times, and once
Willy accompanied him alone.

This positively decided the opinion of Plainton in regard to his reason
for living in that town. But there were those who said that he might yet
discover that his plans would not succeed. Mrs. Cliff now seemed to be
in remarkably good health, and as it was not likely that Mr. Burke would
actually propose marriage to Willy until he saw some signs of failing in
Mrs. Cliff, he might have to wait a long, long time; during which his
intended victim would probably grow so wrinkled and old that even the
most debased of fortune-hunters would refuse to have her. Then, of
course, the fine gentleman would find out that he had lost all the time
he had spent scheming here in Plainton.

The Buskirks were spending this winter in their country home, and one
afternoon Mr. Burke thought he would drive up in his sleigh and make a
call upon them. He had been there before, but had seen no one, and some
weeks afterward Mr. Buskirk had dropped in at the hotel, but had not
found him. This sort of visiting did not suit our friend Burke, and he
determined to go and see what a Buskirk was really like.

Having jingled and pranced up to the front of the handsome mansion on
the hill, and having been informed that the gentleman of the house was
not at home, he asked for his lady, and, as she was in, he was ushered
into a parlor. Here, having thrown aside some of his superincumbent
furs, George Burke sat and looked about him. He had plenty of time for
observation, for it was long before Mrs. Buskirk made her appearance.

With the exception of Mrs. Cliff's house, with which he had had so much
to do, Burke had never before been inside a dwelling belonging to a very
rich person, and the Buskirk mansion interested him very much. Although
he was so little familiar with fine furniture, pictures, and
bric-a-brac, he was a man of quick perceptions and good judgment, and it
did not take him long to discover that the internal furnishings of the
Buskirk house were far inferior to those of the addition to Mrs. Cliff's
old home.

The room in which he sat was large and pretentious, but when it had been
furnished there had been no lady of good family accustomed to the
furnishings of wealth and culture, and with an artistic taste gained in
travel at home and abroad, to superintend the selection of these
pictures, this carpet, and the coverings of this furniture!

He laughed within himself as he sat, his fur cape on his knees and his
silk hat in his hand, and he was so elated and pleased with the
knowledge of the superiority of Mrs. Cliff's home over this house of the
proud city people who had so long looked down upon Plainton, that he
entirely forgot his intention of recalling, as he sat in the fine parlor
of the Buskirks, the olden times when he used to get up early in the
morning and swab the deck.

"These people ought to come down and see Mrs. Cliff's house," thought
Burke, "and I'll make them do it if I can!"

When Mrs. Buskirk, a lady who had always found it necessary to place
strong guards around her social position, made her appearance, she
received her visitor with an attentive civility. She had been impressed
by his appearance when she had seen him grandly careering in his
barouche or his sleigh, and she was still more impressed as she saw him
in her parlor with additional furs. She had heard he had been a sailor,
but now as she talked to him, the belief grew upon her that he might yet
make a very good sailor. He was courteous, entirely at his ease, and
perhaps a little too bland, and Mrs. Buskirk thought that although her
husband might like to sit and smoke with this well-dressed, sun-burned
man, he was not a person very desirable for the society of herself and

But she was willing to sit and talk to Mr. Burke, for she wanted to ask
him some questions about Mrs. Cliff. She had heard about that lady's new
house, or rather the improvement to her old one, and she had driven past
it, and she did not altogether understand the state of affairs.

She had known that Mrs. Cliff was a widow of a storekeeper of the town,
and that she had come into possession of a portion of a treasure which
had been discovered somewhere in the West Indies or South America, but
those portions of treasures which might be allotted to the widow of a
storekeeper in a little country town were not likely to be very much,
and Mrs. Buskirk was anxious to know something definite about Mrs.
Cliff's present circumstances.

Burke felt a little embarrassed in regard to his answers. He knew that
Mrs. Cliff was very anxious not to appear as a millionnaire in the midst
of the friends and associations of her native town,--at least, that she
did not desire to do so until her real financial position had been
gradually understood and accepted. Nothing she would dislike so much as
to be regarded as the people in her social circle regarded the Buskirks
on the hill.

So Burke did not blaze out as he would have liked to do with a true and
faithful statement of Mrs. Cliff's great wealth,--far in excess, he was
very sure, of that of the fine lady with whom he was talking,--but he
said everything he could in a modest way, or what seemed so to him, in
regard to his friend's house and belongings.

"But it seems to me," said Mrs. Buskirk, "that it's a very strange
thing for any one to build a house, such as the one you describe, in
such a neighborhood, when there are so many desirable locations on the
outskirts of the town. The houses on the opposite side of the street are
very small, some of them even mean; if I am not mistaken there is a
little shop somewhere along there! I should consider that that sort of
thing would spoil any house, no matter how good it might be in itself!"

"Oh, that makes no difference whatever!" said Burke, with a wave of his
hand, and delighted to remember a proposition he had made to Mrs. Cliff
and which she had viewed with favor. "Mrs. Cliff will soon settle all
that! She's going to buy that whole block opposite to her and make a
park of it. She'll clear away all the houses and everything belonging to
them, and she'll plant trees, and lay out lawns and driveways, and have
a regular landscape gardener who'll superintend everything. And she's
going to have the water brought in pipes which will end in some great
rocks, which we'll have hauled from the woods, and from under these
rocks a brook will flow and meander through the park. And there'll be
flowers, and reeds, and rushes, and, very likely, a fountain with the
spare water.

"And that'll be a public park for the use of the whole town, and you can
see for yourself, madam, that it'll be a grand thing to look out from
Mrs. Cliff's windows on such a beautiful place! It will be fitted up and
railed off very much after the style of her own grounds, so that the
whole thing will be like a great estate right in the middle of the town.
She's thinkin' of callin' the park 'The Grove of the Incas.' That
sounds nice; don't you think so, madam?"

"It sounds very well indeed," said Mrs. Buskirk. She had heard before of
plans made by people who had suddenly come into possession of money.

Burke saw that he had not yet made the impression that he desired. He
wanted, without actually saying so, to let this somewhat supercilious
lady know that if the possession of money was a reason for social
position,--and he knew of no other reason for the Buskirks'
position,--Mrs. Cliff would be aft, talking to the Captain while the
Buskirks would be walking about by themselves amidship.

But he did not know how to do this. He knew it would be no use to talk
about horses and carriages, and all that sort of thing, for these the
Buskirks possessed, and their coachman wore top boots,--a thing Mrs.
Cliff would never submit to. He was almost on the point of relinquishing
his attempt to make Mrs. Buskirk call upon the widow of the storekeeper,
when the lady helped him by asking in a casual way if Mrs. Cliff
proposed living winter and summer in her new house.

"No," said Burke, "not in the summer. I hear Plainton is pretty hot in
the summer, and she'll go--" (Oh, a radiant thought came to him!) "I
expect she'll cruise about in her yacht during the warm weather."

"Her yacht!" exclaimed Mrs. Buskirk, for the first time exhibiting marks
of actual interest. "Has Mrs. Cliff a yacht?"

"She's going to have one," said Burke to himself, "and I'll put her up
to it before I go home this day."

"Yes," he said aloud, "that is, she hasn't got it yet, but she's going
to have it as soon as the season opens. I shall select it for her. I
know all about yachts and every other kind of craft, and she'll have one
of the very finest on this coast. She's a good sailor, Mrs. Cliff is,
for I've cruised with her! And nothing will she enjoy better in hot
weather than her noble yacht and the open sea!"

Now this did make an impression upon Mrs. Buskirk. A citizen of Plainton
who possessed a yacht was not to be disregarded. After this she was
rather abstracted, and the conversation fell off. Burke saw that it was
time for him to go, and as he had now said all he cared to say, he was
willing to do so.

In parting with him Mrs. Buskirk was rather more gracious than when she
received him. "I hope when you call again," she said, "that you may find
my husband at home. I know he will be glad to see you!"

As Burke jingled and pranced away he grinned behind his great fur
collar. "She'll call!" said he to himself. "She'll call on the yacht if
she doesn't call on anything else!"



When the interview with Mrs. Buskirk was reported that afternoon to Mrs.
Cliff, the good lady sat aghast. "I've decided about the park," she
said, "and that is all very well. But what do you mean by a yacht? What
could be more ridiculous than to talk about me and a yacht!"

"Ridiculous!" exclaimed Burke. "It's nothing of the kind! The more I
think of the idea, the better I like it, and if you'll think of it
soberly, I believe you'll like it just as much as I do! In the first
place, you've got to do something to keep your money from being dammed
up and running all over everything. This house and furniture cleared
away things for a time, but the whole business will be just as much
clogged up as it was before if you don't look out. I don't want to give
advice, but it does strike me that anybody as rich as you are oughtn't
to feel that they could afford to sit still here in Plainton, year in
and year out, no matter how fine a house they might have! They ought to
think of that great heap of gold in the mound and feel that it was their
duty to get all the grand and glorious good out of it that they knew

"But it does seem to me," said Mrs. Cliff, "that a yacht would be an
absolute extravagance and waste of money. And, you know, I have firmly
determined I will not waste my money."

"To call sittin' in a beautiful craft, on a rollin' sea, with a
spankin' breeze, a waste of money, is something I can't get into my
brain!" said Mr. Burke. "But you could do good with a yacht. You could
take people out on cruises who would never get out if you didn't take
them! And now I've an idea! It's just come to me. You might get a really
big yacht. If I was you, I'd have a steam yacht, because you'd have more
control over that than you'd have over a sailin'-vessel, and besides a
person can get tired of sailin'-vessels, as I've found out myself. And
then you might start a sort of summer shelter for poor people; not only
very poor people, but respectable people, who never get a chance to
sniff salt air. And you might spend part of the summer in giving such
people what would be the same as country weeks, only you'd take them out
to sea instead of shipping them inland to dawdle around farms. I tell
you that's a splendid idea, and nobody's done it."

Day after day, the project of the yacht was discussed by Mrs. Cliff and
Burke, and she was beginning to view its benevolent features with a
degree of favor when Mrs. Buskirk called. That lady's visit was prompted
partly by a curiosity to see what sort of a woman was the widow of the
Plainton storekeeper who would cruise the next summer in her yacht; and
partly by a feeling that to such a person a certain amount of respect
was due even from a Buskirk.

But when she entered the house, passed through the great hall, and
seated herself in the drawing-room, she saw more than she had expected
to see. She saw a house immeasurably better fitted out and furnished
than her own. She knew the value of the rugs which Miss Shott had
declared must have cost at least twenty dollars each, and she felt,
although she did not thoroughly appreciate, the difference in artistic
merit between the pictures upon her walls and the masterly paintings
which had been selected by the ladies Thorpedyke for the drawing-room of
Mrs. Cliff.

The discovery startled her. She must talk to her husband about it as
soon as he reached home. It was not only money, but a vast deal of
money, and something more, which had done all this.

She had asked for the ladies, knowing that Mrs. Cliff did not live
alone, and all the ladies were at home. Amid those surroundings, the
elder Miss Thorpedyke, most carefully arrayed, made an impression upon
Mrs. Buskirk very different from that she had produced on the occasion
of their single former interview in the darkened little parlor of the
Thorpedyke house.

Mrs. Cliff, in a costume quite simple, but as rich as her conscience
would allow, felt within herself all the uplifting influence of her
wealth, as she stepped forward to salute this lady who had always been
so uplifted by her wealth.

In the course of the conversation, the yacht was mentioned. The visitor
would not go away without being authoritatively informed upon this

"Oh yes," said Mrs. Cliff, promptly, "I shall have a yacht next summer.
Mr. Burke will select one for me, and I know it will be a good one, for
he thoroughly understands such matters."

Before she left, Mrs. Buskirk invited Mrs. Cliff, the Misses Thorpedyke,
and Miss Croup to take luncheon with her quite informally on the
following Tuesday. She would have made it a dinner, but in that case her
husband would have been at home, and it would have been necessary to
invite Mr. Burke, and she was not yet quite sure about Mr. Burke.

This invitation, which soon became known throughout the town, decided
the position of Mrs. Cliff at Plainton. When that lady and her family
had gone, with her carriage and pair, to the mansion of the Buskirks on
the hill, and had there partaken of luncheon, very informally, in
company with three of the most distinguished ladies of Harrington, who
had also been invited very informally; and when the news of the
magnificent repast which had been served on the occasion, with flowers
from the greenhouse nearly covering the table, with everything tied up
with ribbons which could possibly be so decorated, and with a present
for each guest ingeniously concealed under her napkin, floated down into
the town, there was no woman in that place who could put her hand upon
her heart and honestly declare that hereafter Mrs. Cliff could look up
to anybody in Plainton.

This recognition, which soon became obvious to Mrs. Cliff, was a source
of genuine gratification to that good lady. She had never been inclined
to put herself above her neighbors on account of her fortune, and would
have been extremely grieved if she had been convinced that her wealth
would oblige her to assume a superior position but when that wealth
gradually and easily, without creating any disturbance or commotion in
her circle, raised her of itself, without any action on her part, to the
peak of social eminence in her native place, her genuine satisfaction
was not interfered with in the least degree by her conscience. Her
position had come to her, and she had assumed it as if she had been born
to it.

But whenever she thought of her preëminence,--and she did not think of
it nearly so often as other people thought of it,--she determined that
it should make no difference to her; and when next she gave a high
tea,--not the grand repast to which she intended to invite the Buskirks
on the hill,--she invited Miss Cushing. Now, there were people in
Plainton who did not invite the dressmaker to their table, but Mrs.
Cliff had asked her when they were all poor together, and she would have
her now again when they were not all poor together.

As the winter went on, Burke became more and more interested in Mrs.
Cliff's yacht, and if he had not had this subject to talk about, and
plan about, and to go at all hours to see Mrs. Cliff about, it is likely
that he would have been absolutely obliged to leave Plainton for want of
occupation. But the idea of commanding a steam yacht was attraction
enough to keep him where he could continually consider it.

He assured Mrs. Cliff that it was not at all necessary to wait until
pleasant weather before undertaking this great enterprise. As soon as
the harbors were reasonably free of ice it would be well for him to go
and look at yachts, and then when he found one which suited him, Mrs.
Cliff could go and look at it, and if it suited her, it could be
immediately put into commission. They could steam down into southern
waters, and cruise about there. The spring up here in the north was more
disagreeable than any other season of the year, and why should they not
go and spend that season in the tranquil and beautiful waters of Florida
or the West Indies?

Mrs. Cliff had now fully determined to become the owner of a yacht, but
she would not do so unless she saw her way clear to carry out the
benevolent features of the plan which Mr. Burke had suggested.

"What I want," said Mrs. Cliff, "is to have the whole thing understood!
I am perfectly willing to spend some of the pleasant months sailing
about the coast and feeling that I'm giving health and pleasure to poor
and deserving people, especially children, but I am not willing to
consider myself a rich woman who keeps an expensive yacht just for the
pleasure of cruising around when she feels like it! But I do like the
plan of giving country weeks at sea."

"Very good, madam," he said, "and we can fix that thing so that nobody
can possibly make any mistake about it. What do you say to calling your
yacht the _Summer Shelter_? We'll paint the name in white letters on the
bows and stern, and nobody can take us for idle sea-loafers with more
money than we know what to do with!"

"I like that!" said Mrs. Cliff, her face brightening. "You may buy me a
yacht as soon as you please, and we'll call her the _Summer Shelter_!"

In consequence of this order, Mr. Burke departed from Plainton the next
day, and began a series of expeditions to the seaport towns on the
Atlantic coast in search of a steam yacht for sale.

The winter grew colder, and the weather was very bad; there were heavy
snows and drifts, and many hardships. There were cases of privations and
suffering, and never did she hear of one of these cases that a thankful
glow did not warm the heart of Mrs. Cliff as she thought that she was
able to relieve it.

But Mrs. Cliff knew, and if she had not known she would have soon found
out, that it was often very difficult to relieve distress of body
without causing distress of mind, but she and Willy and the Misses
Thorpedyke had known all phases of the evil which has its root in the
want of money, and they always considered people's sensibilities when
they held charitable councils. There was one case in which Mrs. Cliff
felt that she must be very careful indeed.

Old Nancy Shott was not standing the winter well. She had a bad cold,
and was confined to her bed, and one day Miss Inchman mentioned, during
a call on Mrs. Cliff, that she did not believe the poor old thing was
able to keep herself warm. She had been to see her, and the coverings on
her bed were very insufficient she thought.

The Shotts never did keep a warm house, nor did they care to spend their
money upon warm clothes; but although that sort of thing might do very
well while they were in health and were constantly on the move, it did
not do when they were sick in bed. When Miss Inchman had gone, Mrs.
Cliff called Willy.

"Where are we using those California blankets which I brought home with
me?" she asked.

"Using them!" exclaimed Willy. "We aren't using them anywhere! I'm sure
nobody would think of using such blankets as those, except when some
extra company might happen to come. It ought to be a long time before
those blankets would have to go into the wash, and I've kept them
covered up on the top shelf of the linen closet!"

"Well, I wish you would go and get them," said Mrs. Cliff, "and then
wrap them up and take them to Miss Shott as a present from me."

"Take them to Nancy Shott!" cried Willy. "I never heard of such a thing
in my life! She's able to buy blankets, dozens of them if she wants
them, and to take to her such blankets as the ones you brought from
California,--why it takes my breath away to think of it!"

"But you must take them to her," said Mrs. Cliff. "She may be stingy,
but she is suffering, and I want her to have those blankets because they
are the very best that I could possibly send her. You can get Andrew
Marks to drive you there, but stop two or three doors from the house.
She will think you are putting on airs if you drive up to the door. And
I wish you would give her the blankets just as if it was a matter of
course that anybody would send things to a sick person."

"Oh yes!" said Willy. "As if you hadn't a pot of jelly to spare and so
sent her these blankets fit for an Emperor on his throne!"

That very evening the reluctant Willy took the blankets to Miss Shott,
for Mrs. Cliff knew it was going to be a very cold night, and she wanted
her to have them as soon as possible.

When Nancy Shott beheld the heavy and beautiful fabrics of fine wool
which Willy spread out upon her bed in order that she might better
examine them, the eyes of the poor old woman flashed with admiring

"Well," said she, "Sarah Cliff has got a memory!"

"What do you mean?" asked Willy.

"Why, she remembers," said Miss Shott, "that I once joined in to give
her a pair of blankets!"

"Good gracious!" exclaimed Willy, and she was on the point of speaking
her mind in regard to the salient points in the two transactions, but
she refrained. The poor old thing was sick, and she must not say
anything to excite her.

"I suppose," said Miss Shott, after lifting a corner of a blanket and
rubbing and pinching it, "that these are all wool!"

Then Willy thought herself privileged to speak, and for some minutes she
dilated on the merits of those superb blankets, the like of which were
not to be found in the whole State, and, perhaps, not in any State east
of the Rocky Mountains.

"Well," said Miss Shott, "you may tell her that I will not throw her
present back at her as she once threw one back at me! And now that
you're here, Willy Croup, I may as well say to you what I've intended to
say to you the next time I saw you. And that is, that when I was at your
house you told me an out and out falsehood,--I won't use any stronger
word than that,--and how you could sleep after having done it I'm sure I
don't know!"

"Falsehood!" cried Willy. "What do you mean?"

"You told me," said Nancy, "that Mrs. Cliff wasn't goin' to take
boarders,--and now look at those Thorpedykes! Not two days after you
tried to deceive me they went there to board! And now what have you got
to say to that?"

Willy had not a word to say. She sprang to her feet, she glared at the
triumphant woman in the bed, and, turning, went downstairs.



A man may have command of all the money necessary, and he may have
plenty of knowledge and experience in regard to the various qualities of
sea-going vessels, but even with these great advantages he may find it a
very difficult thing to buy, ready to his hand, a suitable steam yacht.
The truth of this statement was acknowledged by Mr. Burke after he had
spent nearly a month in Boston, New York, and various points between
these cities, and, after advertising, inquiring, and investigating the
subject in all possible ways, found nothing which he could recommend
Mrs. Cliff to purchase.

He wrote to her a great many letters during this period, all of which
were interesting, although there were portions of many of them which she
did not quite understand, being expressed in a somewhat technical
fashion. Burke liked to write letters. It was a novel experience for him
to have time to write and something to write about. He had been better
educated than the ordinary sailor, and his intelligence and habits of
observation enabled him to supplement to a considerable extent what he
had learned at school. His spelling and grammar were sometimes at fault,
but his handwriting was extremely plain and distinct, and Willy Croup,
who always read his letters, declared that it was much better to write
plainly than to be always correct in other respects, for what was the
good of proper spelling and grammar if people could not make out what
was written?

Mrs. Cliff was not at all disturbed by the delay in the purchase of a
yacht; for, according to her idea, it would be a long time yet before it
was pleasant to sail upon the sea, and if it was interesting to Mr.
Burke to go from place to place and have interviews with ship-owners and
sea-faring people, she was glad that she was able to give him an
opportunity to do so.

As for herself, she was in a pleasant state of feminine satisfaction.
Without any sort of presumption or even effort on her part she had
attained a high and unquestioned position among her fellow-citizens, and
her mind was not set upon maintaining that position by worthy and
unoffensive methods of using her riches.

She now had a definite purpose in life. If she could make herself happy
and a great many other people happy, and only a few people envious or
jealous, and, at the same time, feel that she was living and doing
things as a person of good common sense and great wealth ought to live
and do things, what more could be expected of her in this life?

Thus backed up by her conscience and her check-book, she sat, morning
after morning, before a cheerful fire of hickory logs and outlined her
career. This was in the parlor of her old house, which she now
determined to use as an office or business-room. She could afford the
warmest fire of the best seasoned wood; her chimney was in perfect
order, and she was but fifty-five years old and in excellent
health;--why should she not enjoy the exhilarating blaze, and plan for
years of exhilarating occupation.

Soon after Mr. Burke left Plainton Mrs. Cliff began work upon the new
park. This she could do without his assistance, and it was work the mere
contemplation of which delighted her. She had legal assistance in regard
to the purchase of the grounds and buildings of the opposite block, and
while this was in the hands of her lawyers, she was in daily
consultation with an eminent landscape-constructor who had come to
Plainton for the purpose. He lodged at the hotel, and drew most
beautiful plans of the proposed park.

In the happy morning hours during which Mrs. Cliff's mind wandered over
the beautiful drives, or stood upon the rustic bridges which crossed the
stream dashing among its rocks and spreading itself out into placid
pools; or when, mentally, she sat in the shade of the great trees and
looked out upon the wide stretches of verdant lawn, relieved by the
brilliant colors of the flower-beds, she often felt it was almost the
same thing as if it were actually summer, and that she really saw the
beautiful grass and flowers, heard the babbling of the stream, and felt
the refreshing breezes which rustled the great limbs of the trees.

She did not selfishly keep these pleasures to herself, but often on the
stormy evenings, she and Willy and the Misses Thorpedyke would go over
the brilliantly colored plans of the Incas' Grove, admire what had been
proposed, and suggest things which they thought would be desirable. Miss
Thorpedyke, who had a vivid recollection of the gardens of Luxemburg,
spoke of many of their beautiful and classic features which she would
recommend for the new park if it were not that they would cost so much
money. All these were noted down with great care by Mrs. Cliff, and
mentioned to the landscape-constructor the next day.

Thus at home, in church circles, in the society of the town, and in the
mental contemplation of the charming landscape which in consequence of
her own will and command would soon spread itself out before her
windows, Mrs. Cliff was very happy. But among all her sources of
enjoyment there was nothing, perhaps, which pleased her better than to
think on a cold winter's night, when the piercing winds were roaring
about the house, that poor old Nancy Shott was lying warm and
comfortable under two of the finest blankets which ever came from
Californian looms.

The great object of Willy Croup's thoughts at this time was not the
park,--for she could not properly appreciate trees and grass in this
shivery weather,--but the entertainment, the grand lunch, or the very
high tea which was to be given to Mrs. Buskirk and daughters on the
hill. This important event had been postponed because the sleighing had
become rather bad and the Buskirks had gone to the city.

But as soon as they returned, Willy hoped with all her heart that Mrs.
Cliff would be able to show them what may be done in the line of
hospitable entertainment by people who had not only money but something
more. There had been a time when Willy thought that when people wished
to entertain there was nothing needed but money, but then she had not
lived in the house with the Misses Thorpedyke, and had not heard them
and Mrs. Cliff discuss such matters.

The peace of mind of Mrs. Cliff was disturbed one day by the receipt of
a letter from Mr. Burke, who wrote from New York and informed her that
he had found a yacht which he believed would suit her, and he wished
very much that she would come and look at it before he completed the

Mrs. Cliff did not wish to go to New York and look at yachts. She had
then under consideration the plan of a semicircular marble terrace which
was to overlook one end of a shaded lakelet, which Mr. Humphreys, her
professional adviser, assured her she could have just as well as not, by
means of a dam, and she did not wish to interrupt this most interesting
occupation. Mr. Humphreys had procured photographs of some of the
romantic spots of the Luxemburg, and Mrs. Cliff felt within herself the
gladdening impulses of a good magician as she planned the imitation of
all this classic beauty.

Besides, it was the middle of March, and cold, and not at all the season
in which she would be able to properly appreciate the merits of a yacht.
Still, as Mr. Burke had found the vessel and wanted her to see it, and
as there was a possibility, he had written, that delay might cause her
to lose the opportunity of getting what she wanted, and as she was very
desirous of pleasing him, she decided that she and Willy would go to New
York and look at the vessel.

It would not take long, because, of course, Mr. Burke had already found
out everything that was necessary in regard to its sea-going qualities,
and a great many other things of which she would not be a judge. In
fact, it was not necessary for her to go at all; but as she was to pay
for it, Mr. Burke would be better satisfied if first she saw it.

It was very pleasant to think that she could go away whenever she
pleased and leave her house in the care of two such ladies as Miss
Eleanor Thorpedyke and her sister.



When Mrs. Cliff and Willy, as well wrapped up in handsome furs as Mr.
Burke himself, who accompanied them, left their New York hotel to drive
over to Brooklyn and examine the yacht which had been selected, Willy's
mind vainly endeavored to form within itself an image of the object of
the expedition.

She was so thoroughly an inland woman and had so little knowledge of
matters connected with the sea, that when she first heard the mention of
the yacht it had brought into her mind the idea of an Asiatic animal,
with long hair and used as a beast of burden, which she had read about
in her school-books. But when she had discovered that the object in
question was a vessel and not a bovine ruminant, her mind carried her no
farther than to a pleasure boat with a sail to it.

Even Mrs. Cliff, who had travelled, had inadequate ideas concerning a
steam yacht. She had seen the small steamers which ran upon the Seine,
and she had taken little trips upon them; and if she had given the
subject careful consideration she might have thought that the yacht
intended for the use of a private individual would be somewhat smaller
than one of these.

It would be difficult, therefore, to imagine the surprise and even
amazement of Mrs. Cliff and Willy Croup when they beheld the vessel to
which Mr. Burke conducted them. It was in fact a sea-going steamer of
small comparative size, it is true, but of towering proportions when
compared with the ideals in the minds of the two female citizens of
Plainton who had come, the one to view it and the other to buy it.

"Before we go on board," said Mr. Burke, as he proudly stood upon the
pier, holding fast to his silk hat in the cold breeze which swept along
the water front, "I want you to take a general look at her! I don't
suppose you know anything about her lines and build, but I can tell you
they're all right! But you can see for yourselves that she's likely to
be a fine, solid, comfortable craft, and won't go pitchin' and tossin'
around like the crafts that some people go to sea in!"

"Why, the name is on it!" cried Willy. "_Summer Shelter!_ How did you
happen to find one with that name, Mr. Burke?"

"Oh, I didn't!" said he. "She had another name, but I wanted you to see
her just as she'd look if she really belonged to you,--so I had the
other name painted out and this put on in good big white letters that
can be seen for a long distance. If you don't buy her, Mrs. Cliff, of
course I'll have the old name put back again. Now what do you think of
her, Mrs. Cliff, lookin' at her from this point of view?"

The good lady stood silent. She gazed at the long high hull of the
steamer, she looked up at the black smokestack, and at the masts which
ran up so shapely and so far, and her soul rose higher than it had been
uplifted even by the visions of the future Grove of the Incas.

"I think it is absolutely splendid!" said she. "Let us go in!"

"On board, madam," said Burke, gently correcting her. "This way to the

For nearly two hours Mrs. Cliff and Willy wandered over the upper and
lower decks of the yacht; examined its pretty little state-rooms; sat
excitedly upon the sofas of its handsomely decorated saloon; examined
the folding tables and all the other wonderful things which shut
themselves up out of the way when they were not needed; tapped the keys
of the piano; investigated the storerooms, lockers, and all the marine
domestic conveniences, and forgot it was winter, forgot that the keen
wind nearly blew their bonnets off as they walked the upper deck, and
felt what a grand thing it would be to sail upon the sea upon such a
noble vessel.

To all this there was added in Mrs. Cliff's mind the proud feeling that
it would be her own, and in it she could go wherever she pleased and
come back again when it suited her.

Willy, who had never been to sea, was perfectly free to form an idea of
an ocean voyage as delightful and charming as she pleased, and this she
did with great enthusiasm. Even had it been necessary that this
perfectly lovely vessel should remain moored at the pier, it would have
given joy to her soul to live in it, to sleep in one of those sweet
little rooms, and to eat, and read, and sew in that beautiful saloon.

"Mr. Burke," said Mrs. Cliff, "I don't believe you could find any
vessel better suited to our purpose than this one, and I wish you would
buy it!"

"Madam," said Burke, "I'll do it immediately! And I tell you, madam,
that this is a wonderful chance for this time of the year when yachts
and pleasure crafts in this part of the world are generally laid up and
can't be seen properly; and what's more, would have to be docked and
overhauled generally before they would be ready for sea. But here is a
yacht that's been cruising down south and in the West Indies and has
just come up here, and is all ready to go to sea again whenever you like
it. If you don't mind going home by yourselves, I'll go to the office of
the agent of the owner, and settle the business at once!"

It would have been impossible for any purchase or any possession of
palace, pyramid, or principality to make prouder the heart of Mrs. Cliff
than did the consciousness that she was the owner of a fine sea vessel
worked by steam. She acknowledged to herself that if she had been at
home she could not have prevented herself from putting on those airs
which she had been so anxious to avoid. But these would wear off very
soon she knew, and so long as there was no one, except Willy, to notice
a possible change of manner, it did not matter.

Now that Mrs. Cliff and Willy were in New York they both agreed that it
would be well for them to attend to some shopping for which they had
intended coming to the city later in the spring. It had been found that
there were many things wanted to supplement the furnishing of the new
house, and to the purchase of these the two ladies now devoted their

But every afternoon, in company with Mr. Burke, they went on board the
_Summer Shelter_ to see what he had been doing and to consult with him
about what he was going to do. It was astonishing how many little things
were needed to be done to a yacht just returned from a cruise, and how
interesting all these things were to Mrs. Cliff and Willy, considering
that they knew so little about them.

The engineer and fireman had not been discharged, but were acting as
watchmen, and Burke strongly recommended that they should be engaged
immediately, because, as he said, if Mrs. Cliff were to let them go it
would be difficult to get such men again. "It was a little expensive, to
be sure, but when a yacht is not laid up," he said, "there should always
be men aboard of her." And so the painting, and the cleaning, and the
necessary fitting up went on, and Mr. Burke was very happy, and Mrs.
Cliff was very proud, although the external manifestation of this
feeling was gradually wearing off.

"I don't want to give advice, madam," said Burke one evening, as the
little party sat together discussing nautical matters, "but if I was in
your place, I wouldn't go back to Plainton before I had taken a little
trial trip on the yacht. It doesn't matter a bit about the weather!
After we get out to sea it will be only a few days before we find we're
in real spring weather and the warm water of the Gulf Stream. We can
touch at Savannah, and cruise along the Florida coast, and then go over
to the Bahamas, and look around as long as we feel like! And when we get
back here it will be beginning to be milder, and then you can go home
and arrange for the voyages you're goin' to make in her during the

Mrs. Cliff considered. This was a tempting proposition. And while she
considered, Willy sat and looked at her with glowing cheeks and
half-open mouth. It would not have required one second for her to decide
such a question.

"You know," said Mr. Burke, "it wouldn't take me long to get her ready
for sea. I could soon coal her and put her stores aboard, and as to a
crew, I can get one in no time. We could leave port in a week just as
well as not!"

"Let's go!" said Willy, seizing the hand of her friend. "It need only be
a little trip, just to see how it would all feel."

Mrs. Cliff smiled. "Very good," said she, "we'll take a little trial
trip just as soon as you are ready, Captain Burke! That is, if you have
not made any plans which will prevent you from accepting the position."

"Madam," said Burke, springing to his feet and standing proudly before
Mrs. Cliff, "I'd throw up the command of the finest liner on the
Atlantic to be captain of the _Summer Shelter_ for this summer! I see
far more fun ahead in the cruises that you're going to make than in any
voyage I've looked forward to yet; and when people have a chance to mix
fun and charity as we're goin' to mix them, I say such people ought to
call themselves lucky! This is Wednesday! Well now, madam, by next
Wednesday the _Summer Shelter_ will be all fitted out for the cruise,
and she'll be ready to sail out of the harbor at whatever hour you
name, for the tide won't make any difference to her!"

"There is only one thing I don't like about the arrangement," said Mrs.
Cliff, when the Captain had left them, "and that is, that we will have
to take this trip by ourselves. It seems a pity for three people to go
sailing around in a big vessel like that with most of the state-rooms
empty; but, of course, people are not prepared yet for country weeks at
sea! And it will take some time to make my plans known in the proper

"I don't suppose," said Willy, "that there's anybody in Plainton that we
could send for on short notice. People there want so much time to get
ready to do anything!"

"But there is nobody in the town that I would care to take on a first
voyage," said Mrs. Cliff. "You know, something might go wrong and we
would have to come back, and if it is found necessary to do that, I
don't want any Plainton people on board!"

"No indeed!" exclaimed Willy, her mind involuntarily running towards
Nancy Shott, to whom a voyage to the West Indies would doubtless be of
great service. "Don't let's bother about anything of that kind! Let's
make the first trip by ourselves! I think that will be glorious!"



As most of Mrs. Cliff's business in New York was now finished, and as
she and Willy were waiting there only for the yacht to be made ready for
sea, she had a good deal of time on her hands.

On the Saturday following her decision to make a trial trip on the
_Summer Shelter_, when returning from the daily visit to the yacht, Mrs.
Cliff stopped in at a Brooklyn church in which a Synod was at that time
convened. She had read of the proceedings of this body in the papers,
and, as the deliberations concerned her own denomination, she thought
she would be interested in them. Willy, however, preferred to go on by
herself to New York, as she had something to do there which she thought
would be more to her taste than the proceedings of a Synod.

It was not long after she had been seated in the church that Mrs. Cliff
began to regret that she had not attended some of the earlier meetings,
for the questions debated were those in which she took an interest.

After a time she saw near her Mrs. Arkwright, a lady who had visited
Mrs. Perley some years before, and with whom she had then become
acquainted. Joining her, Mrs. Cliff found Mrs. Arkwright able to give
her a great deal of information in regard to the members of the Synod,
and as the two sat and talked together in whispers, a desire arose in
the mind of Mrs. Cliff that she and her wealth might in some way join
in the work in which all these people were engaged. As her mind rested
upon this subject, there came into it a plan which pleased her. Here
were all these delegates, many of them looking tired and pale, as if
they had been hard-worked during the winter, and here was she, the
mistress of the _Summer Shelter_, about to take a trip to warm and sunny
regions with an almost empty vessel.

As soon as the meeting adjourned, Mrs. Cliff, accompanied by Mrs.
Arkwright, made her way to the front, where many of the members were
standing together, and was introduced by her friend to several clergymen
with whom Mrs. Arkwright was acquainted. As soon as possible Mrs. Cliff
referred to the subject which was upon her mind, and informed the
gentlemen with whom she had just been made acquainted, that if they
thought well of it she would like to invite a party of such of the
delegates who would care for such an excursion at this season, to
accompany her on a short trip to the West Indies. Her vessel would
easily accommodate twelve or fifteen of the gentlemen, and she would
prefer to offer her invitation first to the clerical members of the

The reverend gentlemen to whom this offer was made were a little
surprised by it, but they could not help considering it was a most
generous and attractive proposition, and one of them undertook to convey
the invitation to some of his brethren of the Synod.


Although the Synod had adjourned, many of the delegates remained for a
considerable time, during which Mrs. Cliff's invitation was discussed
with lively appreciation, some of the speakers informing her that if
they could make the arrangements necessary for their pulpits and their
families during a short absence, they would be delighted to accept her
invitation. The Synod would finally adjourn on the next Tuesday, and she
was promised that before that time she would be informed of the exact
number of guests she might expect.

The next morning when Mr. Burke appeared to accompany the ladies to the
yacht, he found Willy Croup alone in their parlor.

"Do you know what's happened?" cried Willy, springing towards him as he
entered. "Of course you don't, for Mrs. Cliff is going to give the first
country week on the _Summer Shelter_ to a Synod!"

"To a what?" cried Burke.

"A Synod," explained Willy. "It's a congregation, I mean a meeting,
mostly of ministers, come together to settle church matters. She invited
the whole lot of them, but of course they all can't come,--for there are
more than a hundred of them,--but there will be about a dozen who can
sail with us next Wednesday!"

Mr. Burke's jaw dropped. "A dozen ministers!" he exclaimed. "Sail with
us! By George! Miss Croup, will you excuse me if I sit down?"

"You know," said Willy, "that the _Summer Shelter_ was bought for this
sort of thing! That is, to do good to people who can't get that sort of
good in other ways! And if Mrs. Cliff takes out poor children from the
slums, and hard-working shopgirls, and seamstresses, why shouldn't she
take hard-working ministers and give them some fresh air and pleasure?"

"A dozen ministers!" groaned Mr. Burke. "I tell you, Miss Croup, I can't
take them in!"

"Oh, there'll be room enough!" said Willy, mistaking his meaning, "for
Mrs. Cliff says that each of those little rooms will easily hold two!"

"Oh, it isn't that!" said Burke, his eyes fixed steadfastly upon a chair
near him as if it had been something to look at. "But twelve ministers
coming down on me so sudden, rather takes me aback, Miss Croup!"

"I don't wonder," said Willy, "for I don't believe that a Synod ever
went out yachting before in a bunch!"

Mr. Burke rose and looked out of the window. "Miss Croup," said he, "do
you remember what I said about mixin' fun and charity in these cruises?
Well, I guess we'll have to take our charity straight this time!"

But when Mrs. Cliff had come in and had talked with animation and
enthusiasm in regard to her plan, the effects of the shock which Mr.
Burke had received began to wear off.

"All right, madam!" said he. "You're owner, and I'm Captain, and I'll
stand by you! And if you take it into your head to ship a dozen popes on
the _Summer Shelter_, I'll take them where you want them to go to, and
I'll bring them back safe. I suppose we'll have all sorts of customers
on the yacht this season, and if we've got to get used to queer
passengers, a Synod will do very well to begin with! If you'll find out
who's goin' and will write to them to be on hand Tuesday night, I'll
see that they're taken care of!"

Mrs. Cliff's whole heart was now in the projected cruise of the _Summer
Shelter_. When she had thought of it with only Willy and herself as
passengers, she could not help considering it was a great extravagance.
Now she was going to begin her series of sea-trips in a fashion far
superior and more dignified than anything yet thought of. To be able to
give such an invitation to a Synod was something of which she might well
be proud, and she was proud.



It was early Tuesday morning, and Mrs. Cliff and Willy having just
finished their breakfast, were busily engaged in packing the two trunks
they proposed taking with them, and the elder lady was stating that
although she was perfectly willing to dress in the blue flannel suit
which had been ordered, she was not willing to wear a white cap,
although Willy urged that this was the proper thing, as they had been
told by the people where they had bought their yachting suits; and Mrs.
Cliff was still insisting that, although it would do very well for Willy
to wear a white cap, she would wear a hood,--the same kind of a hood
which she had worn on all her other voyages, which was more like a
bonnet and more suitable to her on that account than any other kind of
head covering, when Mr. Burke burst--actually burst--without knocking,
into the room. His silk hat was on the back of his head, and he wore no

"Mrs. Cliff," he exclaimed, "I've just seen Shirley! You remember

"Indeed, I do," said Mrs. Cliff. "I remember him very well, and I always
thought him to be a remarkably nice man! But where did you see him, and
what in the world did he tell you to throw you into such a flurry?"

"He said a lot to me!" replied Burke. "And I'll try to make as straight
a tale of it as I can! You see, about a week ago Shirley got a
telegraphic message from Captain Horn--"

"Captain Horn!" exclaimed Mrs. Cliff. "Where is he, and what did he

"He's in Mexico," said Burke; "and the telegram was as long as a
letter--that's one advantage in not being obliged to think of what
things cost,--and he told Shirley a lot--"

"How did they say they were?" asked Mrs. Cliff, eagerly. "Or did he say
anything about Mrs. Horn? Are they well?"

"Oh, I expect they're all right," said Burke; "but I don't think he
treated that subject. It was all about that gold, and the part of it
that was to go to Peru!

"When the business of dividing up the treasure was settled in London in
the way we know all about, word was sent to the Peruvian government to
tell them what had happened, and to see what they said about it. And
when they heard the news, they were a good deal more than satisfied,--as
they ought to have been, I'm sure,--and they made no bones about the
share we took. All they wanted was to have their part sent to them just
as soon as could be, and I don't wonder at it; for all those South
American countries are as poor as beggars, and if any one of them got a
sum of money like that, it could buy up all the others, if it felt like
spending the money in that way!

"Those Peruvians were in such a hurry to get the treasure that they
wouldn't agree to have the gold coined into money, or to be sent a part
at a time, or to take drafts for it; but they wanted it just as it was
as soon as they could get it, and, as it was their own, nobody could
hinder them from doing what they pleased with it. Shirley and I have
made up our minds that most likely the present government thought that
they wouldn't be in office when the money arrived if they didn't have it
on hand in pretty short order; and, of course, if they got their fingers
on that treasure, they could stay in power as long as they pleased.

"It is hard to believe that any government could be such fools,--for
they ordered it all shipped on an ordinary merchant vessel, an English
steamer, the _Dunkery Beacon_, which was pretty nigh ready to sail for
Lima. Now, any other government in this world would have sent a
man-of-war for that gold, or some sort of an armed vessel to convoy it,
but that wasn't the way with the Peruvians! They wanted their money, and
they wanted it by the first steamer which could be got ready to sail.
They weren't going to wait until they got one of their cruisers over to
England,--not they!

"The quickest way, of course, would have been to ship it to Aspinwall,
and then take it by rail to Panama, and from there ship it to Lima, but
I suppose they were afraid to do that. If that sort of freight had been
carried overland, they couldn't have hindered people from finding out
what it was, and pretty nearly everybody in Central America would have
turned train-robber. Anyway, the agents over there got the _Dunkery
Beacon_ to sail a little before her regular time.

"Now here comes the point! They actually shipped a hundred and sixty
million dollars' worth of pure gold on a merchant steamer that was going
on a regular voyage, and would actually touch at Jamaica and Rio Janeiro
on account of her other freight, instead of buying her outright, or
sending her on the straightest cruise she could make for Lima! Just
think of that! More than that, this business was so talked about by the
Peruvian agents, while they were trying to get the earliest steamer
possible for it, that it was heard of in a good many more ports than

"Well, this steamer with all the gold on board sailed just as soon as it
could; and the very next day our London bankers got a telegram from
Paris from the head of a detective bureau there to tell them that no
less than three vessels were fitting out in the biggest kind of hurry to
go after that slow merchant steamer with the millions on board!"

Mrs. Cliff and Willy uttered a simultaneous cry of horror. "Do you mean
they're pirates, and are going to steal the gold?" cried Mrs. Cliff.

"Of course they are!" continued Burke. "And I don't wonder at it! Why, I
don't believe such a cargo of gold ever left a port since the beginning
of the world! For such a thing as that is enough to tempt anybody with
the smallest streak of rascal blood in him and who could get hold of a

"Well, these three vessels were fitting out hard as they could,--two in
France, at Toulon and Marseilles, and one in Genoa; and although the
detectives were almost positive what their business was, they were not
sure that they could get proof enough to stop them. If the _Dunkery
Beacon_ had been going on a straight voyage, even to Rio Janeiro, she
might have got away from them, but, you see, she was goin' to touch at

"And now, now,--this very minute,--that slow old steamer and those three
pirates are on the Atlantic Ocean together! Why, it makes your blood
creep to think of it!"

"Indeed it does! It's awful!" cried Mrs. Cliff. "And what are the London
people going to do?"

"They're not going to do anything so far as I know!" said Burke. "If
they could get through with the red-tape business necessary to send any
sort of a cruiser or war-vessel after the _Dunkery Beacon_ to protect
her,--and I'm not sure that they could do it at all,--it would be a
precious long time before such a vessel would leave the English Channel!
But I don't think that they'll try anything of the sort; all I know is,
that the London people sent a cable message to Captain Horn. I suppose
that they thought he ought to know what was likely to happen,
considerin' that he was the head man in the whole business!"

"And what did the Captain do?" cried Mrs. Cliff. "What could he do?"

"I don't know," answered Burke. "I expect he did everything that could
be done in the way of sending messages; and among other things, he sent
that telegram, about a thousand words more or less, to Shirley. He might
have telegraphed to me, perhaps, but he didn't know my address, as I was
wandering around. But Shirley, you know, is a fixture in his
shipyard;--and so he sent it to him!"

"I haven't a doubt," said Mrs. Cliff, "that he would have telegraphed to
you if he had known where you were!"

"I hope so," said Burke. "And when he had told Shirley all that had
happened, he asked him to pull up stakes, and sail by the first steamer
he could catch for Jamaica. There was a chance that he might get there
before the _Dunkery Beacon_ arrived, or while she was in port, and then
he could tell everything to make her captain understand that he needn't
be afraid to lose anything on account of his ship stopping in Kingston
harbor until arrangements could be made for his carrying his gold in
safety to Lima. Captain Horn didn't think that the pirates would try to
do anything before the _Dunkery Beacon_ left Kingston. They would just
follow her until she got into the South Atlantic, and then board her,
most likely!

"Captain Horn said that he was going to Jamaica too, but as he didn't
know how soon he would be able to sail from Vera Cruz, he wanted Shirley
to go ahead without losing a minute. And then Shirley he telegraphed to
me up at Plainton,--thinking I was there and that I ought to know all
about it, and the women at my house took so long forwarding it that I
did not get it until yesterday evening, and then I rushed around to
where Shirley was staying, and got there just in time to catch him, for
the next steamer to Jamaica sailed early this morning. But he had plenty
of time to tell me everything.

"The minute he got the Captain's telegram, he just dropped everything
and started for New York. And I can tell you, Mrs. Cliff, I'd have done
the same, for I don't know what I wouldn't do to get the chance to see
Captain Horn again!"

"And you wanted to go with Mr. Shirley?" said Mrs. Cliff, with an eager
light in her eyes.

"Indeed I did!" said Burke. "But, of course, I wouldn't think of such a
thing as going off and leaving you here with that yacht on your hands,
and no knowing what you would do with the people on board, and
everything else! So I saw Shirley off about seven o'clock this morning,
and then I came to report to you."

"That was too much to expect, Mr. Burke," said Mrs. Cliff, "but it was
just like you, and I shall never forget it! But, now tell me one
thing,--is Mrs. Horn going to Jamaica with the Captain?"

"I don't know," said Burke, "but, of course, she must be--he wouldn't
leave her alone in Mexico!"

"Of course she is!" cried Mrs. Cliff. "And Mr. Shirley will see them!
And oh, Mr. Burke, why can't we see them? Of all things in the world I
want to see Edna, and the Captain too! And why can't we go straight to
Jamaica in the _Summer Shelter_ instead of going anywhere else? We may
get there before they all leave; don't you think we could do that?"

The eyes of Captain Burke fairly blazed. "Do it!" he cried, springing to
his feet. "I believe we can do it; at any rate we can try! The same to
you, madam, I would do anything in the world to see Captain Horn, and
nobody knows when we will have the chance! Well, madam, it's all the
plainest kind of sailing; we can get off at daylight to-morrow morning,
and if that yacht sails as they told me she sails, I believe we may
overhaul Shirley, and, perhaps, we will get to Kingston before any of
them! And now I've got to bounce around, for there's a good deal to be
done before night-fall!"

"But what about the Synod?" asked Willy Croup.

"Bless my soul!" exclaimed Mr. Burke, stopping suddenly on his way to
the door. "I forgot the Synod."

Mrs. Cliff hesitated for a moment. "I don't think it need make any
difference! It would be a great shame to disappoint all those good men;
why couldn't we take them along all the same? Their weight wouldn't make
the yacht go any slower, would it, Mr. Burke?"

"Not a bit of it!" said he. "But they may not want to go so far.
Besides, if we find the Captain at Kingston, we mayn't feel like going
back in a hurry. I'll tell you what we could do, Mrs. Cliff! We wouldn't
lose any time worth speaking of if we touched at Nassau,--that's in the
Bahamas, and a jolly place to go to. Then we might discharge our cargo
of ministers, and if you paid their board until the next steamer sailed
for New York, and their passage home, I should think they would be just
as well satisfied as if they came back with us!"

Mrs. Cliff reflected. "That's true!" said she, presently. "I can explain
the case to them, and I don't see why they should not be satisfied. And
as for me, nobody could be more willing than I am to give pleasure to
these ministers, but I don't believe that I could give up seeing Edna
and Captain Horn for the sake of any members of any Synod!"

"All right, madam!" cried the impatient Burke. "You settle the matter
with the parsons, and I haven't a doubt you can make it all right; and
I'll be off! Everything has got to be on board to-night. I'll come after
you early this evening." With this he departed.

When Mr. Burke had gone, Mrs. Cliff, very much excited by what she had
heard and by the thought of what she was going to do, told Willy that
she could go on with the packing while she herself went over to the
church in Brooklyn and explained matters to the members of the Synod who
intended to go with her, and give them a chance to decide whether or not
the plan proposed by Mr. Burke would suit them.

She carried out this intention and drove to Brooklyn in a carriage, but,
having been delayed by many things which Willy wanted to know about the
packing, and having forgotten in what street the church was situated,
she lost a good deal of time; and when she reached her destination she
found that the Synod had adjourned _sine die_.

Mrs. Cliff sighed. It was a great pity to have taken so much trouble,
especially when time was so precious, but she had done what she could.
It would be impossible for her to find the members in their temporary
places of abode, and the only thing she could do now was to tell them
the change in her plans when they came on board that evening, and then,
if they did not care to sail with her, they would have plenty of time to
go on shore again.



Mr. Burke did not arrive to escort Mrs. Cliff and Willy Croup to the
yacht until nearly nine o'clock in the evening. They had sent their
baggage to the vessel in the afternoon, and had now been expecting him,
with great impatience, for nearly an hour, but when Mr. Burke arrived,
it was impossible to find fault with him, for he had been busy, he said,
every minute of the day.

He had made up a full crew; he had a good sailing-master, and the first
mate who had been on the yacht before; everything that he could think of
in the way of provisions and stores were on board, and there was
nothing to prevent their getting out of the harbor early in the morning.

When Mrs. Cliff stepped on board her yacht, the _Summer Shelter_, her
first thought was directed towards her guests of the Synod; and when the
mate, Mr. Burdette, had advanced and been introduced to her, she asked
him if any of the clergymen had yet appeared.

"They're all aboard, madam," said he--"fourteen of them! They came
aboard about seven o'clock, and they stayed in the saloon until about
half-past nine, and one of them came to me and said that as they were
very tired they thought they'd go to bed, thinking, most likely, as it
was then so late you wouldn't come aboard until morning. So the steward
showed them their state-rooms, and we had to get one more ready than we
expected to, and they're now all fast asleep; but I suppose I could
arouse some of them up if you want to see them!"

Mrs. Cliff turned to Burke with an expression of despair on her face.
"What in the world shall I do?" said she. "I wanted to tell them all
about it and let them decide, but it would be horrible to make any of
them who didn't care to go to get up and dress and go out into this damp
night air to look for a hotel!"

"Well," said Burke, "all that's going ashore has got to go ashore
to-night. We'll sail as soon as it is daylight! If I was you, Mrs.
Cliff, I wouldn't bother about them. You invited them to go to the
Bahamas, and you're going to take them there, and you're going to send
them back the best way you can, and I'm willing to bet a clipper ship
against your yacht that they will be just as well satisfied to come
back in a regular steamer as to come back in this! You might offer to
send them over to Savannah, and let them come up by rail,--they might
like that for a change! The way the thing looks to me, madam, you're
proposing to give them a good deal more than you promised."

"Well," said Mrs. Cliff, "one thing is certain! I'm not going to turn
any of them out of their warm beds this night; and we might as well go
to our rooms, for it must be a good deal after ten."

When Willy Croup beheld her little state-room, she stood at the door and
looked in at it with rapture. She had a beautiful chamber in Mrs.
Cliff's new house, fully and elegantly furnished, but there was
something about this little bit of a bedroom, with all its nautical
conveniences, its hooks, and shelves, and racks, its dear little window,
and its two pretty berths,--each just big enough and not a bit too
big,--which charmed her as no room she had ever seen had charmed her.

The _Summer Shelter_ must have started, Mrs. Cliff thought, before
daylight the next morning, for when she was awakened by the motion of
the engine it was not light enough to distinguish objects in the room.
But she lay quietly in her berth, and let her proud thoughts mount high
and spread wide. As far as the possession of wealth and the sense of
power could elevate the soul of woman, it now elevated the soul of Mrs.

This was her own ship which was going out upon the ocean! This was her
engine which was making everything shake and tremble! The great screw
which was dashing the water at the stern and forcing the vessel through
the waves belonged to her! Everything--the smoke-stacks, the tall masts,
the nautical instruments--was her property! The crew and stewards, the
engineers, were all in her service! She was going to the beautiful
island of the sunny tropics because she herself had chosen to go there!

It was with great satisfaction, too, that she thought of the cost of all
this. A great deal of money had been paid for that yacht, and it had
relieved, as scarcely any other expenditure she would be likely to make
could have relieved, the strain upon her mind occasioned by the pressure
of her income. Even after the building of her new apartments her money
had been getting the better of her. Now she felt that she was getting
the better of her money.

By the way the yacht rolled and, at the same time, pitched and tossed,
Mrs. Cliff thought it likely that they must be out upon the open sea,
or, at least, well down the outer bay. She liked the motion, and the
feeling that her property, moving according to her will, was riding
dominant over the waves of the sea, sent a genial glow through every
vein. It was now quite light, and when Mrs. Cliff got up and looked out
of her round window she could see, far away to the right, the towering
lighthouses of Sandy Hook.

About eight o'clock she dressed and went out on deck. She was proud of
her good sailing qualities. As she went up the companion-way, holding
firmly to the bright brass rail, she felt no more fear of falling than
if she had been one of the crew. When she came out on the upper deck,
she had scarcely time to look about her, when a man, whom at first sight
she took for a stranger, came forward with outstretched hand. But in an
instant she saw it was not a stranger,--it was Captain Burke, but not as
she had ever seen him before. He was dressed in a complete suit of white
duck with gold buttons, and he wore a white cap trimmed with gold,--an
attire so different from his high silk hat and the furs that it was no
wonder that at first she did not recognize their wearer.

"Why, Captain Burke," she cried, "I didn't know you!"

"No wonder," said he; "this is a considerable change from my ordinary
toggery, but it's the uniform of a captain of a yacht; you see that's
different from what it would be if I commanded a merchant vessel, or a
liner, or a man-of-war!"

"It looks awfully cool for such weather," said she.

"Yes," said the Captain, "but it's the proper thing; and yachts, you
know, generally cruise around in warmish weather. However, we're getting
south as fast as we can. I tell you, madam, this yacht is a good one!
We've just cast the log, and she's doing better than fourteen knots an
hour, and we haven't got full steam on, either! It seems funny, madam,
for me to command a steamer, but I'll get used to it in no time. If it
was a sailing-vessel, it wouldn't be anything out of the way, because
I've studied navigation, and I know more about a ship than many a
skipper, but a steam yacht is different! However, I've got men under me
who know how to do what I order them to do, and if necessary they're
ready to tell me what I ought to order!"

"I don't believe there could be a better captain," said Mrs. Cliff, "and
I do hope you won't take cold! And now I want to see the ministers as
soon as they are ready. I think it will be well for me to receive them
up here. I am not sure that I remember properly the names of all of
them, but I shall not hesitate to ask them, and then I shall present
each one of them to you: it will be a sort of a reception, you know!
After that we can all go on pleasantly like one family. We will have to
have a pretty big table in the saloon, but I suppose we can manage

"Oh yes," said Mr. Burke; "and now I'll see the steward and tell him to
let the parsons know that you're ready to receive them."

About a quarter of an hour after this the steward appeared on deck, and
approaching Mrs. Cliff and the Captain, touched his hat. "Come to
report, sir," said he, "the ministers are all sea-sick! There ain't none
of them wants to get out of their berths, but some of them want tea."

Mrs. Cliff and the Captain could not help laughing, although she
declared it was not a laughing matter.

"But it isn't surprising," said the Captain; "it's pretty rough, and I
suppose they're all thorough-bred landsmen. But they'll get over it
before long, and when they come on deck it's likely it will be
pleasanter weather. We're having a considerable blow just now, and it
will be worse when we get farther out! So I should say that you and
Miss Croup and myself had better have our breakfast."

The steward was still standing by, and he touched his hat again, this
time to Mrs. Cliff.

"The other lady is very sea-sick! I heard her groaning fearfully as I
passed her door."

"Oh, I must go down to Willy," said Mrs. Cliff. "And, Captain, you and I
will have to breakfast together."

As Mrs. Cliff opened the door of Willy Croup's state-room, a pale white
face in the lower berth was turned towards her, and a weak and trembling
voice said to her, "Oh, Sarah, you have come at last! Is there any way
of getting me out of this horrible little hole?"

For two days Mrs. Cliff and Captain Burke breakfasted, dined, and supped
by themselves. They had head-winds, and the sea was very rough, and
although the yacht did not make the time that might have been expected
of her in fair weather, she did very well, and Burke was satisfied. The
two stewards were kept very busy with the prostrate and dejected members
of the Synod, and Mrs. Cliff and the stewardess devoted their best
efforts to the alleviation of the woes of Willy, which they were glad to
see were daily dwindling.

They had rounded Cape Hatteras, the sea was smoother, the cold wind had
gone down, and Willy Croup, warmly wrapped up, was sitting in a steamer
chair on deck. The desire that she might suddenly be transferred to
Plainton or to heaven was gradually fading out of her mind, and the blue
sky, the distant waves, and the thought of the approaching meal were
exercising a somewhat pleasurable influence upon her dreamy feeling,
when Captain Burke, who stood near with a telescope, announced that the
steamer over there on the horizon line was heading south and that he had
a notion she was the _Antonina_, the vessel on which Shirley had sailed.

"I believed that we could overhaul her!" said he to Mrs. Cliff. "I
didn't know much about her sailing qualities, but I had no reason to
believe she has the speed of this yacht, and, as we're on the same
course, I thought it likely we would sight her, and what's more, pass
her. We'll change our course a little so that we will be closer to her
when we pass."

Mrs. Cliff, who had taken the glass, but could not see through it very
well, returned it to the Captain and remarked, "If we can go so much
faster than she does, why can't we take Mr. Shirley on board when we
catch up to her?"

"I don't know about that," said Burke. "To do that, both vessels would
have to lay to and lose time, and she might not want to do it as she's a
regular steamer, and carries the mail. And besides, if Shirley's under
orders,--that is, the same thing as orders,--to go straight to Jamaica,
I don't know that we have any right to take him off his steamer and
carry him to Nassau. Of course, he might get to Jamaica just as soon,
and perhaps sooner, if he sailed with us, but we don't know it! We may
be delayed in some way; there're lots of things that might happen, and
anyway, I don't believe in interfering with orders, and I know Shirley
doesn't either. I believe he would want to keep on. Besides, we don't
really know yet that that's the _Antonina_."

A couple of hours, however, proved that Captain Burke's surmise had been
correct, and it was not long before the two vessels were abreast of each
other. The yacht had put on all steam and had proved herself capable of
lively speed. As the two vessels approached within hailing distance,
Captain Burke went up on the little bridge, with a speaking-trumpet, and
it was not long before Shirley was on the bridge of the other steamer,
with another trumpet.

To the roaring conversation which now took place, everybody on each
vessel who was not too sick, who had no duties, or could be spared from
them, listened with the most lively interest. A colloquy upon the lonely
sea between two persons, one upon one vessel and the other upon another,
must always be an incident of absorbing importance.

Very naturally Shirley was amazed to find it was his friend Burke who
was roaring at him, and delighted when he was informed that the yacht
was also on its way to Jamaica to meet Captain Horn. After a quarter of
an hour of high-sounding talk, during which Shirley was informed of
Burke's intention to touch at Nassau, the interview terminated; the
_Summer Shelter_ shaping her course a little more to the south, by
night-fall the _Antonina_ had faded out of sight on the northeast

"I shouldn't wonder," said Captain Burke at dinner, "if we got to
Jamaica before her anyway, although we're bound to lose time in the
harbor at Nassau."

The company at the dinner-table was larger than it had yet been. Five
members of the Synod had appeared on deck during the speaking-trumpet
conversation, and feeling well enough to stay there, had been warmly
greeted and congratulated by Mrs. Cliff. The idea of a formal reception
had, of course, been given up, and there was no need of presenting these
gentlemen to the Captain, for he had previously visited all of his
clerical passengers in their berths, and was thus qualified to present
them to Mrs. Cliff as fast as they should make their appearance. At
dinner-time two more came into the saloon, and the next morning at
breakfast the delegation from the Synod were all present, with the
exception of two whose minds were not yet quite capable of properly
appreciating the subject of nutrition.

When at last the _Summer Shelter_ found herself in the smoother waters
and the warmer air of the Gulf Stream, when the nautilus spread its
gay-colored sail in the sunlight by the side of the yacht, when the
porpoises flashed their shining black bodies out of the water and
plunged in again as they raced with the swiftly moving vessel, when
great flocks of flying-fish would rise into the air, skim high above the
water, and then all fall back again with a patter as of big rain-drops,
and the people on the deck of the _Summer Shelter_ took off their heavy
wraps and unbuttoned their coats, it was a happy company which sailed
with Mrs. Cliff among the beautiful isles of the West Indies.



The pleasant rays of the semi-tropical sun so warmed and subsequently
melted the varied dispositions of the company on board the _Summer
Shelter_ that in spite of their very different natures they became
fused, as it were, into a happy party of friends.

Willy Croup actually felt as if she were a young woman in a large party
of gentlemen with no rivals. She was not young, but many of her youthful
qualities still remained with her, and under the influence of her
surroundings they all budded out and blossomed bravely. At the end of a
day of fine weather there was not a clergyman on board who did not wish
that Miss Croup belonged to his congregation.

As for the members of the Synod, there could be no doubt that they were
thoroughly enjoying themselves. Tired with the long winter's work, and
rejoiced, almost amazed, to be so suddenly freed from the cold wintry
weather of their homes, all of their spirits rose and most of their
hearts were merry.

There were but few gray heads among these clergymen, and the majority of
them were under middle age. Some of them had been almost strangers to
each other when they came on board, but now there were no strangers on
the _Summer Shelter_. Some of them had crossed the Atlantic, but not one
had ever taken a coastwise voyage on a comparatively small vessel, and
although the consequence of this new experience, their involuntary
seclusion of the first days of the trip, and their consequent
unconventional and irregular acceptance of Mrs. Cliff's hospitality, had
caused a little stiffness in their demeanor at first, this speedily
disappeared, hand in hand with the recollection of that most easily
forgotten of human ills which had so rudely interfered with their good

As far as the resources of their portmanteaus would allow, these
reverend clergymen dressed themselves simply and in semi-nautical
costumes. Some played quoits upon the upper deck, in which sport Willy
joined. Others climbed up the shrouds, preferably on the inside,--this
method of exercise, although very difficult, being considered safer in
case of a sudden lurch of the vessel. And the many other sportive things
they did, and the many pleasant anecdotes they told, nearly all relating
to the discomfiture of clergymen under various embarrassing
circumstances, caused Captain Burke to say to Mrs. Cliff that he had
never imagined that parsons were such jolly fellows, and so far as he
was concerned, he would be glad to take out another party of them.

"But if we do," he said, "I think we'd better ship them on a tug and let
them cruise around the Lightship for two or three days. Then when they
hoisted a signal that they were all well on board, we could go out and
take them off. In that way, you see, they'd really enjoy a cruise on the
_Summer Shelter_."

As the sun went down behind the distant coast of Florida they were
boarded by a negro pilot, and in the morning they awoke to find
themselves fast to a pier of the city of Nassau, lying white in the
early daylight.

The members of the Synod had readily agreed to Mrs. Cliff's plan to
leave them at Nassau and let them return by a regular passenger steamer,
and they all preferred to go by sea to Savannah and then to their homes
by rail. With expenses paid, none but the most unreasonable of men could
have objected to such a plan.

As Captain Burke announced that he would stop at Nassau for a day to
take in some fresh stores, especially of fruit and vegetables, and to
give Mrs. Cliff and Willy Croup an opportunity to see the place, the
_Summer Shelter_ was soon deserted. But in the evening, everybody
returned on board, as the company wished to keep together as long as
possible, and there would be plenty of time in the morning for the
members of the Synod to disembark and go to the hotel.

Very early in the morning Captain Burke was aroused by the entrance of
the sailing-master, Mr. Portman, into his state-room. "'Morning, sir,"
said Mr. Portman. "I want you to come out here and look at something!"

Perceiving by the manner and tones of the other that there was something
important to be looked at, Captain Burke jumped up, quickly dressed
himself, and went out on deck. There, fastened against the fore-mast,
was a large piece of paper on which were written these words:--

     "We don't intend to sail on a filibustering cruise. We know what it
     means when you take on arms in New York, and discharge your
     respectable passengers in Nassau. We don't want nothing to do
     with your next lot of passengers, and don't intend to get into no
     scrapes. So good-bye!

       (Signed) The Crew."


"You don't mean to say," cried Burke, "that the crew has deserted the

"That's what it is, sir," said Mr. Burdette, the first mate, who had
just joined them. "The crew has cleared out to a man! Mr. Portman and I
are left, the engineer's left and his assistant,--they belonged to the
yacht and don't have much to do with the crew,--but the rest's all gone!
Deckhands, stewards, and even the cook. The stewardess must have gone
too, for I haven't seen her."

"What's the meaning of all this," shouted Burke, his face getting very
red. "When did they go, and why did they go?"

"It's the second mate's watch, and he is off with them," said Mr.
Burdette. "I expect he's at the bottom of it. He's a mighty wary fellow.
Just as like as not he spread the report that we were going on a
filibustering expedition to Cuba, and the ground for it, in my opinion,
is those cases of arms you opened the other day!"

"I think that is it, sir," said Mr. Portman. "You know there's a rising
in Cuba, and there was lots of talk about filibustering before we left.
I expect the people thought that the ladies were going on shore the same
as the parsons."

Burke was confounded. He knew not what to say or what to think, but
seeing Mrs. Cliff appearing at the head of the companion-way, he thought
it his first duty to go and report the state of affairs to her, which
he did. That lady's astonishment and dismay were very great.

"What are we going to do?" she asked. "And what do you mean by the cases
of arms?"

"I'm afraid that was a piece of folly on my part," said Burke.

"I didn't know we had arms on board!"

"Well, what we have don't amount to much," said Burke. "But this was the
way of it. After I heard the message from Captain Horn about the
pirates, and everything, and as I didn't know exactly what sort of craft
we would meet round about Jamaica, I thought we would feel a good deal
safer, especially on account of you and Miss Croup, if we had some
firearms aboard. So I put in some repeating rifles and ammunition, and I
paid for them out of my own pocket! Such things always come in useful,
and while I was commanding the vessel on which you were sailing, Mrs.
Cliff, I didn't want to feel that I'd left anything undone which ought
to be done. Of course, there was no reason to suppose that we would ever
have to use them, but I knew I would feel better if I had them. But
there was one thing I needn't have done, and that was,--I needn't have
opened them, which I did the other day in company with Mr. Burdette,
because I hadn't had time before to examine them, and I wanted to see
what they were. Some of the crew must have noticed the guns, and as they
couldn't think why we wanted them, unless we were going on a
filibustering expedition, they got that notion into their heads and so
cut the ship. It was easy enough to do it, for we were moored to a
pier, and the second mate, whose watch they went away in, was most
likely at the head of the whole business!"

"But what are we going to do?" asked Mrs. Cliff.

"I must get another crew just as soon as I can," said he, "and there
isn't a minute to be lost! I was stretching a point when I agreed to
stop over a day, but I thought we could afford that and reach Kingston
as soon as Shirley does, but when he gets there with his message to the
Captain of the _Dunkery Beacon_, I want to be on hand. There's no
knowing what will have to be done, or what will have to be said. I don't
want Shirley to think that he's got nobody to stand by him!"

"Indeed," said Mrs. Cliff, "we ought to lose no time, for Captain Horn
may be there. It is a most dreadful misfortune to lose the crew this
way! Can't you find them again? Can't you make them come back?"

"If they don't want to be found," said Burke, "it will take a good while
to find them. But I'm going on shore this minute, and I wish you would
be good enough to tell Miss Croup and the ministers how matters stand!"

The news of the desertion of the crew when told by Mrs. Cliff to those
of the passengers who had come on deck, and speedily communicated by
these to their companions, created a great sensation. Willy Croup was so
affected that she began to cry. "Is there any danger?" she said; "and
hadn't we better go on shore? Suppose some other vessel wanted to come
up to this wharf, and we had to move away,--there's nobody to move us!
And suppose we were to get loose in some way, there's nobody to stop

"You are very practical, Miss Croup," remarked the Reverend Mr. Hodgson,
the youngest clergyman on board. "But I am sure you need not have the
least fear. We are moored firm and fast, and I have no doubt Captain
Burke will soon arrive with the necessary men to take you to Jamaica."

Willy dried her eyes, and then she said, "There's another practical
thing I'm thinking of,--there isn't any breakfast, and the cook's gone!
But I believe we can arrange that. I could cook the breakfast myself if
I had anybody to help me. I'll go speak to Mrs. Cliff."

Mrs. Cliff was decidedly of the opinion that they all ought to have
breakfast, and that she and Willy could at least make coffee, and serve
the passengers with bread and butter and preserved meats, but she
remarked to Mr. Hodgson that perhaps the gentlemen would rather go to
their hotels and get their breakfast.

"No indeed," said Mr. Hodgson, a stout, sun-browned fellow, who looked
more like a hunter than a clergyman. "We have been talking over the
matter, and we are not going to desert you until the new men come. And
as to breakfast, here are Mr. Litchfield and myself ready to serve as
stewards, assistants, cooks, or in any culinary capacity. We both have
camped out and are not green hands. So you must let us help you, and we
shall consider it good fun."

"It will be funny," said Willy, "to see a minister cook! So let's go
down to the kitchen. I know where it is, for I've been in it!"

"I think, Miss Croup," said Mr. Litchfield, a tall young man with black
hair and side whiskers, and a good deal of manner, "that you should say
galley or caboose, now that we are all nautical together."

"Well, I can't cook nautical," said Willy, "and I don't intend to try!
But I guess you can eat the food if it isn't strictly naval."

In a few minutes the volunteer cooks were all at work, and Willy's
familiarity with household affairs, even when exhibited under the
present novel conditions, shone out brightly. She found some cold boiled
potatoes, and soon set Mr. Hodgson to work frying them. Mrs. Cliff took
the coffee in hand with all her ante-millionnaire skill, and Willy
skipped from one thing to another, as happy as most people are whose
ability has suddenly forced them to the front.

"Oh, you ought to see the Synod setting the table!" she cried, bursting
into the galley. "They're getting things all wrong, but it doesn't
matter, and they seem to be enjoying it. Now then, Mr. Litchfield, I
think you have cut all the bread that can possibly be eaten!"

Mr. Burdette had gone on shore with the Captain, and Mr. Portman
considered it his duty to remain on deck, but the volunteer corps of
cooks and stewards did their work with hearty good-will, and the
breakfast would have been the most jolly meal that they had yet enjoyed
together if it had not been for the uncertainty and uneasiness
naturally occasioned by the desertion of the crew.

It was after ten o'clock when Captain Burke and Mr. Burdette returned.
"We're in a bad fix," said the former, approaching Mrs. Cliff, who, with
all the passengers, had been standing together watching them come down
the pier. "There was a steamer cleared from here the day before
yesterday which was short-handed, and seems to have carried off all the
available able seamen in the port. But I believe that is all stuff and
nonsense! the real fact seems to be,--and Mr. Burdette and I've agreed
on that point,--that the report has got out that we're filibusters, and
nobody wants to ship with us! Everything looks like it, you see. Here we
come from New York with a regular lot of passengers, but we've got arms
on board, and we drop the passengers here and let them go home some
other way, and we sail on, saying we're bound for Jamaica--for Cuba is a
good deal nearer, you know. But the worst thing is this, and I'm bound
to tell it so that you can all know how the case stands and take care of
yourselves as you think best. There's reason to believe that if the
government of this place has not already had its eye on us, it will have
its eye on us before very long, and for my part I'd give a good deal of
money to be able to get away before they do; but without a crew we can't
do it!"

Mrs. Cliff and Burke now retired to consult. "Madam," said he, "I'm
bound to ask you as owner, what do you think we ought to do? If you take
my advice, the first thing to be done is to get rid of the ministers.
You can settle with them about their travelling and let them go to
their hotels. Then perhaps I can rake up a few loafers, landsmen, or
anybody who can shovel coal or push on a capstan bar, and by offering
them double wages get them to ship with us. Once in Jamaica, we shall be
all right!"

"But don't you think it will be dangerous," said Mrs. Cliff, "to go
around offering extra pay in this way?"

"That may be," he answered, "but what else is there to do?"

At this moment Mr. Litchfield approached. "Madam," said he, "we have
been discussing the unfortunate circumstances in which you find yourself
placed, and we now ask if you have made any plans in regard to your
future action?"

"The circumstances are truly unfortunate," replied Mrs. Cliff; "for we
are anxious to get to Jamaica as soon as possible on account of very
important business, and I don't see how we are to do it. We have made no
plans, except that we feel it will be well for you gentlemen to leave us
and go to your hotel, where you can stay until the steamer will sail for
Savannah day after to-morrow. As for ourselves, we don't know what we
are going to do. Unless, indeed, some sort of a vessel may be starting
for Jamaica, and in that case we could leave the _Summer Shelter_ here
and go on her."

"No," said Burke, "I thought of that and inquired. Nothing will sail
under a week, and in that time everybody we want to see may have left

"Will you excuse me for a few minutes?" said Mr. Litchfield, and with
that he returned to his companions.

"Captain," said Willy, "won't you come down and have your breakfast? I
don't believe you have eaten a thing, and you look as if you needed it!"

Captain Burke really did look as if he needed a good many things,--among
others, a comb and a brush. His gold-trimmed cap was pushed on the back
of his head; his white coat was unbuttoned, and the collar turned in;
and his countenance was troubled by the belief that his want of prudence
had brought Mrs. Cliff and her property into a very serious predicament.

"Thank you," said he, "but I can't eat. Breakfast is the last thing I
can think of just now!"

Now approached Mr. Litchfield, followed by all his clerical brethren.
"Madam," said he, "we have had a final consultation and have come to
make a proposition to you and the Captain. We do not feel that we would
be the kind of men we would like to think we are, if, after all your
kindness and great consideration, we should step on shore and continue
the very delightful programme you have laid out for us, while you are
left in doubt, perplexity, and perhaps danger, on your yacht. There are
five of us who feel that they cannot join in the offer which I am about
to make to you and the Captain, but the rest of us wish most earnestly
and heartily to offer you our services--if you think they are worth
anything--to work this vessel to Jamaica. It is but a trip of a few days
I am told, and I have no doubt that we can return to New York from
Kingston almost as conveniently as we can from here. We can all write
home and arrange for any contingencies which may arise on account of the
delay in our return. In fact, it will not be difficult for most of us to
consider this excursion as a part, or even the whole, of our annual
vacation. Those of us who can go with you are all able-bodied fellows,
and if you say so, Captain, we will turn in and go to work this moment.
We have not any nautical experience, but we all have powers of
observation, and so far as I am able to judge, I believe I can do most
of the things I have seen done on this vessel by your common seamen, if
that is what you call them!"

Mrs. Cliff looked at Captain Burke, and he looked at her. "If it was a
sailin'-vessel," he exclaimed, "I'd say she couldn't be worked by
parsons, but a steamer's different! By George! madam, let's take them,
and get away while we can!"



When Captain Burke communicated to Mr. Portman and Mr. Burdette the news
that nine of their passengers had offered to ship as a crew, the
sailing-master and the first mate shook their heads. They did not
believe that the vessel could be worked by parsons.

"But there isn't anybody else!" exclaimed Burke. "We've got to get
away, and they're all able-bodied, and they have more sense than most
landsmen we can ship. And besides, here are five experienced seamen on
board, and I say, let's try the parsons."

"All right," said Mr. Burdette. "If you're willing to risk it, I am."

Mr. Portman also said he was willing, and the engineer and his
assistant, who were getting very nervous, agreed to the plan as soon as
they heard of it.

Captain Burke shook himself, pulled his cap to the front of his head,
arranged his coat properly and buttoned it up, and began to give orders.
"Now, then," said he, "all passengers going ashore, please step lively!"
And while this lively stepping was going on, and during the leave-taking
and rapid writing of notes to be sent to the homes of the clerical crew,
he ordered Mr. Burdette to secure a pilot, attend to the clearance
business, and make everything ready to cast off and get out of the
harbor as soon as possible.

When the five reverend gentlemen who had decided not to accompany the
_Summer Shelter_ in her further voyaging had departed for the hotel,
portmanteaus in hand, and amply furnished by Mrs. Cliff with funds for
their return to their homes, the volunteer crew, most of them without
coats or waistcoats, and all in a high picnic spirit, set to work with
enthusiasm, doing more things than they knew how to do, and embarrassing
Mr. Burdette a good deal by their over-willingness to make themselves
useful. But this untrained alacrity was soon toned down, and early in
the afternoon, the hawsers of the _Summer Shelter_ were cast off, and
she steamed out of the eastern passage of the harbor.

There were remarks made in the town after the departure of the yacht;
but when the passengers who had been left behind, all clergymen of high
repute, had related the facts of the case, and had made it understood
that the yacht, whose filibustering purpose had been suspected by its
former crew, was now manned by nine members of the Synod recently
convened in Brooklyn, and under the personal direction of Mrs. Cliff, an
elderly and charitable resident of Plainton, Maine, all distrust was
dropped, and was succeeded in some instances by the hope that the yacht
might not be wrecked before it reached Jamaica.

The pilot left the _Summer Shelter_; three of the clergymen shovelled
coal; four of them served as deck hands; and two others ran around as
assistant cooks and stewards; Mr. Portman and Mr. Burdette lent their
hands to things which were not at all in their line of duty; Mrs. Cliff
and Willy pared the vegetables, and cooked without ever thinking of
stopping to fan themselves; while Captain Burke flew around like
half-a-dozen men, with a good word for everybody, and a hand to help
wherever needed. It was truly a jolly voyage from Nassau to Kingston.

The new crew was divided into messes, and Mrs. Cliff insisted that they
should come to the table in the saloon, no matter how they looked or
what they had been doing: on her vessel a coal-heaver off duty was as
good as a Captain,--while the clergymen good-humoredly endeavored to
preserve the relative lowliness of their positions, each actuated by a
zealous desire to show what a good deck hand or steward he could make
when circumstances demanded it.

Working hard, laughing much, eating most heartily, and sleeping well,
the busy and hilarious little party on board the _Summer Shelter_
steamed into the harbor of Kingston, after a much shorter voyage than is
generally made from Nassau to that port.

"If I could get a crew of jolly parsons," cried Captain Burke, "and
could give them a month's training on board this yacht, I'd rather have
them than any crew that could be got together from Cape Horn to the
North Pole!"

"And by the time you had made able seamen of them," said Mr. Burdette,
who was of a conventional turn of mind, "they'd all go back to their
pulpits and preach!"

"And preach better!" said Mr. Litchfield, who was standing by. "Yes,
sir, I believe they would all preach better!"

When the anchor was dropped, not quite so promptly as it would have been
done if the clerical crew had had any previous practice in this
operation, Mr. Burke was about to give orders to lower a boat,--for he
was anxious to get on shore as soon as possible,--when he perceived a
large boat rowed by six men and with a man in the stern, rapidly
approaching the yacht. If they were port officials, he thought, they
were extremely prompt, but he soon saw that the man in the stern, who
stood up and waved a handkerchief, was his old friend Shirley.

"He must have been watching for us," said Captain Burke to Mrs. Cliff,
"and he put out from one of the wharves as soon as we hove in sight.
Shirley is a good fellow! You can trust to him to look out for his

In a very short time the six powerful negro oarsmen had Shirley's boat
alongside, and in a few seconds after that, he stood upon the deck of
the _Summer Shelter_. Burke was about to spring forward to greet his old
comrade, but he stepped back to give way to Mrs. Cliff, who seized the
hand of Shirley and bade him a most hearty welcome, although, had she
met him by herself elsewhere, she would not have recognized him in the
neat travelling suit which he now wore.

Shirley was delighted to meet Burke and Mrs. Cliff, he expressed
pleasure in making the acquaintance of Miss Croup, who, standing by Mrs.
Cliff's side, was quickly introduced, and he looked with astonishment at
the body of queer-looking men who were gathered on the deck, and who
appeared to be the crew of the yacht. But he wasted no time in friendly
greetings nor in asking questions, but quickly informed Burke that they
were all too late, and that the _Dunkery Beacon_ had sailed two days

"And weren't you here to board her?" cried Burke.

"No," said Shirley; "our steamer didn't arrive until last night!"

Burke and Mrs. Cliff looked at each other in dismay. Tears began to come
into Willy Croup's eyes, as they nearly always did when anything unusual
suddenly happened, and all the members of the Synod, together with Mr.
Portman and Mr. Burdette, and even the two engineers, who had come up
from below, pressed close around Shirley, eager to hear what next should
be said.

Everybody on board had been informed during the trip from Nassau of the
errand of the yacht, for Mrs. Cliff thought she would be treating those
generous and kind-hearted clergymen very badly if she did not let them
know the nature of the good work in which they were engaged. And so it
had happened that everybody who had sailed from Nassau on the yacht had
hoped,--more than that, had even expected,--for the _Dunkery Beacon_ was
known to be a very slow steamer,--to find her in the harbor of Kingston
taking on goods or perhaps coaling, and now all knew that even Shirley
had been too late.

"This is dreadful!" exclaimed Mrs. Cliff, who was almost on the point of
imitating Willy in the matter of tears. "And they haven't any idea, of
course, of the dangers which await them."

"I don't see how they could know," said Shirley, "for of course if they
had known, they wouldn't have sailed!"

"Did you hear anything about her?" asked Burke. "Was she all right when
she arrived?"

"I have no doubt of that!" was the answer. "I made inquiries last night
about the people who would most likely be consignees here, and this
morning I went to a house on Harbor Street,--Beaver & Hughes. This
house, in a way, is the Jamaica agent of the owners. I got there before
the office was open, but I didn't find out much. She delivered some
cargo to them and had sailed on time!"

"By George!" cried Burke, "Captain Horn was right! They could hardly get
a chance to safely interfere with her until she had sailed from
Kingston, and now I bet they are waiting for her outside the Caribbees!"

"That's just what I thought," said Shirley; "but of course I didn't say
anything to these people, and I soon found out they didn't know much
except so far as their own business was concerned. It's pretty certain
from what I have heard that she didn't find any letters here that would
make her change her course or do anything out of the way,--but I did
find something! While I was talking with one of the heads of the house,
the mail from New York, which had come over in my steamer too late to be
delivered the night before, was brought in, and one of the letters was a
cable message from London to New York to be forwarded by mail to
Jamaica, and it was directed to 'Captain Hagar, of the _Dunkery Beacon_,
care of Beaver & Hughes.' As I had been asking about the steamer, Beaver
or Hughes, whichever it was, mentioned the message. I told him on the
spot that I thought it was his duty to open it, for I was very sure it
was on important business. He considered for a while, saying that
perhaps the proper thing was to send it on after Captain Hagar by mail;
but when he had thought about it a little he said perhaps he had better
open it, and he did. The words were just these:--

"'On no account leave Kingston Harbor until further orders.--Blackburn.'
Blackburn is the head owner."

"What did you say then," asked Mrs. Cliff, very earnestly, "and what did
he say?"

"I didn't say anything about her being a treasure ship," replied
Shirley. "If it was not known in Jamaica that she was carrying that
gold, I wasn't going to tell it; for there are as many black-hearted
scoundrels here as in any other part of the world! But I told the Beaver
& Hughes people that I also had a message for Captain Hagar, and that a
friend of mine was coming to Kingston in a yacht, and that if he arrived
soon I hadn't a doubt that we could overhaul the _Dunkery Beacon_, and
give the Captain my message and the one from London besides, and that
we'd try to do it, for it was very important. But they didn't know me,
and they said they would wait until my friend's yacht should arrive, and
then they would see about sending the message to Captain Hagar. Now,
I've done enough talking, and we must do something!"

"What do you think we ought to do?" asked Burke.

"Well, I say," answered Shirley, "if you have any passengers to put
ashore here, put them ashore, and then let's go after the _Dunkery
Beacon_ and deliver the message. A stern chase is a long chase, but if
I'm to judge by the way this yacht caught up to the _Antonina_ and
passed her, I believe there's a good chance of overhauling the _Dunkery
Beacon_ before the pirates get hold of her. Then all she's got to do is
to steam back to Kingston."

"But suppose the pirates come before she gets back," said Mrs. Cliff.

"Well, they won't fool with her if she is in company," replied Shirley.
"Now, and what do you say?" he asked, addressing Burke, but glancing
around at the others. "I don't know how this ship's company is made up,
or how long a stop you are thinking of making here, or anything about
it! But you're the owner, Mrs. Cliff, and if you lend Burke and me your
yacht, I reckon he'll be ready enough to steam after the _Dunkery
Beacon_ and deliver the messages. It's a thing which Captain Horn has
set his heart upon, and it's a thing which ought to be done if it can be
done, and this yacht, I believe, is the vessel that can do it!"

During this speech Mr. Burke, generally so eager to speak and to act,
had stood silent and troubled. He agreed with Shirley that the thing to
do was to go after the _Dunkery Beacon_ at the best speed the yacht
could make. He did not believe that Mrs. Cliff would object to his
sailing away with her yacht on this most important errand,--but he
remembered that he had no crew. These parsons must be put off at
Kingston, and although he had had no doubt whatever that he could get a
crew in this port, he had expected to have a week, and perhaps more, in
which to do it. To collect in an hour or two a crew which he could trust
with the knowledge which would most likely come to them in some way or
other that the steamer they were chasing carried untold wealth, was
hardly to be thought of.

"As far as I am concerned," cried Mrs. Cliff, "my yacht may go after
that steamer just as soon as she can be started away!"

"And what do you say, Burke?" exclaimed Shirley.

Burke did not answer. He was trying to decide whether or not he and
Shirley, with Burdette and Portman, and the two engineers could work the
yacht. But before he had even a chance to speak, Mr. Hodgson stepped
forward and exclaimed:--

"I'll stick to the yacht until she has accomplished her business! I'd
just as soon make my vacation a week longer as not. I can cut it off
somewhere else. If you are thinking about your crew, Captain, I want to
say that so far as I am concerned, I am one volunteer!"

"And I am another!" said Mr. Litchfield. "Now that I know how absolutely
essential it is that the _Dunkery Beacon_ should be overtaken, I would
not for a moment even consider the surrender of my position upon this
vessel, which I assure you, madam, I consider as an honor!"

Mr. Shirley stared in amazement at the speaker. What sort of a seaman
was this? His face and hands were dirty, but he had been shovelling
coal; but such speech Shirley had never heard from mariners' lips. The
rest of the crew seemed very odd, and now he noticed for the first time
that although many of them were in their shirt sleeves, nearly all wore
black trousers. He could not understand it.

"Mr. Litchfield, sir," said a large, heavy man with a nose burned very
red, a travelling cap upon his head, and wearing a stiffly starched
shirt which had once been white, no collar, and a waistcoat cut very
straight in front, now opened, but intended to be buttoned up very
high, "I believe Mr. Litchfield has voiced the sentiments of us all. As
he was speaking, I looked from one brother to another, and I think I am

"You are right!" cried every one of the sturdy fellows who had so
recently stepped from Synod to yacht.

"I knew it!" exultingly exclaimed the speaker. "I felt it in my heart of
hearts! Madam, and Captain, knowing what we do we are not the men to
desert you when it is found necessary to continue the voyage for a

"And what would happen to us if we did leave the yacht?" said another.
"We might simply have to remain at Kingston until you returned. Oh no,
we wouldn't think of it!"

"Burke," said Shirley, in a low tone, "who are these people?"

"Can't tell you now," said Burke, his eyes glistening, "you might tumble
overboard backwards if I did! Gentlemen," he cried, turning to his crew,
"you're a royal lot! And if any of you ever ask me to stand by you, I'll
do it while there's breath in my body! And now, madam," said he, his
doubt and perplexity gone and his face animated by the necessity of
immediate action, "I can't now say anything about your kindness in
lending us your yacht, but if you and Miss Croup want to go ashore, here
is a boat alongside."

"Go ashore!" screamed Mrs. Cliff. "What are you talking about? If
anybody stays on this yacht, I do! I wouldn't think of such a thing as
going ashore!"

"Nor I!" cried Willy. "What's got into your head, Mr. Burke,--do you
intend to go without eating?"

"Ladies," cried Burke, "you are truly trumps, and that's all I've got to
say! And we'll get out of this harbor just as fast as we can!"

"Look here," cried Shirley, running after Burke to the captain's room;
"I've got to go ashore again and get that cable message! We must have
authority to turn that steamer back if we overhaul her, and I've got to
have somebody to go with me. But before we do anything you must take
time to tell me who these queer-looking customers are that you've got on

Burke shut the door of his room, and in as few words as possible he
explained how some of the members of the recent Synod happened to be
acting as crew of the yacht. Shirley was a quiet and rather a sedate
man, but when he heard this tale, he dropped into a chair, leaned back,
stretched out his legs, and laughed until his voice failed him.

"Oh, it's all funny enough," said Burke, almost as merry as his friend,
"but they're good ones, I can tell you that! You couldn't get together a
better set of landsmen, and I tell you what I'll do. If you want anybody
to go with you to certify that you are all right, I'll send a couple of

"Just what I want!" cried Shirley.

Burke quickly stepped out on deck, and calling the mate, "Mr. Burdette,"
he said, "I want you to detail the Reverend Charles Attlebury and
Reverend Mr. Gillingham to go ashore with Mr. Shirley. Tell them to put
on their parson's toggery, long coats, high hats, and white cravats, and
let each man take with him the address of his church on a card. They are
to certify to Mr. Shirley. Tell them to step round lively--we have no
time to lose!"

Soon after the boat with Shirley and the clergymen had pulled away from
the yacht, two of the clerical crew came to Mrs. Cliff, and told her
that they were very sorry indeed to say, that having consulted the
sailing-master, and having been told by him that it was not at all
probable that the yacht would be able to return to Kingston in a week,
they had been forced to the conclusion that they would not be able to
offer her their services during the voyage she was about to make.
Important affairs at home would make it impossible for them to prolong
their most delightful vacation, and as they had been informed that the
_Antonina_ would return to New York in a few days, it would be advisable
for them to leave the yacht and take passage to New York in her. They
felt, however, that this apparent desertion would be of less importance
than it would have been if it had occurred in the port of Nassau,
because now the crew would have the assistance of Mr. Shirley, who was
certainly worth more than both of them together.

When Burke heard this, he said to Mrs. Cliff that he was not sure but
what the parsons were quite correct, and although everybody was sorry to
lose two members of the party, it could not be helped, and all who had
letters to send to New York went to work to scribble them as fast as
they could. Mrs. Cliff also wrote a note to Captain Horn, informing him
of the state of affairs, and of their reasons for not waiting for him,
and this the departing clergymen undertook to leave with Beaver &
Hughes, where Captain Horn would be sure to call.

When Shirley reached the counting-house of Beaver & Hughes, he found
that it was a great advantage to be backed up by a pair of reverend
clergymen, who had come to Kingston in a handsome yacht. The message for
Captain Hagar was delivered without hesitation, and the best wishes were
expressed that they might be able to overtake the _Dunkery Beacon_.

"Her course will be south of Tobago Island," said Mr. Beaver, "and then
if your yacht is the vessel you say it is, I should say you ought to
overtake her before she gets very far down the coast. I don't know that
Captain Hagar will turn back when he gets this message, having gone so
far, but, of course, if it is important, I am glad there is a vessel
here to take it to him."

"What sort of a looking vessel is the _Dunkery Beacon_?" asked Shirley.

"She is about two thousand tons," said the other, "has two masts which
do not rake much, and her funnel is painted black and white, the stripes
running up and down. There are three steamers on the line, and all their
funnels are painted that way."

"We'll be apt to know her when we see her," said Shirley, and with a
hurried leave, he and his companions hastened back to the wharves.

But on the way a thought struck Shirley, and he determined to take time
to go to the post-office. There might be something for him, and he had
not thought of it before. There he found a telegraphic message addressed
to him and sent from Vera Cruz to New York, and thence forwarded by
mail. It was from Captain Horn, and was as long as an ordinary business
note, and informed Shirley that the Captain expected to be in Jamaica
not long after this message reached Kingston. There was no regular
steamer which would reach there in good time, but he had chartered a
steamer, the _Monterey_, which was then being made ready for sea as
rapidly as possible, and would probably clear for Kingston in a few
days. It urged Shirley not to fail to keep the _Dunkery Beacon_ in port
until he arrived.

Shirley stood speechless for some minutes after he had read this
message. This telegram had come with him on the _Antonina_ from New
York! What a fool he had been not to think sooner of the
post-office--but what difference would it have made? What could he have
done that he had not done? If the Captain sailed in a few days from the
time he sent the message, he would be here very soon, for the distance
between Kingston and Vera Cruz was less than that from New York. The
Captain must have counted on Shirley reaching Jamaica very much sooner
than he really did arrive. Puzzled, annoyed, and disgusted with himself,
Shirley explained the message to his companions, and they all hastened
back to the yacht. There a brief but very hurried consultation was held,
in which nearly everybody joined. The question to be decided was,
should they wait for Captain Horn?

A great deal was said in a very short time, and in the midst of the
confused opinions, Mrs. Cliff spoke out, loudly and clearly. "It is my
opinion," said she, "that we should not stop. If fitting out a steamer
is like fitting out anything else in this world that I know of, it is
almost certain to take more time than people expect it to take. If
Captain Horn telegraphed to us this minute, I believe he would tell us
to go after that ship with the gold on board, just as fast as we can,
and tell them to turn back."

This speech was received with favor by all who heard it, and without a
word in answer to Mrs. Cliff, Captain Burke told Mr. Burdette that they
would clear for a cruise and get away just as soon as they could do it.

When the yacht had been made ready to start, the two clergymen descended
into the boat, which was waiting alongside, and the _Summer Shelter_
steamed out of the harbor of Kingston, and headed away for Tobago



Notwithstanding the fact that the _Summer Shelter_ made very good time,
that she had coaled at Nassau, and was therefore ready for an extended
cruise, it was impossible for any of those on board of her to conceal
from themselves the very strong improbability of sighting the _Dunkery
Beacon_ after she had got out upon the wide Atlantic, and that she would
pass the comparatively narrow channel south of Tobago Island before the
yacht reached it, was almost a foregone conclusion.

Mr. Burke assured Mrs. Cliff and his passengers that although their
chase after the steamer might reasonably suggest a needle and a
haystack, still, if the _Dunkery Beacon_ kept down the coast in as
straight a line as she could for Cape St. Roque, and if the _Summer
Shelter_ also kept the same line, and if the yacht steamed a great deal
faster than the other vessel, it stood to reason that it could not be
very long before the _Summer Shelter_ overhauled the _Dunkery Beacon_.

But those who consulted with Mr. Portman were not so well encouraged as
those who pinned their faith upon the Captain. The sailing-master had
very strong doubts about ever sighting the steamer that had sailed away
two days before they left Kingston. The ocean being so very large, and
any steamer being so very small comparatively, if they did not pass her
miles out of sight, and if they never caught up to her, he would not be
in the least surprised.

Four days had passed since they left Kingston, when Burke and Shirley
stood together upon the deck, scanning the horizon with a glass. "Don't
you think it begins to look like a wild goose chase?" said the latter.

Burke thrust his hands into the pockets of his jacket.

"Yes," said he, "it does look like that! I did believe that we were
going to overhaul her before she got outside the Caribbees, but she must
be a faster vessel than I thought she was."

"I don't believe she's fast at all," said Shirley. "She's had two days'
start, and that's enough to spoil our business, I'm afraid!"

"But we'll keep on," said Burke. "We're not going to turn back until our
coal bunkers tell us we've got to do it!"

Steamers they saw, sometimes two in an hour,--sailing-vessels were
sighted, near by or far away;--schooners, ships, or brigs, and these
were steaming and sailing this way and that, but never did they see a
steamer with a single funnel painted black and white, with the stripes
running up and down.

It was very early next morning after the conversation between Burke and
Shirley that the latter saw a long line of smoke just above the horizon
which he thought might give him reason for looking out for the steamer
of which they were in quest; but when he got his glass, and the masts
appeared above the horizon, he saw that this vessel was heading
eastward, perhaps a little northeast, and therefore was not likely to be
the _Dunkery Beacon_. But in half an hour his glass showed him that
there were stripes on the funnel of this steamer which ran up and down,
and in a moment Burke was called, and was soon at his side.

"I believe that's the _Dunkery_!" cried the Captain, with the glass to
his eye. "But she's on the wrong course! It won't take us long to
overhaul her. We'll head the yacht a few points to the east. Don't say
anything to anybody,--we don't want to disappoint them."

"Oh, we can overhaul her," said Shirley, who now had the glass, "for it
isn't a stern chase by any means."

In less than half an hour everybody on board the _Summer Shelter_ knew
that the large steamer, which they could plainly see on the rolling
waves to the south, must be the _Dunkery Beacon_, unless, indeed, they
should find that this was one of her sister ships coming north. There
was great excitement on board the yacht. The breakfast, which was in
course of preparation, was almost entirely forgotten by those who had it
in charge, and everybody who could possibly leave duty crowded to the
rail, peering across the waves to the southward. It was not long before
Shirley, who had the best eyes on board, declared that he could read
with his glass the name _Dunkery Beacon_ on the port bow.

"That's not where we ought to see it," cried Burke; "we ought to see it
on the stern! But we've got her, boys!"--and then he remembered himself,
and added,--"ladies; and now let's give three good cheers!"

Three rousing cheers were given by all on board with such good-will that
they would have been heard on the other steamer had not the wind been
pretty strong from the west.

The _Summer Shelter_ gained upon the larger vessel, and Burke now ran up
signals for her to lay to, as he wished to speak with her. To these
signals, however, the _Dunkery_ paid no immediate attention, keeping
steadily on, although altering her course towards the south-east.

"What does that mean, Mr. Shirley?" asked Mrs. Cliff. "Mr. Burke wants
her to stop, doesn't he?"

"Yes," said Shirley, "that is what the signal is for."

"But she doesn't stop!" said Mrs. Cliff. "Do you think there is any
chance of her not stopping at all?"

"Can't say, madam," he answered. "But she's got good reason for keeping
on her way; a vessel with all that treasure on board could hardly be
expected to lay to because a strange vessel that she knows nothing about
asked her to shut off steam."

"That seems to me very reasonable, indeed," said Mr. Litchfield, who was
standing by. "But it would be very bad fortune, if, after all the
trouble and anxiety you have had in overtaking this vessel, she should
decline to stop and hear the news we have to tell."

There was a strong breeze and a good deal of sea, but Burke determined
to get near enough to hail the _Dunkery Beacon_ and speak to her. So he
got round on her weather quarter, and easily overtaking her, he brought
the _Summer Shelter_ as near to the other vessel as he considered it
safe to do. Then he hailed her, "_Dunkery Beacon_, ahoy! Is that Captain

The wind was too strong for the Captain of the other vessel to answer
through his trumpet, but he signalled assent. Then Burke informed him
that he wished him to lay to in order that he might send a boat on
board; that he had very important orders to Captain Hagar from his
owners, and that he had followed him from Jamaica in order to deliver
them. For some time there was no answer whatever to these loudly
bellowed remarks, and the two vessels kept on side by side.

"Anyway," said Burke to Mr. Burdette, "she can see that we're a lot
faster than she is, and that she can't get away from us!"

"It may be that she's afraid of us," said the mate, "and thinks we're
one of the pirates."

"That can't be," said Burke, "for she doesn't know anything about the
pirates! I'll hail her again, and tell her what we are, and what our
business is. I think it won't be long before she lays to just to see
what we want."

Sure enough, in less than fifteen minutes the _Dunkery Beacon_ signalled
that she would lay to, and before long the two vessels, their engines
stopped and their heads to the wind, lay rising and falling on the
waves, and near enough to speak to each other.

"Now, then, what do you want?" shouted the Captain of the _Dunkery_.

"I want to send a boat aboard with an important message from Blackburn!"

After a few minutes the answer came, "Send a boat!"

Orders were given to lower one of the yacht's boats, and it was agreed
that Shirley ought to be the man to go over to the _Dunkery Beacon_.
"Who do you want to go with you?" asked Burke.

"Nobody but the boat's crew," he answered. "I can explain things better
by myself. Captain Hagar seems to be an obstinate fellow, and it won't
be easy to turn him back on his course. But if I want anybody to stand
by me and back me up in what I say, you might let some of the clergymen
come over. He might believe them, and wouldn't me. But I'll talk to him
first by myself."

Every member of the Synod declared that he was perfectly willing to go
to the other vessel if he should be needed, and Mrs. Cliff assured Burke
that if she could be of any good in making the Captain of the _Dunkery
Beacon_ understand that he ought to turn back, she would be perfectly
willing to be rowed over to his vessel.

"I don't think it will be necessary to put a lady into a boat on such a
sea as this," said Burke. "But when he hears what Shirley has to tell
him, that Captain will most likely be glad enough to turn back."

Captain Burke was afraid to trust any of his clerical crew to row a
ship's boat on such a heavy sea, and although he would be perfectly
willing to go himself as one of the oarsmen, he would not leave the
yacht so long as Mrs. Cliff was on board; but Mr. Burdette, the
sailing-master, and the assistant engineer volunteered as crew of the
boat, while Shirley himself pulled an oar.

When the boat reached the _Dunkery Beacon_, Shirley was soon on board,
while the three men in the boat, holding to a line which had been thrown
them, kept their little craft from bumping against the side of the big
steamer by pushing her off with their oars. On board the _Summer
Shelter_ everybody stood and gazed over the rail, staring at the other
steamer as if they could hear with their eyes what was being said on
board of her. After waiting about twenty minutes, a note was passed down
to the men in the boat, who pushed off and rowed back with it to the
_Summer Shelter_.

The note, which Captain Burke opened and read as soon as he could lay
hold of it, ran as follows:


     "It's my opinion that you're trying to play a beastly trick on me!
     It isn't like my owners to send a message to me off the coast of
     South America. If they wanted to send me a message, it would have
     been waiting for me at Kingston. I don't know what sort of a trick
     you are trying to play on me, but you can't do it. I know my
     duties, and I'm going to keep on to my port. And what's more, I'm
     not going to send back the man you sent aboard of me. I'll take him
     with me to Rio Janeiro, and hand him over to the authorities.
     They'll know what to do with him, but I don't intend to send him
     back to report to you whatever he was sent aboard my vessel to find

     "I don't know how you came to think I had treasure on board, but
     it's none of your business anyway. You must think I'm a fool to
     turn back to Kingston because you tell me to. Anybody can write a
     telegram. So I'm going to get under way, and you can steam back to
     Kingston, or wherever you came from.


Captain Burke had hardly finished reading this extraordinary letter when
he heard a cry from the boat lying by the side of the yacht in which
the three men were waiting, expecting to go back to the other vessel
with an answer. "Hello!" cried Mr. Burdette. "She's getting under way!
That steamer's off!"

And at this a shout arose from everybody on board the _Summer Shelter_.
The propeller of the _Dunkery Beacon_ was stirring the water at her
stern, and she was moving away, her bow turned southward. Burke leaned
over the rail, shouted to his men to get on board and haul up the boat,
and then he gave orders to go ahead full speed.

"What does all this mean?" cried Mrs. Cliff. "What's in that letter, Mr.
Burke? Are they running away with Mr. Shirley?"

"That's what it looks like!" he cried. "But here's the letter. You can
all read it for yourselves!" and with that he dashed away to take charge
of his vessel.

All now was wild excitement on board the _Summer Shelter_, but what was
to be done or with what intention they were pursuing the _Dunkery
Beacon_ and rapidly gaining upon her, no one could say, not even Captain
Burke himself. The yacht was keeping on the weather quarter of the other
vessel, and when she was near enough, he began again to yell at her
through his speaking-trumpet, but no answer or signal came back, and
everybody on board the larger vessel seemed to be attending to his
duties as if nothing had happened, while Mr. Shirley was not visible.

While the Captain was roaring himself red in the face, both Mrs. Cliff
and Willy Croup were crying, and the face of each clergyman showed
great anxiety and trouble. Presently Mrs. Cliff was approached by the
Reverend Mr. Arbuckle, the oldest of the members of the late Synod who
had shipped with her.

"This is a most unfortunate and totally unexpected outcome of our
expedition," said he. "If Mr. Shirley is taken to Rio Janeiro and
charges made against him, his case may be very serious. But I cannot see
what we are to do! Don't you believe it would be well to call a
consultation of those on board?"

Mrs. Cliff wiped her eyes, and said they ought to consult. If anything
could be done, it should be done immediately.

Captain Burke put the yacht in charge of the mate, and came aft where
five of the clergymen, the sailing-master, and Mrs. Cliff and Willy were
gathered together. "I'm willing to hold council," said he, "but at this
minute I can't give any advice as to what ought to be done. The only
thing I can say, is that I don't want to desert Shirley. If I could do
it, I would board that vessel and take him off, but I don't see my way
clear to that just yet. I'm not owner of this yacht, but if Mrs. Cliff
will give the word, I'll follow that steamer to Rio Janeiro, and if
Shirley is put on shore and charges made against him, I'll be there to
stand by him!"

"Of course, we will not desert Mr. Shirley," cried Mrs. Cliff. "This
yacht shall follow that vessel until we can take him on board again. I
can't feel it in my heart, gentlemen, to say to you that I'm willing to
turn back and take you home if you want to go. It may be very hard to
keep you longer, but it will be a great deal harder if we are to let the
Captain of that ship take poor Mr. Shirley to Rio Janeiro and put him
into prison, with nobody to say a word for him!"

"Madam," said Mr. Arbuckle, "I beg that you will not speak of the
question of an immediate return on our account. This is in every way a
most unfortunate affair, but we all see what ought to be done, what it
is our duty to do, and we will do it! Can you give me an idea, Mr.
Portman, of the length of time it would probably require for us to reach
Rio Janeiro?"

"I think this yacht could get there in a week," said the sailing-master;
"but if we're to keep company with that hulk over there, it will take us
ten days. We may have trouble about coal, but if we have good winds like
these, we can keep up with the _Dunkery Beacon_ with half steam and our

"Mr. Litchfield," said Mrs. Cliff, "the Captain is up in the pilot
house. I can't climb up there, but won't you go and tell him that I say
that we must stand by Mr. Shirley no matter what happens, nor where we
have to go to!"



When night began to fall, the _Dunkery Beacon_ was still keeping on her
course,--a little too much to the eastward, Mr. Portman thought,--and
the _Summer Shelter_ was still accompanying her almost abreast, and
less than half a mile away. During the day it had been seldom that the
glasses of the yacht had not been directed upon the deck of the larger
vessel. Several times Mr. Shirley had been seen on the main deck, and he
had frequently waved his hat. It was encouraging to know that their
friend was in good condition, but there were many hearts on board the
_Summer Shelter_ which grew heavier and heavier as the night came on.

Burke and Burdette stood together in the pilot house. "Suppose she gets
away from us in the night?" said the mate.

"I don't intend to let her do it," replied his Captain. "Even if she
douses every glim on board, I'll keep her in sight! It will be
starlight, and I'm not afraid, with a vessel as easily managed as this
yacht, to lie pretty close to her."

"Then there's another thing," said Burdette.

"You're thinking they may get rid of him?" asked Burke.

"Yes," said the other, "I was thinking of that!"

The Captain did not reply immediately. "That came across my mind too,"
said he, "but it's all nonsense! In the first place, they haven't got
any reason for wanting to get rid of him that way, and besides, they
know that if they went into Rio Janeiro without Shirley, we could make
it very hot for them!"

"But he's a queer one--that Captain Hagar!" said Burdette. "What was he
doing on that easterly course? I think he's a scaly customer, that's
what I think!"

"Can't say anything about that," answered Burke. "But one thing I
know,--I'm going to stick to him like a thrasher to a whale!"

Very early the next morning Mr. Hodgson came aft where Captain Burke was
standing with the sailing-master. "Sir," said he, "I am a clergyman and
a man of peace, but I declare, sir, that I do not think any one, no
matter what his profession, should feel himself called upon to submit to
the outrageous conduct of the Captain of that vessel! Is there no way in
which we could approach her and make fast to her, and then boldly press
our way on board in spite of objection or resistance, and by force, if
it should be necessary, bring away Mr. Shirley, whose misfortune has
made us all feel as if he were not only our friend, but our brother.
Then, sir, I should let that vessel go on to destruction, if she chooses
to go."

Burke shook his head. "You may be sure if I considered it safe to run
the two vessels together I would have been on board that craft long ago!
But we couldn't do it,--certainly not with Mrs. Cliff on the yacht!"

"No indeed!" added Mr. Portman. "Nobody knows what damage they might do
us. For my part, I haven't any faith in that vessel. I believe she's no
better than a pirate herself!"

"Hold on!" exclaimed Burke. "Don't talk like that! It wouldn't do for
the women to get any such notions into their heads!"

"But it is in your head, isn't it, sir?" said Mr. Hodgson.

"Yes," said Burke, "something of the sort. I don't mind saying that to

"And I will also say to you," replied the young clergyman, "that we
talked it over last night, and we all agreed that the actions of the
_Dunkery Beacon_ are very suspicious. It does not seem at all unlikely
that the great treasure she carries has been too much of a temptation
for the Captain, and that she is trying to get away with it."

"Of course, I don't know anything about that Captain," said Burke, "or
what he is after, but I'm pretty sure that he won't dare to do anything
to Shirley as long as I keep him in sight. And now I'm going to bear
down on him again to hail him!"

The _Summer Shelter_ bore down upon the other steamer, and her Captain
hailed and hailed for half an hour, but no answer came from the _Dunkery

Willy Croup was so troubled by what had happened, and even more by what
was not happening,--for she could not see any good which might come out
of this persistent following of the one vessel by the other,--that her
nerves disordered and tangled themselves to such a degree that she was
scarcely able to cook.

But Mrs. Cliff kept up a strong heart. She felt that a great deal
depended upon her. At any moment an emergency might arise when she would
be called upon, as owner of the yacht, to decide what should be done.
She hoped very earnestly that if the Captain of the _Dunkery Beacon_ saw
that the _Summer Shelter_ was determined to follow him wherever he went,
and whatever he might do, he would at last get tired of being nagged in
that way, and consent to give up Mr. Shirley.

About eight o'clock in the morning, all belief in the minds of the men
on board the yacht that the _Dunkery Beacon_ intended to sail to Rio
Janeiro entirely disappeared, for that steamer changed her course to one
considerably north of east. A little after that a steamer was seen on
the horizon to the north, and she was bearing southward. In the course
of half an hour it seemed as if this new steamer was not only likely to
run across the course of the _Dunkery Beacon_, but was trying to do it.

"Captain," exclaimed Mrs. Cliff, grasping Burke by the arm, "don't you
think it looks very much as if that Captain Hagar was trying to run away
with the treasure which has been entrusted to him?"

"I didn't intend to say anything to you about that," he replied, "but it
looks like it most decidedly!"

"If that should be the case," said Mrs. Cliff, "don't you think Mr.
Shirley's situation is very dangerous?"

"Nobody knows anything about that, madam," said he, "but until we get
him back on this yacht, I'll stick to her!"

Burke could not make out the new-comer very well, but he knew her to be
a Mediterranean steamer. She was of moderate size, and making good
headway. "I haven't the least bit of a doubt," said he to Burdette,
"that that's the pirate vessel from Genoa!"

"I shouldn't wonder if you're right!" said the mate, taking the glass.
"I think I can see a lot of heads in her bow, and now I wonder what is
going to happen next!"

"That nobody knows," said Burke, "but if I had Shirley on board here,
I'd steam away and let them have it out. We have done all we're called
upon to do to keep those Peruvian fools from losing that cargo of gold!"

The strange vessel drew nearer and nearer to the _Dunkery Beacon_, and
the two steamers, much to the amazement of the watchers on the yacht,
now lay to and seemed prepared to hail each other. They did hail, and
after a short time a boat was lowered from the stranger, and pulled to
the _Dunkery Beacon_. There were but few men in the boat, although there
were many heads on the decks from which they had come.

"This beats me!" ejaculated Burke. "They seem willing enough to lay to
for her!"

"It looks to me," said Mr. Burdette, "as if she wanted to be captured!"

"I'd like to know," said the Captain, "what's the meaning of that queer
bit of blotched bunting that's been run up on the _Dunkery_?"

"Can't tell," said the other, "but there's another one like it on the
other steamer!"

"My friends," said Mr. Arbuckle, standing in a group of his
fellow-clergymen on the main deck, "it is my earnest opinion that those
two ships are accomplices in a great crime."

"If that be so," said another, "we are here in the position of utterly
helpless witnesses. But we should not allow ourselves to look on this
business from one point of view only. It may be that the intentions of
that recently arrived vessel are perfectly honorable. She may bring
later orders from the owners of the _Dunkery Beacon_, and bring them too
with more authority than did Mr. Shirley, who, after all, was only a

The yacht was lying to, and at this moment the lookout announced a sail
on the starboard quarter. Glancing in that direction, nearly everybody
could see that another steamer, her hull well up in view, was coming
down from the north.

"By George!" cried Burke, "most likely that's another of the pirates!"

"And if it is," said his mate, "I think we'll have to trust to our

Burke answered quietly, "Yes, we'll do that when we've got Shirley on
board, or when it's dead sure we can't get him!"

The people from the Mediterranean steamer did not remain on board the
_Dunkery Beacon_ more than half an hour, and when they returned to their
vessel, she immediately started her engines and began to move away.
Making a short circuit, she turned and steamed in the direction of the
distant vessel approaching from the northward.

"There," cried Burke, "that steamer off there is another of the pirates,
and these scoundrels here are going to meet her. They've got the whole
thing cut and dried, and I'll bet my head that the _Dunkery Beacon_ will
cruise around here until they're ready to come down and do what they
please with her!"

The actions of the treasure ship now seemed to indicate that Mr. Burke
was correct in his surmises. She steamed away slowly towards the south,
and then making a wide sweep, she steered northward, directing her
course toward the yacht as if she would speak with it.



When Edward Shirley stepped on board the big steamer which he had so
earnestly and anxiously followed from Kingston, and was received by her
captain, it did not take him long to form the opinion that Captain Hagar
belonged to a disagreeable class of mariners. He was gruff, curt, and
wanted to know in the shortest space of time why in the name of his
Satanic Majesty he had been asked to lay to, and what message that yacht
had for him.

Shirley asked for a private interview, and when they were in the
Captain's room he put the whole matter into as few words as possible,
showed the cablegram from Blackburn, and also exhibited his message from
Captain Horn. The other scrutinized the papers very carefully, asked
many questions, but made few remarks in regard to his own opinion or

When he had heard all that Shirley had to tell him, and had listened to
some very earnest advice that he should immediately turn back to
Kingston, or at least run into Georgetown, where he might safely lie in
harbor until measures had been taken for the safe conveyance of the
treasure to Peru, the Captain of the _Dunkery Beacon_ arose, and asking
Shirley to remain where he was until he should go and consult with his
first mate, he went out, closing the door of the room behind him.

During this absence he did not see the first mate, but he went to a room
where there was pen, ink, and paper, and there he wrote a note to
Captain Burke of the _Summer Shelter_, which note, as soon as he had
signed it, he gave to the men in the small boat waiting alongside,
telling them that it was from their mate who had come on board, and that
he wanted an answer just as soon as possible.

Mr. Burdette, Mr. Portman, and the assistant engineer having no reason
whatever to suspect treachery under circumstances like these,
immediately rowed back to the _Summer Shelter_. And, as we already know,
it was not long before the _Dunkery Beacon_ was steaming away from the

The moment that Shirley, who was getting a little tired of waiting, felt
the movement of the engines, he sprang to the door, but found it locked.
Now he began to kick, but in a very few moments the Captain appeared.

"You needn't make a row," said he. "Nobody's going to hurt you. I have
sent a note to your skipper, telling him I'm going to keep you on board
a little while until I can consider this matter. My duty to my owners
wouldn't allow me to be a-layin' to here--but I'll think over the
business and do what I consider right. But I've got to keep on my
course--I've got no right to lose time whether this is all a piece of
foolin' or not."

"There's no fooling about it," said Shirley, warmly. "If you don't turn
back you will be very likely to lose a good deal more than time. You may
lose everything on board, and your lives too, for all you know."

The Captain laughed. "Pirates!" said he. "What stuff! There are no
pirates in these days!" and then he laughed again. "Well, I can't talk
any more now," said he, "but I'll keep your business in my mind, and
settle it pretty soon. Then you can go back and tell your people what
I'll do. You had better go on deck and make yourself comfortable. If
you'll take my advice, you won't do any talking. The people on this
vessel don't know what she carries, and I don't want them to know! So if
I see you talking to anybody, I'll consider that you want to make
trouble--and I can tell you, if some of these people on board knew what
was in them boxes in the hold, there would be the worst kind of trouble.
You can bet your head on that! So you can go on and show yourself. Your
friends won't be worried about you--I've explained it all to them in my

When Shirley went on deck he was very much pleased to see that the
_Summer Shelter_ was not far away, and was steaming close after the
larger vessel. He waved his hat, and then he turned to look about him.
There seemed to be a good many men on the steamer, a very large crew, in
fact; and after noticing the number of sailors who were at work not far
away from him, Shirley came to the conclusion that there were more
reasons than one why he would not hold conversation with them.

From their speech he thought that they must all be foreigners--French,
or Italians, he could scarcely tell which. It did not seem to him that
these belonged to the class of seamen which a careful captain of a
British merchantman would wish to ship when carrying a cargo of treasure
to a distant land, but then all sorts of crews were picked up in English
ports. Her Captain, in fact, surprised Shirley more than did the seamen
he had noticed. This Captain must, of course, be an Englishman, for the
house of Blackburn Brothers would not be likely to trust one of their
vessels, and such an important one, to the charge of any one but an
Englishman. But he had a somewhat foreign look about him. His eyes and
hair were very black, and there was a certain peculiarity in his
pronunciation that made Shirley think at first that he might be a

While Shirley was considering these matters, the _Summer Shelter_ was
rapidly gaining on the other steamer and was now alongside and within
hailing distance, and Burke was on the bridge with a trumpet in his
hand. At this moment Shirley was accosted by the Captain. "I've got
something to say to you," said he; "step in my room. Perhaps we can give
your friend an answer at once."


Shirley followed the other, the door was shut, and the Captain of the
_Dunkery Beacon_ began to tell how extremely injudicious it would be, in
his opinion, to turn back, for if pirates really were following
him,--although he did not believe a word of it,--he might run right into
their teeth, whereas, by keeping on his course, he would most likely
sail away from them, and when he reached Rio Janeiro, he could make
arrangements there for some sort of a convoy, or whatever else was
considered necessary.

"I'll go and hail my skipper," said Shirley, "if you'll let me have a

"No," said the other, "I don't want you to do that. I don't mind tellin'
you that I don't trust you. I've got very heavy responsibility on me,
and I don't know who you are no more than if you was a porpoise come
a-bouncin' up out of the sea. I don't want you and your skipper holdin'
no conversation with each other until I've got this matter settled to my
satisfaction, and then I can put you on board your vessel, and go ahead
on my course, or I can turn back, just whichever I make up my mind to
do. But until I make up my mind, I don't want no reports made from this
vessel to any other, and no matter what you say when you are hailin',
how do I know what you mean, and what sort of signals you've agreed on
between you?"

Shirley was obliged to accept the situation, and when Burke had ceased
to hail, he was allowed to go on deck. Then, after waving his hat to the
yacht,--which was now at a considerable distance, although within easy
range of a glass,--Shirley lighted his pipe, and walked up and down the
deck. He saw a good many things to interest him; but he spoke to no one,
and endeavored to assume the demeanor of one who was much interested in
his own affairs, and very little in what was going on about him.

But Shirley noticed a great many things which made a deep impression
upon him. The crew seemed to be composed of men not very well
disciplined, but exceedingly talkative, and although Shirley did not
understand French, he was now pretty sure that all the conversation he
heard was in that tongue. Then, again, the men did not appear to be very
well acquainted with the vessel--they frequently seemed to be looking
for things, the position of which they should have known. He could not
understand how men who had sailed on a vessel from Southampton should
show such a spirit of inquiry in regard to the internal arrangements of
the steamer. A boatswain, who was giving the orders to a number of men,
seemed more as if he were instructing a class in the nautical management
of a vessel than in giving the ordinary everyday orders which might be
expected on such a voyage as this. Once he saw the Captain come on deck
with a book in his hand, apparently a log-book, and he showed it to one
of the mates. These two stood turning over the leaves of the book as if
they had never seen it before, and wanted to find something which they
supposed to be in it.

It was not long after this that Shirley said to himself that he could
not understand how such a vessel, with such a cargo, could have been
sent out from Southampton in charge of such a captain and such a crew as
this. And then, almost immediately, the idea came to him in a flash
that perhaps this was not the crew with which the _Dunkery Beacon_ had
sailed! Now he seemed to see the whole state of affairs as if it had
been printed on paper. The _Dunkery Beacon_ had been captured by one of
the pirates, probably not long after she got outside the Caribbees, and
that instead of trying to take the treasure on board their own vessel,
the scoundrels had rid the _Dunkery_ of her captain and crew, and had
taken possession of the steamer and everything in it. This would explain
her course when she was first sighted from the yacht. She was not going
at all to Rio Janeiro--she was on her way across the Atlantic.

Now everything that he had seen, and everything that he had heard,
confirmed this new belief. Of course the pirate Captain did not wish to
lay to when he was first hailed, and he probably did so at last simply
because he found he need not be afraid of the yacht, and that he could
not rid himself of her unless he stopped to see what she wanted. Of
course this fellow would not have him go back to the yacht and make a
report. Of course this crew did not understand how things were placed
and stored on board the vessel, for they themselves had been on board of
her but a very short time. The Captain spoke English, but he was not an

Shirley saw plainer and plainer every second that the _Dunkery Beacon_
had been captured by pirates; that probably not a man of her former crew
was on board, and that he was here a prisoner in the hands of these
wretches--cut-throats for all he knew, and yet he did not reproach
himself for having run into such a trap. He had done the proper thing,
in a proper, orderly, and seamanlike way. He had had the most unexpected
bad luck, but he did not in the least see any reason to blame himself.

He saw, however, a great deal of reason to fear for himself, especially
as the evening drew on. That black-headed villain of a Captain did not
want him on board, and while he might not care to toss him into the sea
in view of a vessel which was fast enough to follow him wherever he
might go, there was no reason why he should not do what he pleased, if,
under cover of the night, he got away from that vessel.

The fact that he was allowed to go where he pleased, and see what he
pleased, gave much uneasiness to Shirley. It looked to him as if they
did not care what he might say, hear, or see, for the reason that it was
not intended that he should have an opportunity of making reports of any
sort. Shirley had his supper to himself, and the Captain showed him a
bunk. "They can't do much talkin' to you," he said. "I had to sail ahead
of time, and couldn't ship many Englishmen."

"You liar," thought Shirley, "you didn't ship any!"

Shirley was a brave man, but as he lay awake in his bunk that night,
cold shivers ran down his back many times. If violence were offered to
him, of course he could not make any defence, but he was resolved that
if an attack should be made upon him, there was one thing he would try
to do. He had carefully noted the location of the companion-ways, and he
had taken off only such clothes as would interfere with swimming. If he
were attacked, he would make a bolt for the upper deck, and then
overboard. If the yacht should be near enough to hear or see him, he
might have a chance. If not, he would prefer the ocean to the _Dunkery
Beacon_ and her crew.

But the night passed on, and he was not molested. He did not know, down
there below decks, that all night the _Summer Shelter_ kept so close to
the _Dunkery Beacon_ that the people in charge of the latter cursed and
swore dreadfully at times when the yacht, looking bigger and blacker by
night than she did by day, rose on the waves in their wake, so near that
it seemed as if a sudden squall might drive the two vessels together.

But there was really no reason for any such fear. Burke had vowed he
would stick to Shirley, and he also stuck to the wheel all night, with
Burdette or the sailing-master by his side. And there was not an hour
when somebody, either a mariner or a clergyman, did not scan the deck of
the _Dunkery Beacon_ with a marine glass.

Shirley was not allowed to go on deck until quite late the next morning,
after Burke had given up his desperate attempt to communicate with the
_Dunkery Beacon_; and when he did come up, and had assured himself at a
glance that the _Summer Shelter_ still hung upon the heels of the larger
steamer, and had frantically waved his hat, the next thing he saw was
the small Mediterranean steamer which was rapidly coming down from the
north, while the _Dunkery Beacon_ was steaming northeast. He also
noticed that some men near him were running up a queer little flag or
signal, colored irregularly red and yellow, and then he saw upon the
approaching steamer a bit of bunting which seemed to resemble the one
now floating from the _Dunkery_. Of course, under the circumstances,
there was nothing for him to believe but that this approaching vessel
was one of the pirate ships, and that she was coming down not to capture
the _Dunkery Beacon_, but to join her.

Now matters were getting to be worse and worse, and as Shirley glanced
over at the yacht,--still hovering on the weather quarter of the
_Dunkery_, ready at any time to swoop down and hail her if there should
be occasion,--he trembled for the fate of his friends. To be sure these
two pirate vessels--for sure the Dunkery Beacon now belonged to that
class--were nothing but merchantmen. There was no cannon on this
steamer, and as the other was now near enough for him to see her decks
as she rolled to windward, there was no reason to suppose that she
carried guns. If these rascals wished to attack or capture a vessel,
they must board her, but before they could do that they must catch her,
and he knew well enough that there were few ordinary steamers which
could overhaul the _Summer Shelter_. If it were not for his own most
unfortunate position, the yacht could steam away in safety and leave
these wretches to their own devices, but he did not believe that his old
friend would desert him. More than that, there was no reason to suppose
that the people on the _Summer Shelter_ knew that the _Dunkery Beacon_
was now manned by pirates, although it was likely that they would
suspect the character of the new-comer.

But Shirley could only stand, and watch, and wait. Once he thought that
it might be well for him to jump overboard and strike out to the yacht.
If he should be seen by his friends--and this he believed would
happen--and if he should be picked up, his report would turn back into
safer waters this peaceful pleasure vessel, with its two ladies and its
seven clergymen. If he should be struck by a ball in the back of the
head before he got out of gunshot of the _Dunkery's_ crew, then his
friends would most likely see him sink, the reason for their remaining
in the vicinity of these pirates would be at an end, and they might
steam northward as fast as they pleased.

The strange vessel came on and on, and soon showed herself to be a
steamer of about nine hundred tons, of a model with which Shirley was
not familiar, and a great many men on board. The _Dunkery Beacon_ lay
to, and it was not long before this stranger had followed her example,
and had lowered a boat. When three or four men from this boat had
scrambled to the deck of the _Dunkery Beacon_, they were gladly welcomed
by the black-headed fellow who had passed himself off as Captain Hagar,
and a most animated conversation now took place. Shirley could not
understand anything that was said, and he had sense enough not to appear
to be trying to do so; but no one paid any attention to him, nor seemed
to care whether he knew what was going on or not.

At first the manner of the speakers indicated that they were wildly
congratulating each other, but very soon it was evident that the _Summer
Shelter_ was the subject of their discourse. They all looked over at the
yacht, some of them even shook their fists at her, and although Shirley
did not understand their language, he knew very well that curses, loud
and savage, were pouring over the bulwarks in the direction of his
friends and their yacht.

Then the subject of the conference changed. The fellows began to gaze
northward, a glass was turned in that direction, the exclamations became
more violent than before, and when Shirley turned, he saw for the first
time the other vessel which was coming down from the north. This was now
far away, but she was heading south, and it could not be long before she
would arrive on the scene.

Now Shirley's heart sank about as far down as it would go. He had no
doubt that this very vessel was another of the pirates. If she carried a
gun, even if it were not a heavy one, he might as well bid good-bye to
the _Summer Shelter_. The pirates would not allow her to go to any port
to tell her tale.

The noisy conference now broke up. The boat with its crew returned to
the other vessel, which almost immediately started, turned, and steamed
away to the north, in the direction of the approaching steamer. This
settled the matter. She was off to join her pirate consort. Now the
_Dunkery Beacon_ started her engines, and steamed slowly in the
direction of the yacht, as if she wished to hail her. Shirley's heart
rose a little. If there was to be a parley, perhaps the pirates had
decided to warn the yacht to stop meddling, and to take herself away,
and if, by any happy fortune, it should be decided to send him to his
friends, he would implore them, with all his heart and soul, to take the
advice without the loss of a second.



The vessel which had last appeared upon the scene and which was now
steaming down towards the _Dunkery Beacon_ and the _Summer Shelter_,
while the small steamer from the Mediterranean was making her way
northward to meet her, was the _Monterey_ of Vera Cruz, and carried
Captain Philip Horn and his wife Edna.

As soon as Captain Horn had heard of the danger which threatened the
treasure which was on its way from London to the Peruvian
government,--treasure which had cost him such toil, anxiety, and
suffering, and in the final just disposition of which he felt the
deepest interest and even responsibility,--although, in fact, the care
and charge of which had passed entirely out of his hands,--he determined
not only to write to Shirley to go to Jamaica, but to go there himself
without loss of time, believing from what he had heard that he could
surely reach Kingston before the arrival there of the _Dunkery Beacon_.

But that steamer started before her time, and when he reached Vera Cruz,
he found it impossible to leave immediately for his destination. And
when at last he bought a steamer, and arrived at Kingston, the _Dunkery
Beacon_ and the yacht _Summer Shelter_ had both departed. But the
Captain found the letter from Mrs. Cliff, and while this explained a
great deal, it also puzzled him greatly.

His wife and Mrs. Cliff had corresponded with some regularity, but the
latter had never mentioned the fact that she was the owner of a yacht.
Mrs. Cliff had intended to tell Edna all about this new piece of
property, but when she looked at the matter from an outside point of
view, it seemed to her such a ridiculous thing that she should own a
yacht that she did not want to write anything about it until her plans
were perfected, and she could tell just what she was going to do. But
when she suddenly decided to sail for Jamaica, her mind was so occupied
with the plans of the moment that she had no time to write.

Therefore it was that Captain and Mrs. Horn wondered greatly what in the
name of common sense Mrs. Cliff was doing with a yacht. But they knew
that Shirley and Burke were on board, and that they had sailed on the
track of the _Dunkery Beacon_, hoping to overtake her and deliver the
message which Shirley carried. The Captain decided that it was his duty
to follow these two vessels down the coast of South America.

The _Monterey_ was a large steamer sailing in ballast, and of moderate
speed, and the Captain had with him--besides his wife and her maid--the
three negro men whom he had brought up from South America and who were
now his devoted personal attendants, and a good-sized crew. Captain Horn
had little hope of overhauling the two steamers, for even the yacht,
which he had heard was a fast-sailing vessel, had had twenty-four hours'
start of him; but he had reason to hope that he might meet one or both
of them on their return; for if the yacht should fail to overhaul the
_Dunkery Beacon_, she would certainly turn back to Kingston.

Edna was as enthusiastic and interested in this voyage as her husband.
She sympathized in all his anxiety in regard to the safety of the
treasure, but even stronger than this was her desire to see once more
her dear friend, whom she had come to look upon almost as an elder

During each day the Captain and his wife were almost constantly on deck,
their glasses sweeping the south-eastern horizon, hoping for the sight
of two steamers coming back to Kingston. They saw vessels coming and
going, but they were not the craft they looked for, and after they left
the Caribbean Sea the sail became fewer and fewer. On the second day
after they left Tobago Island they fell in with a small steamer
apparently in distress, for she was working her way under sail and
against head-winds towards the coast.

When the Captain spoke this steamer, he received a request to lower a
boat and go on board of her. There he found an astonishing state of
affairs. The steamer was from a French port, she carried no cargo, and
she was commanded and manned by Captain Hagar and the crew of the
English ship _Dunkery Beacon_. Captain Hagar's story was not a long one,
and he told it as readily to Captain Horn as he would to any other
friendly mariner who might have boarded him.

He had left Kingston with his vessel as he left it many times before,
and the Caribbees were not half a day behind him when he was hailed by a
steamer,--the one he was now on, which had been following him for some
time. He was told that this steamer carried a message from his owners,
and without suspecting anything, he lay to, and a boat came to him from
the other ship. This boat had in it a good many more men than was
necessary, but he suspected no evil until half-a-dozen men were on his
deck and half-a-dozen pistols were pointed at the heads of himself and
those around him. Then two more boats came over, more men boarded him,
and without a struggle, or hardly a cross word,--as he expressed
it,--the _Dunkery Beacon_ was in the hands of sea-robbers.

Captain Hagar was a mild-mannered man, an excellent seaman, and of good
common sense. He had before found orders waiting for him at Jamaica, and
had not thought it surprising that orders should now have been sent
after him. He had firearms on board and might have defended himself to a
certain extent, but he had suspected no evil, and when the pirates had
boarded him it was useless to think of arms or defence.

The men who had captured the _Dunkery Beacon_ made very short work of
their business. They simply exchanged vessels. They commanded Captain
Hagar and all his men to go over to the French steamer, while they all
came on board the _Dunkery Beacon_, bringing with them whatever they
cared for. Captain Hagar was told that he could work his new vessel to
any port in the world which suited him best, and then the _Dunkery
Beacon_ was headed southward and steamed away.

When Captain Hagar's engineers attempted to start the engines of their
vessel, they found it impossible to do so. Several important pieces of
the machinery had been taken out, hoisted on deck, and dropped
overboard. Whatever port they might make, they must make it under sail.

A broken-hearted and dejected man was Captain Hagar. He had lost a vast
treasure which had been entrusted to him, and he had not ceased to
wonder why the pirates had not murdered him and all his crew, and thrown
them overboard. He hoped that in time he and his men might reach
Georgetown, or some other port, but it would be slow and disheartening
work under the circumstances.

Captain Horn was also greatly cast down by the news he had received.
With the least possible amount of trouble, the pirates had carried off,
not only the treasure, but the ship which conveyed it, and now in all
probability were far away with their booty. He could understand very
well why they would not undertake such wholesale crime as the murder of
all the people on the _Dunkery_, for it is probable that there were men
among them who could not be trusted even had the leaders been willing to
undertake such useless bloodshed. If Captain Hagar and his men were set
adrift on a steamer without machinery, it would be long before they
could reach any port, and even if they should soon speak a vessel and
report their misfortune, where was the policeman of the sea who would
have authority to sail after the stolen vessel, or, if he had, would
know on what course to follow her?

Captain Horn gave up the treasure as lost. The _Dunkery Beacon_ was
probably shaping her course for the coast of Africa, and even if he had
a swifter vessel and could overhaul her, what could he do?

But now he almost forgot his trouble about the treasure, in his deep
concern in the fate of Mrs. Cliff and her yacht. He had made up his mind
that his friends on board that little vessel--he had very shadowy ideas
as to what sort of a yacht it was--had embarked upon this cruise
entirely for his sake. They knew that he took such a deep personal
interest in the safety of the _Dunkery Beacon_; they knew that he had
done everything possible to detain that vessel at Jamaica, and that now,
for his peace of mind, for the gratification of his feelings of
honor,--no matter how exaggerated they might consider them,--they were
following in a little pleasure craft a steamer which they supposed to be
a peaceful merchantman, but which was in fact a pirate ship manned by
miscreants without conscience.

His plan was soon decided upon. He told Captain Hagar that he would
take him and his men on his own vessel, and that he would carry them
with him on his search for the yacht on which his friends had sailed.
Captain Hagar agreed in part to this proposition. He would be glad to go
with Captain Horn, for it was possible he might hear news of his lost
vessel, but he did not wish to give up the French steamer. She was worth
money, and if she could be got into port, he felt it his duty to get her
there. So he left on board a crew sufficient to work her to Georgetown,
but with the majority of his crew came on board the _Monterey_, and
Captain Horn continued on his southern course.

When on the following morning Captain Horn perceived far away to the
south a steamer which Captain Hagar, standing by with a glass to his
eye, declared to be none other than his old vessel, the _Dunkery
Beacon_, and when, not long afterwards, he made out a smaller vessel,
apparently keeping company with the _Dunkery Beacon_, with another
steamer lying off to the eastward, he was absolutely amazed and
confounded. He could not comprehend the state of affairs. What was the
_Dunkery Beacon_ doing down south, when by this time she ought to be far
away to the east, if she were running away with the treasure, and what
were those two other vessels keeping so close to her?

He could not imagine what they could be, unless, indeed, they were her
pirate consorts. "If that's the case," thought Captain Horn, but saying
no word to any one, "this is not a part of the sea for my wife to sail

Still he knew nothing, and he could decide upon nothing. He could not be
sure that one of those vessels was not the yacht which had sailed from
Kingston with Mrs. Cliff, and Burke, and Shirley on board, and so the
_Monterey_ did not turn back, but steamed on slowly towards the distant



When Captain Horn on the _Monterey_ perceived that one of the vessels he
had sighted was steaming northward with the apparent intention of
meeting him, his anxieties greatly increased. He could think of no
righteous reason why that vessel should come to meet him. He had made
out that this vessel with the two others had been lying to. Why should
it not wait for him if it wished to speak with him? The course of this
stranger looked like mischief of some sort, and the Captain could think
of no other probable mischief than that which had been practised upon
the _Dunkery Beacon_.

The steamer which he now commanded carried a treasure far more valuable
than that which lay in the hold of the _Dunkery_, and if she had been a
swifter vessel he would have turned and headed away for safety at the
top of her speed. But he did not believe she could outsail the steamer
which was now approaching, and safety by flight was not to be

There was another reason which determined him not to change his course.
The observers on the _Monterey_ had now decided that the small vessel to
the westward of the _Dunkery Beacon_ was very like a yacht, and the
Captain thought that if there was to be trouble of any sort, he would
like to be as near Shirley and Burke as possible. Why that rapidly
approaching steamer should desire to board him as the _Dunkery Beacon_
had been boarded he could not imagine, unless it was supposed that he
carried part of the treasure, but he did not waste any time on
conjectures. It was not likely that this steamer carried a cannon, and
if she intended to attack the _Monterey_, it must be by boarding her;
probably by the same stratagem which had been practised before.

But Captain Horn determined that no man upon any mission whatever should
put his foot upon the deck of the _Monterey_ if he could prevent it.
Since he had taken on board Captain Hagar and his men, he had an
extraordinarily large crew, and on the number of his men he depended for
defence, for it was impossible to arm them as well as the attacking
party would probably be armed, if there should be an attacking party.

Captain Horn now went to Edna and told her of the approaching danger,
and for the second time in his life he gave her a pistol and requested
her to use it in any way she thought proper if the need should come. He
asked her to stay for the present in the cabin with her maid, promising
to come to her again very shortly.

Then he called all the available men together, and addressed them very
briefly. It was not necessary to tell the crew of the _Dunkery Beacon_
what dangers might befall them if the pirates should come upon them a
second time, and the men he had brought with him from Vera Cruz now knew
all about the previous affair, and that it would probably be necessary
for them to stand up boldly for their own defence.

The Captain told his men that the only thing to be done was to keep the
fellows on that approaching steamer from boarding the _Monterey_ whether
they tried to do so by what might look like fair means or by foul means.
All the firearms of every kind which could be collected were distributed
around among those who it was thought could best use them, while the
rest of the men were armed with belaying pins, handspikes, hatchets,
axes, or anything with which a blow could be struck, and they were
ranged along the bulwarks on each side of the ship from bow to stern.

The other steamer was now near enough for her name, _Vittorio_, to be
read upon her bow. This and her build made the captain quite sure that
she was from the Mediterranean, and without doubt one of the pirates of
whom he had heard. He could see heads all along her rail, and he thought
it possible that she might not care to practise any trick upon him, but
might intend a bold and undisguised attack. She had made no signal, she
carried no colors or flag of any kind, and he thought it not unlikely
that when she should be near enough, she would begin operations by a
volley of rifle shots from her deck. To provide against this danger he
made most of his men crouch down behind the bulwarks, and ordered all
the others to be ready to screen themselves. A demand to lie to, and a
sharp fusillade might be enough to insure the immediate submission of an
ordinary merchantman, but Captain Horn did not consider the _Monterey_ a
vessel of this sort.

He now ran down to Edna, and was met by her at the cabin door. She had
had ideas very like his own. "I shouldn't wonder if they would fire upon
us," she said, her face very pale; "and I want you to remember that you
are most likely the tallest man on board. No matter what happens, you
must take care of yourself,--you must never forget that!"

"I will take care of you," he said, with his arms about her, "and I will
not forget myself. And now keep close, and watch sharply. I don't
believe they can ever board us,--we're too many for them!"

The instant the Captain had gone, Edna called Maka and Cheditafa, the
two elderly negroes who were the devoted adherents of herself and her
husband. "I want you to watch the Captain all the time," she said. "If
the people on that ship fire guns, you pull him back if he shows
himself. If any one comes near him to harm him, use your hatchets; never
let him out of your sight, follow him close, keep all danger from him."

The negroes answered in the African tongue. They were too much excited
to use English, but she knew what they meant, and trusted them. To Mok,
the other negro, she gave no orders. Even now he could speak but little
English, and he was in the party simply because her brother Ralph--whose
servant Mok had been--had earnestly desired her to take care of him
until he should want him again, for this coal-black and agile native of
Africa was not a creature who could be left to take care of himself.

The _Vittorio_, which was now not more than a quarter of a mile away,
and which had slightly changed her course, so that she was apparently
intending to pass the _Monterey_, and continue northward contented with
an observation of the larger vessel, was a very dangerous pirate ship,
far more so than the one which had captured the _Dunkery Beacon_. She
was not more dangerous because she was larger or swifter, or carried a
more numerous or better-armed crew, but for the reason that she had on
board a certain Mr. Banker who had once belonged to a famous band of
desperadoes, called the "Rackbirds," well-known along the Pacific coast
of South America. He had escaped destruction when the rest of his band
were drowned in a raging torrent, and he had made himself extremely
obnoxious and even dangerous to Mrs. Horn and to Captain Horn when they
were in Paris at a very critical time of their fortunes.

This ex-Rackbird Banker had had but a very cloudy understanding of the
state of affairs when he was endeavoring to blackmail Mrs. Horn, and
making stupid charges against her husband. He knew that the three
negroes he had met in Paris in the service of Mrs. Horn had once been
his own slaves, held not by any right of law, but by brutal force, and
he knew that the people with whom they were then travelling must have
been in some way connected with his old comrades, the Rackbirds. He had
made bold attempts to turn this scanty knowledge to his own benefit, but
had mournfully failed.

In the course of time, however, he had come to know everything. The news
of Captain Horn's great discovery of treasure on the coast of Peru had
gone forth to the public, and Banker's soul had writhed in disappointed
rage as he thought that he and his fellows had lived and rioted like
fools for months, and months, and months, but a short distance from all
these vast hoards of gold. This knowledge almost maddened him as he
brooded over it by night and by day. When he had been set free from the
French prison to which his knavery had consigned him, Banker gave
himself up body and soul to the consideration of the treasure which
Captain Horn had brought to France from Peru. He considered it from
every possible point of view, and when at last he heard of the final
disposition which it had been determined to make of the gold, he
considered it from the point of his own cupidity and innate rascality.

He it was who devised the plan of sending out a swift steamer to
overhaul the merchantman which was to carry the gold to Peru, and who,
after consultation with the many miscreants whom he was obliged to take
into his confidence and to depend upon for assistance, decided that it
would be well to fit out two ships, so that if one should fail in her
errand, the other might succeed. The steamers from Genoa and Toulon were
fitted out and manned under the direction of Banker, but with the one
which sailed from Marseilles he had nothing to do. This expedition was
organized by men who had quarrelled with him and his associates, and it
was through the dissension of the opposing parties in this intended
piracy that the detectives came to know of it.

Banker had sailed from Genoa, but the Toulon vessel had got ahead of
him. It had sighted the _Dunkery Beacon_ before she reached Kingston; it
had cruised in the Caribbean Sea until she came sailing down towards
Tobago Island; it had followed her out into the Atlantic, and when the
proper time came it had taken her--hull, engine, gold, and everything
which belonged to her, except her captain and her crew, and had steamed
away with her.

Banker did not command the _Vittorio_, for he was not a seaman, but he
commanded her captain, and through him everybody on board. He directed
her course and her policy. He was her leading spirit and her blackest

It had been no part of Banker's intentions to cruise about the South
Atlantic and search for a steamer with black and white stripes running
up and down her funnel. His plan of action was to be the same as that of
the other pirate, and the _Vittorio_ therefore steamed for Kingston as
soon as she could manage to clear from Genoa. His calculations were very
good ones, but there was a flaw in them, for he did not know that the
_Dunkery Beacon_ sailed three days before her regular time.
Consequently, the _Vittorio_ was the last of the four steamers which
reached Jamaica on business connected with the Incas' treasure.

The _Vittorio_ did not go into Kingston Harbor, but Banker got himself
put on shore and visited the town. There he not only discovered that the
_Dunkery Beacon_ had sailed, that an American yacht had sailed after
her, but that a steamer from Vera Cruz, commanded by Captain Horn, now
well known as the discoverer of the wonderful treasure, had touched
here, expecting to find the _Dunkery Beacon_ in port, and had then,
scarcely twelve hours before, cleared for Jamaica.

The American yacht was a mystery to Banker. It might be a pirate from
the United States for all he knew, but he was very certain that Captain
Horn had not left Kingston for any reason except to accompany and
protect the _Dunkery Beacon_. If a steamer commanded by this man, whom
Banker now hated more than he hated anybody else in the world, should
fall in and keep company with the steamer which was conveying the
treasure to Peru, it might be a very hard piece of work for him or his
partner in command of the vessel from Toulon to get possession of that
treasure, no matter what means they might employ, but all Banker could
do was to swear at his arch-enemy and his bad luck, and to get away
south with all speed possible. If he could do nothing, he might hear of
something. He would never give up until he was positive there was no
chance for him.

So he took the course that the _Dunkery Beacon_ must have taken, and
sailed down the coast under full head of steam. When at last he
discovered the flag of his private consort hoisted over the steamer
which carried the golden prize, and had gone on board the _Dunkery
Beacon_ and had heard everything, his Satanic delight blazed high and
wild. He cared nothing for the yacht which hung upon the heels of the
captured steamer,--it would not be difficult to dispose of that
vessel,--but his turbulent ecstasies were a little dampened by the
discovery of a large steamer bearing down from the north. This he
instantly suspected to be the _Monterey_, which must have taken a more
westerly course than that which he had followed, and which he had
therefore passed without sighting.

The ex-Rackbird did not hesitate a moment as to what ought to be done.
That everlastingly condemned meddler, Horn, must never be allowed to put
his oar into this business. If he were not content with the gold which
he had for himself, he should curse the day that he had tried to keep
other people from getting the gold that they wanted for themselves. No
matter what had to be done, he must never reach the _Dunkery Beacon_--he
must never know what had happened to her. Here was a piece of work for
the _Vittorio_ to attend to without the loss of a minute.

When Banker gave orders to head for the approaching steamer he
immediately began to make ready for an attack upon her, and, as this was
to be a battle between merchant ships, neither of them provided with any
of the ordinary engines of naval warfare, his plan was of a
straightforward, old-fashioned kind. He would run his ship alongside the
other; he would make fast, and then his men, each one with a cutlass and
a pistol, should swarm over the side of the larger vessel and cut down
and fire until the beastly hounds were all dead or on their knees. If he
caught sight of Captain Horn,--and he was sure he would recognize him,
for such a fellow would be sure to push himself forward no matter what
was going on,--he would take his business into his own hands. He would
give no signal, no warning. If they wanted to know what he came for,
they would soon find out.

Before he left Genoa he had thought that it was possible that he might
make this sort of an attack upon the _Dunkery Beacon_, and he had
therefore provided for it. He had shipped a number of grappling-irons
with long chains attached which were run through ring-bolts on his deck.
With these and other appliances for making fast to a vessel alongside,
Banker was sure he could stick to an enemy or a prize as long as he
wanted to lie by her.

Everything was now made ready for the proposed attack, and all along the
starboard side of the _Vittorio_ mattresses were hung in order to break
the force of the shock when the two vessels should come together. Every
man who could be spared was ordered on deck, and fully armed. The men
who were to make fast to the other steamer were posted in their proper
places, and the rest of his miscreants were given the very simple orders
to get on board the _Monterey_ the best way they could and as soon as
they could, and to cut down or shoot every man they met without asking
questions or saying a word. Whether or not it would be necessary to
dispose of all the crew which Captain Horn might have on board, Banker
had not determined. But of one thing he was certain: he would leave no
one on board of her to work her to the nearest port and give news of
what had happened. One mistake of that kind was enough to make, and his
stupid partner, who had commanded the vessel from Toulon, had made it.



When the _Vittorio_ showed that in veering away from the _Monterey_ she
had done so only in order to make a sweep around to the west, and when
she had headed south and the mattresses lowered along her starboard side
showed plainly to Captain Horn that she was about to attack him and how
she was going to do it, his first thought was to embarrass her by
reversing his course and steering this way and that, but he instantly
dismissed this idea. The pirate vessel was smaller and faster than his
own, and probably much more easily managed, and apart from the danger of
a collision fatal to his ship, he would only protract the conflict by
trying to elude her. He was so sure that he had men enough to beat down
the scoundrels when they tried to board that he thought the quicker the
fight began, the better. If only he had Shirley and Burke with him, he
thought; but although they were not here, he had Edna to fight for, and
that made three men of himself.

With most of his men crouching behind his port bulwarks, and others
protected by deck houses, smokestack, and any other available devices
against gunshots, Captain Horn awaited the coming of the pirate steamer,
which was steaming towards him as if it intended to run him down. As she
came near, the _Vittorio_ slowed up, and the _Monterey_ veered to
starboard; but, notwithstanding this precaution and the fact that they
sailed side by side for nearly a minute without touching, the two
vessels came together with such force that the _Monterey_, high out of
water, rolled over as if a great wave had struck her. As she rolled
back, grappling-irons were thrown over her rail, and cables and lines
were made fast to every available place which could be reached by eager
hands and active arms. Some of the grappling-irons were immediately
thrown off by the crew of the Monterey, but the chains of others had
been so tightened as the vessel rolled back to an even keel that it was
impossible to move them.

The _Monterey's_ rail was considerably higher than that of the
_Vittorio_, and as none of the crew of the former vessel had shown
themselves, no shots had yet been fired, but with the activity of apes
the pirates tried to scramble over the side of the larger vessel. Now
followed a furious hand-to-hand combat. Blows rained down on the heads
and shoulders of the assailants, some of whom dropped back to the deck
of their ship, while others drew their pistols and fired right and left
at the heads and arms they saw over the rail of the _Monterey_.

The pirate leaders were amazed at the resistance they met with. They had
not imagined that Captain Horn had so large a crew, or that it was a
crew which would fight. But these pirates had their blood up, and not
one of them had any thought of giving up their enterprise on account of
this unexpected resistance. Dozens of them at a time sprang upon the
rail of their own vessel, and, with cutlass or pistol in one hand,
endeavored to scramble up the side of the _Monterey_; but although the
few who succeeded in crossing her bulwarks soon fell beneath the blows
and shots of her crew, the attack was vigorously kept up, especially by
pistol shots.

Whenever there was a chance, a pirate hand would be raised above the
rail of the _Monterey_ and a revolver discharged upon her rail, and
every few minutes there would be a rush to one point or another and a
desperate fight upon the rail. The engines of both vessels had been
stopped, and the screaming and roaring of the escaping steam gave
additional horror to this fearful battle. Not a word could be heard from
any one, no matter how loudly it might be shouted.

Whatever firearms were possessed by the men on the _Monterey_ were used
with good effect, but in this respect they were vastly inferior to the
enemy. When they had fired their pistols and their guns, some of them
had no more ammunition, and others had no opportunity to reload. The men
of the _Vittorio_ had firearms in abundance and pockets full of
cartridges. Consequently it was not long before Captain Horn's men were
obliged to rely upon their hatchets, their handspikes, their
belaying-pins, and their numbers.

Banker was in a very furious state of mind. He had expected to board the
_Monterey_ without opposition, and now he had been fighting long and
hard, and not a man of his crew was on board the other vessel. He had
soon discovered that there were a great many men on board the
_Monterey_, but he believed that the real reason for the so far
successful resistance was the fact that Captain Horn commanded them.

Several times he mounted the upper deck of the _Vittorio_, and with a
rifle in hand endeavored to get a chance to aim at the tall figure of
which he now and then caught sight, and who he saw was directing
everything that was going on. But every time he stood out with his rifle
a pistol ball whizzed by him, and made him jump back. Whoever fired at
him was not a good shot, but Banker did not wish to expose himself to
any kind of a shot. Once he got a chance of taking aim at the Captain
from behind the smokestack, but at that moment the Captain stepped back
hurriedly out of view, as if somebody had been pulling him by the coat,
and a ball rang against the funnel high above his own head. It was plain
he was watched, and would not expose himself.

But that devil Horn must be killed, and he swore between his grinding
teeth that he himself would do it. His men, many of them with bloody
heads, were still fighting, swearing, climbing, and firing. None of
them had been killed except those who had gained the deck of the other
vessel, but Banker did not believe that they would be able to board the
_Monterey_ until its captain had been disposed of. If he could put a
ball into that fellow, the fight would be over.

Banker now determined to lead a fresh attack instead of simply ordering
one. If he could call to his men from the deck of the _Monterey_, they
would follow him. The _Vittorio_ lay so that her bow was somewhat
forward of that of the _Monterey_, and as the rails at the bows of the
two vessels were some distance apart, there was no fighting forward. The
long boom of the fore-mast of the _Vittorio_ stretched over her upper
deck, and, crouching low, Banker cut all the lines which secured it.
Then with a quick run he seized the long spar near its outer end, and
thus swinging it out until it struck the shrouds, he found himself
dangling over the forward deck of the _Monterey_, upon which he quickly

It so happened that the fight was now raging aft, and for a moment
Banker stood alone looking about him. He believed his rapid transit
through the air had not been noticed. He would not call upon his men to
follow as he had intended. Without much fear of detection he would slip
quietly behind the crew of the _Monterey_, and take a shot at Captain
Horn the moment he laid eyes on him. Then he could shout out to his men
to some purpose.

Banker moved on a few steps, not too cautiously, for he did not wish to
provoke suspicion, when suddenly a hand was placed upon his chest. There
was nobody in front of him, but there was the hand, and a very big one
it was, and very black. Like a flash Banker turned, and beheld himself
face to face with the man Mok, the same chimpanzee-like negro who had
been his slave, and with whom in the streets of Paris he had once had a
terrible struggle, which had resulted in his capture by the police and
his imprisonment. Here was that same black devil again, his arms about
him as if they had been chain-cables on a windlass.

Banker had two pistols, but he had put them in his pockets when he made
his swing upon the boom, and he had not yet drawn them, and now his arms
were held so tightly to his sides that he could not get at his weapons.
There was no one near. Banker was wise enough not to call out or even to
swear an oath, and Mok had apparently relapsed into the condition of the
speechless savage beast. With a wrench which might have torn an ordinary
limb from its socket, Banker freed his left arm, but a black hand had
grasped it before he could reach his pistol.

Then there was a struggle--quick, hard, silent, and furious, as if two
great cobras were writhing together, seeking each other's death. Mok was
not armed. Banker could not use knife or pistol. They stumbled, they
went down on their knees, they rose and fell together against the rail.
Instantly Banker, with his left arm and the strength of his whole body,
raised the negro to the rail and pushed him outward. The action was so
sudden, the effort of the maddened pirate was so great, that Mok could
not resist it--he went over the side. But his hold upon Banker did not
relax even in the moment when he felt himself falling, and his weight
was so great and the impetus was so tremendous that Banker could not
hold back, and followed him over the rail. Still clutching each other
tightly, the two disappeared with a splash into the sea.

Fears were beginning to steal into the valiant heart of Captain Horn.
The pirates were so well armed, they kept up such a savage fire upon his
decks, that although their shots were sent at random, several men had
been killed, and others--he knew not how many--wounded, that he feared
his crew, ordinary sailors and not accustomed to such savage work as
this, might consider the contest too unequal, and so lose heart. If that
should be the case, the affair would be finished.

But there was still one means of defence on which he thought he might
rely to drive off the scoundrels. The _Monterey_ had been a cotton ship,
and she was provided with hose by which steam could be thrown upon her
cargo in case of fire, and Captain Hagar had undertaken to try to get
this into condition to use upon the scoundrels who were endeavoring to
board the vessel. By this time two heavy lines of hose had been rigged
and attached to the boiler, and the other ends brought out on deck--one
forward and the other amidships.


Captain Hagar was a quiet man, and in no way a fighter, but now he
seemed imbued with a reckless courage; and without thinking of the
danger of exposing himself to pistol or to rifle, he laid the nozzle of
his hose over the rail and directed it down upon the deck below. As
soon as the hot steam began to pour upon the astonished pirates there
were yells and execrations, and when another scalding jet came in upon
them over the forward bulwarks of the _Monterey_, the confusion became
greater on the pirate ship.

It was at this moment, as Edna, her face pale and her bright eyes fixed
upon the upper deck of the _Vittorio_, stood with a revolver in her hand
at the window of her cabin, which was on deck, that her Swedish maid,
trembling so much that she could scarcely stand, approached her and gave
her notice that she must quit her service. Edna did not hear what she
said. "Are you there?" she cried. "Look out--tell me if you can see
Captain Horn!"

The frightened girl, scarcely knowing what she did, rushed from the
cabin to look for Captain Horn, not so much because her mistress wanted
information of him as because she thought to throw herself upon his
protection. She believed that the Captain could do anything for anybody,
and she ran madly along the deck on the other side from that on which
the battle was raging, and meeting no one, did not stop until she had
nearly reached the bow. Then she stopped, looked about her, and in a
moment was startled by hearing herself called by her name. There was no
one near her; she looked up, she looked around.

Then again she heard her name, "Sophee! Sophee!" Now it seemed to come
from the water, and looking over the low rail she beheld a black head on
the surface of the sea. Its owner was swimming about, endeavoring to
find something on which he could lay hold, and he had seen the white cap
of the maid above the ship's side. Sophia and Mok were very good
friends, for the latter had always been glad to wait upon her in every
way possible, and now she forgot her own danger in her solicitude for
the poor black man.

"Oh, Mok! Mok!" she cried, "can't you get out of the water? Can I help

Mok shouted out one of his few English words. "Rope! rope!" he said. But
Sophia could see no rope except those which were fast to something, and
in her terror she ran aft to call for assistance.

There was now not so much noise and din. The steam was not escaping from
the boilers of the _Monterey_, for it was needed for the hose, and there
were no more shots fired from the _Vittorio_. The officers of the pirate
ship were running here and there looking for Banker, that they might ask
for orders, while the men were crowding together behind every possible
protection, and rushing below to escape the terrible streams of scalding

Now that they could work in safety, the _Monterey's_ men got their
handspikes under the grappling-irons, and wrenched them from their
holes, and leaning over the side they cut the ropes which held them to
the pirate ship. The two vessels now swung apart, and Captain Horn was
on the point of giving orders to start the engines and steam ahead, when
the maid, Sophia, seized him by the arm. "Mrs. Horn wants you," she
said, "and Mok's in the water!"

"Mok!" exclaimed the Captain.

"Yes, here! here!" cried Sophia, and running to the side, she pointed to
where Mok's black head and waving arms were still circling about on the
surface of the sea.

When a rope had been cast to Mok, and he had been hauled up the side,
the Captain gave orders to start ahead, and rushed to the cabin where he
had left Edna; but it was not during that brief interval of thankfulness
that he heard how she had recognized the Rackbird, Banker, on the pirate
ship, and how she had fired at him every time he had shown himself.

The _Monterey_ started southward towards the point where they had last
seen the yacht and the _Dunkery Beacon_, and the pirate ship, veering
off to the south-east, steamed slowly away. The people on board of her
were looking everywhere for Banker, for without him they knew not what
they ought to do, but if their leader ever came up from the great depth
to which he had sunk with Mok's black hands upon his throat, his
comrades were not near the spot where, dead or alive, he floated to the



When Captain Burke observed the _Dunkery Beacon_ steaming in his
direction, and soon afterwards perceived a signal on this steamer to the
effect that she wished to speak with the yacht, he began to hope that he
was going to get out of his difficulties. The natural surmise was that
as one of the pirates had gone to join another just arriving upon the
scene, the _Dunkery Beacon_--the Captain and crew of which must have
turned traitors--was now coming to propose some arrangement, probably to
give up Shirley if the yacht would agree to go its way and cease its
harassing interference.

If this proposition should be made, Burke and Mrs. Cliff, in conference,
decided to accept it. They had done all they could, and would return to
Kingston to report to Captain Horn what they had done, and what they had
discovered. But it was not long before the people on the yacht began to
wonder very much at the conduct of the great steamer which was now
rapidly approaching them, apparently under full head of steam.

The yacht was lying to, her engines motionless, and the _Dunkery Beacon_
was coming ahead like a furious ram on a course, which, if not quickly
changed, would cause her to strike the smaller vessel almost amidships.
It became plainer and plainer every second that the Dunkery did not
intend to change her course, and that her object was to run down the

Why the _Dunkery Beacon_ should wish to ram the _Summer Shelter_ nobody
on board the yacht considered for a moment, but every one, even Willy
Croup, perceived the immediate necessity of getting out of the way.
Burke sprang to the wheel, and began to roar his orders in every
direction. His object was to put the yacht around so that he could get
out of the course of the _Dunkery Beacon_ and pass her in the opposite
direction to which she was going, but nobody on board seemed to be
sufficiently alive to the threatening situation, or to be alert enough
to do what was ordered at the very instant of command; and Burke,
excited to the highest pitch, began to swear after a fashion entirely
unknown to the two ladies and the members of the Synod. His cursing and
swearing was of such a cyclonic and all-pervading character that some of
those on board shuddered almost as much on account of his language as
for fear of the terrible crash which was impending.

"This is dreadful!" said one of the clergymen, advancing as if he would
mount to the pilot house.

"Stop!" said Mr. Arbuckle, excitedly placing his hand upon the shoulder
of the other. "Don't interfere at such a moment. The ship must be

In a very short time, although it seemed like long, weary minutes to the
people on the yacht, her engines moved, her screw revolved, and she
slowly moved around to leeward. If she could have done this half a
minute sooner, she would have steamed out of the course of the _Dunkery
Beacon_ so that that vessel must have passed her, but she did not do it
soon enough. The large steamer came on at what seemed amazing speed, and
would have struck the yacht a little abaft the bow had not Burke, seeing
that a collision could not be avoided, quickly reversed his helm. Almost
in the next second the two vessels came together, but it was the stem of
the yacht which struck the larger steamer abaft the bow.

The shock to the _Summer Shelter_ was terrific, and having but little
headway at the moment of collision she was driven backward by the
tremendous momentum of the larger vessel as if she had been a ball
struck by a bat. Every person on board was thrown down and hurled
forward. Mrs. Cliff extended herself flat upon the deck, her arms
outspread, and every clergyman was stretched out at full length or
curled up against some obstacle. The engineer had been thrown among his
levers and cranks, bruising himself badly about the head and shoulders,
while his assistant and Mr. Hodgson, who were at work below, were jammed
among the ashes of the furnace as if they were trying to stop the
draught with their bodies.

Mr. Burdette was on the forward deck, and if he had not tripped and
fallen, would probably have been shot overboard; and the sailing-master
was thrown against the smokestack with such violence that for a few
moments he was insensible.

Burke, who was at the wheel, saw what was coming and tried to brace
himself so that he should not be impaled upon one of the handles, but
the shock was too much for him and he pitched forward with such force
that he came near going over the wheel and out of the window of the
pilot house. As soon as Captain Burke could recover himself he scrambled
back to his position behind the wheel. He had been dazed and bruised,
but his senses quickly came to him and he comprehended the present
condition of affairs.

The yacht had not only been forced violently backward, but had been
veered around so that it now lay with its broadside towards the bow of
the other steamer. In some way, either unwittingly by the engineer or
by the violence of the shock, her engine had been stopped and she was
without motion, except the slight pitching and rolling occasioned by the
collision. The _Dunkery Beacon_ was not far away, and Burke saw to his
horror that she was again moving forward. She was coming slowly, but if
she reached the yacht in the latter's present position, she would have
weight and force enough to turn over the smaller vessel.

Immediately Burke attempted to give the order to back the yacht. The
instant performance of this order was the only chance of safety, but he
had been thrown against the speaking-tube with such violence that he had
jammed it and made it useless. If he pulled a bell the engineer might
misunderstand. She must back! She could not pass the other vessel if she
went ahead. He leaned out of the door of the pilot house and yelled
downward to the engineer to back her; he yelled to somebody to tell the
engineer to back her; he shouted until his shouts became screams, but
nobody obeyed his orders, no one seemed to hear or to heed. But one
person did hear.

Willy Croup had been impelled out of the door of the saloon and had slid
forward on her knees and elbows until she was nearly under the pilot
house. At the sound of Burke's voice, she looked up, she comprehended
that orders were being given to which no attention was paid. The wild
excitement of the shouting Captain filled her with an excitement quite
as wild. She heard the name of the engineer, she heard the order, and
without taking time to rise to her feet, she made a bound in the
direction of the engine room.

Thrusting her body half through the doorway she yelled to the engineer,
who, scarcely conscious of where he was or what he was doing, was
pushing himself away from among his bars and rods. "Back her!" screamed
Willy, and without knowing what she said or did, she repeated this order
over and over again in a roaring voice which no one would have supposed
her capable of, and accompanied by all the oaths which at that moment
were being hurled down from the pilot house.

The engineer did not look up; he did not consider himself nor the
situation. There was but one impression upon his mind made by the
electric flash of the order backed by the following crash of oaths.
Instinctively he seized his lever, reversed the engine, and started the
_Summer Shelter_ backward. Slowly, very slowly, she moved. Burke held
his breath!

But the great steamer was coming on slowly. Her motion was increasing,
but so was that of the yacht, and when, after some moments of almost
paralyzing terror, during which Willy Croup continued to hurl her
furious orders into the engine room, not knowing they had been obeyed,
the two vessels drew near each other, the _Dunkery Beacon_ crossed the
bow of the _Summer Shelter_ a very long biscuit-toss ahead.

"Miss Croup," said Mr. Litchfield, his hand upon her shoulder, "that
will do! The yacht is out of immediate danger."

Willy started up. Her wild eyes were raised to the face of the young
clergyman, the roar of her own invectives sounded in her ears. Tears
poured from her eyes.

"Mercy on me, Mr. Litchfield," she exclaimed, "what have I been saying?"

"Never mind now, Miss Croup," said he. "Don't think of what you said.
She backed!"



With her engines in motion and her wheel in the hands of Captain Burke,
the _Summer Shelter_ was in no danger of being run into by the _Dunkery
Beacon_, for she was much the more easily managed vessel.

As soon as they had recovered a moderate command of their senses,
Burdette and Portman hurried below to find out what damage had been
sustained by the yacht; but, although she must have been greatly
strained and might be leaking through some open seams, the tough keelson
of the well-built vessel, running her length like a stiff backbone, had
received and distributed the shock, and although her bowsprit was
shivered to pieces and her cut-water splintered, her sides were
apparently uninjured. Furniture, baggage, coils of rope, and everything
movable had been pitched forward and heaped in disordered piles all over
the vessel. A great part of the china had been broken. Books, papers,
and ornaments littered the floors, and even the coal was heaped up in
the forward part of the bunkers.

Burke gave the wheel to Burdette and came down, when Mrs. Cliff
immediately rushed to him. She was not hurt, but had been dreadfully
shaken in body and mind. "Oh, what are we going to do?" she cried. "They
are wretched murderers! Will they keep on trying to sink us? Can't we
get away?"

"We can get away whenever we please," said Burke, his voice husky and
cracked. "If it wasn't for Shirley, I'd sail out of their sight in half
an hour."

"But we can't sail away and leave Mr. Shirley," said she. "We can't go
away and leave him!"

But little effort was made to get anything into order. Bruised heads and
shoulders were rubbed a little, and all on board seemed trying to get
themselves ready for whatever would happen next. Burke, followed by
Portman, ran to the cases containing the rifles, and taking them out,
they distributed them, giving one to every man on board. Some of the
clergymen objected to receiving them, and expostulated earnestly and
even piteously against connecting themselves with any bloodshed. "Cannot
we leave this scene of contention?" some of them said. "Not with Shirley
on that steamer," said Burke, and to this there was no reply.

Burke had no definite reason for thus arming his crew, but with such an
enemy as the _Dunkery Beacon_ had proved herself to be, lying to a short
distance away, two other vessels, probably pirates, in the vicinity, and
the strong bond of Shirley's detention holding the yacht where she
was, he felt that he should be prepared for every possible emergency.
But what to do he did not know. It would be of no use to hail the
_Dunkery_ and demand Shirley. He had done that over and over again
before that vessel had proved herself an open enemy. He stood with brows
contracted, rifle in hand, and his eyes fixed on the big steamer ahead.
The two other vessels he did not now consider, for they were still some
miles away.

Willy Croup was sitting on the floor of the saloon, sobbing and
groaning, and Mrs. Cliff did not know what in the world was the matter
with her. But Mr. Litchfield knew, and he knew also that it would be of
no use to try to comfort her with any ordinary words of consolation. He
was certain that she had not understood anything that she had said, not
even, perhaps, the order to back the yacht, but the assertion of this
would have made but little impression upon her agitated mind. But a
thought struck him, and he hurried to Burke and told him quickly what
had happened. Burke listened, and could not even now restrain a smile.
"It's just like that dear Willy Croup," said he; "she's an angel!"

"Will you be willing," said Mr. Litchfield, "to come and tell her that
your orders could not have been forcibly and quickly enough impressed
upon the engineer's mind in any other way?"

Without answering, Burke ran to where Willy was still groaning. "Miss
Croup," he exclaimed, "we owe our lives to you! If you hadn't sworn at
the engineer, he never would have backed her in time, and we would all
have been at the bottom of the sea!"

Mrs. Cliff looked aghast, and Willy sprang to her feet. "Do you mean
that, Mr. Burke?" she cried.

"Yes," said he, "in such desperate danger you had to do it. It's like a
crack on the back when you're choking. You were the only person able to
repeat my orders, and you were bound to do it!"

"Yes," said Mr. Litchfield, "and you saved the ship!"

Willy looked at him a few moments in silence, then wiping her eyes, she
said, "Well, you know more about managing a ship than I do, and I hope
and trust I'll never be called upon to back one again!"

Burke and most of the other men now gathered on deck, watching the
_Dunkery Beacon_. She was still lying to, blowing off steam, and there
seemed to be a good deal of confusion on her deck. Suddenly Burke saw a
black object in the water near her starboard quarter. Gazing at it
intently, his eyes began to glisten. In a few moments he exclaimed,
"Look there! It's Shirley! He's swimming to the yacht!"

Now everybody on deck was straining his eyes over the water, and Mrs.
Cliff and Willy, who had heard Burke's cry, stood with the others. "Is
it Shirley, really?" exclaimed Mrs. Cliff. "Are you sure that's his head
in the water?"

"Yes," replied Burke, "there's no mistake about it! He's taking his last
chance and has slipped over the rail without nobody knowing it."

"And can he swim so far?" gasped Willy.

"Oh, he can do that," answered Burke. "I'd steam up closer if I wasn't
afraid of attracting attention. If they'd get sight of him they'd fire
at him, but he can do it if he's let alone!"

Not a word was now said. Scarcely a breath seemed to come or go.
Everybody was gazing steadfastly and rigidly at the swimmer, who with
steady, powerful strokes was making a straight line over the gently
rolling waves towards the yacht. Although they did not so express it to
themselves, the coming of that swimmer meant everything to the pale,
expectant people on the _Summer Shelter_. If he should reach them, not
only would he be saved, but they could steam away to peace and safety.

On swam Shirley, evenly and steadily, until he had nearly passed half
the distance between the two vessels, when suddenly a knot of men were
seen looking over the rail of the _Dunkery_. Then there was a commotion.
Then a man was seen standing up high, a gun in his hand. Willy uttered a
stifled scream, and Mrs. Cliff seized her companion by the arm with such
force that her nails nearly entered the flesh, and almost in the same
instant there rang out from the yacht the report of eight rifles.

Every man had fired at the fellow with the gun, even Burdette in the
pilot house. Some of the balls had gone high up into the rigging, and
some had rattled against the hull of the steamer, but the man with the
gun disappeared in a flash. Whether he had been hit or frightened,
nobody knew. Shirley, startled at this tremendous volley, turned a
quick backward glance and then dived, but soon reappeared again,
striking out as before for the yacht.

"Now, then," shouted Burke, "keep your eyes on the rail of that steamer!
If a man shows his head, fire at it!"

If this action had been necessary, very few of the rifles in the hands
of the members of the late Synod would have been fired, for most of them
did not know how to recharge their weapons. But there was no need even
for Burke to draw a bead on a pirate head, for now not a man could be
seen on the _Dunkery Beacon_. They had evidently been so surprised and
astounded by a volley of rifle shots from this pleasure yacht, which
they had supposed to be as harmless as a floating log, that every man on
deck had crouched behind the bulwarks.

Now Burke gave orders to steam slowly forward, and for everybody to keep
covered as much as possible; and when in a few minutes the yacht's
engine stopped and Shirley swam slowly around her stern, there was a
rush to the other side of the deck, a life preserver was dropped to the
swimmer, steps were let down, and the next minute Shirley was on deck,
Burke's strong arm fairly lifting him in over the rail. In a few moments
the deck of the yacht was the scene of wild and excited welcome and
delight. Each person on board felt as if a brother had suddenly been
snatched from fearful danger and returned to their midst.

"I can't tell you anything now," said Shirley. "Give me a dram, and let
me get on some dry clothes! And now all of you go and attend to what
you've got to do. Don't bother about that steamer--she'll go down in
half an hour! She's got a big hole stove in her bow!"

With a cry of surprise Burke turned and looked out at the _Dunkery
Beacon_. Even now she had keeled over to starboard so much that her deck
was visible, and her head was already lower than her stern. "She'll
sink," he cried, "with all that gold on board!"

"Yes," said Shirley, turning with a weak smile as he made his way to the
cabin, accompanied by Mr. Hodgson, "she'll go down with every bar of

There was great commotion now on the _Dunkery Beacon_. It was plain that
the people on board of her had discovered that it was of no use to try
to save the vessel, and they were lowering her boats. Burke and his
companions stood and watched for some minutes. "What shall we do!"
exclaimed Mr. Arbuckle, approaching Burke. "Can we offer those
unfortunate wretches any assistance?"

"All we can do," said Burke, "is to keep out of their way. I wouldn't
trust one of them within pistol shot." Now Shirley reappeared on
deck--he had had his dram, and had changed his clothes. "You're right,"
said he, "they're a set of pirates--every man of them! If we should take
them on board, they'd cut all our throats. They've got boats enough, and
the other pirates can pick them up. Keep her off, Burke; that's what I

There was no time now for explanations or for any story to be told, and
Burke gave orders that the yacht should be kept away from the sinking
steamer and her boats. Suddenly Burdette, from the pilot house, sung out
that there was a steamer astern, and the eyes which had been so
steadfastly fixed upon the _Dunkery Beacon_ now turned in that
direction. There they saw, less than a mile away, a large steamer coming
down from the north.

Burke's impulse was to give orders to go ahead at full speed, but he
hesitated, and raised his glass to his eye. Then in a few moments he put
down his glass, turned around, and shouted, "That's the _Monterey_! The
_Monterey_! and Captain Horn!"


11° 30' 19" N. LAT. BY 56° 10' 49" W. LONG.

The announcement of the approach of Captain Horn created a sensation
upon the _Summer Shelter_ almost equal to that occasioned by any of the
extraordinary incidents which had occurred upon that vessel. Burke and
Shirley were wild with delight at the idea of meeting their old friend
and commander. Willy Croup had never seen Captain Horn, but she had
heard so much about him that she considered him in her mind as a being
of the nature of a heathen deity who rained gold upon those of whom he
approved, and utterly annihilated the unfortunates who incurred his

As for Mrs. Cliff, her delight in the thought of meeting Captain Horn,
great as it was, was overshadowed by her almost frantic desire to clasp
once more in her arms her dear friend Edna. The clergymen had heard
everything that the _Summer Shelter_ people could tell them about
Captain Horn and his exploits, and each man of them was anxious to look
into the face and shake the hand of the brave sailor, whom they had
learned to look upon as a hero; and one or two of them thought that it
might be proper, under the circumstances, to resume their clerical
attire before the interview. But this proposition, when mentioned, was
discountenanced. They were here as sailors to work the yacht, and they
ought not to be ashamed to look like sailors. The yacht was now put
about and got under headway, and slowly moved in the direction of the
approaching steamer.

When Captain Horn had finished the fight in which he was engaged with
the _Vittorio_, and had steamed down in the direction of the two other
vessels in the vicinity, it was not long before he discovered that one
of them was an American yacht. Why it and the _Dunkery Beacon_ should be
lying there together he could not even imagine, but he was quite sure
that this must be the vessel owned by Mrs. Cliff, and commanded by his
old shipmate, Burke.

When at last the _Monterey_ and the _Summer Shelter_ were lying side by
side within hailing distance, and Captain Horn had heard the stentorian
voice of Burke roaring through his trumpet, he determined that he and
Edna would go on board the yacht, for there were dead men and wounded
men on his own vessel, and the condition of his deck was not such as he
would wish to be seen by Mrs. Cliff and whatever ladies might be with

When Captain Horn and his wife, with Captain Hagar, rowed by four men,
reached the side of the _Summer Shelter_, they were received with
greater honor and joy than had ever been accorded to an admiral and his
suite. The meeting of the five friends was as full of excited affection
as if they were not now standing in the midst of strange circumstances,
and, perhaps, many dangers of which none of them understood but a part.

Captain Horn seized the first opportunity which came to him to ask the
question, "What's the matter with your yacht? You seem to have had a
smash-up forward."

"Yes," said Burke, "there's been a collision. Those beastly hounds tried
to run us down, but we caught her squarely on her bow."

At this moment the conversation was interrupted by a shout from Captain
Hagar, who had taken notice of nobody on the yacht, but stood looking
over the water at his old ship. "What's the matter," he cried, "with the
_Dunkery Beacon_? Has she sprung a leak? Are those the pirates still on

Captain Horn and the others quickly joined him. "Sprung a leak!" cried
Shirley. "She's got a hole in her bow as big as a barrel. I've been on
board of her, but I can't tell you about that now. There's no use to
think of doing anything. Those are bloody pirates that are lowering the
boats, and we can't go near them. Besides, you can see for yourself that
that steamer is settling down by the head as fast as she can."

Captain Horn was now almost as much excited as the unfortunate commander
of the _Dunkery Beacon_. "Where's that gold?" he cried. "Where is it

"It is in the forward hold, with a lot of cargo on top of it!" groaned
Captain Hagar.

Shirley now spoke again. "Don't think about the gold!" he said. "I kept
my eyes opened and my ears sharpened when I was on board, and although I
didn't understand all their lingo, I knew what they were at. When they
found there was no use pumping or trying to stop the leak, they tried to
get at that gold, but they couldn't do it. The water was coming in right
there, and the men would not rig up the tackle to move the cargo. They
were all wild when I left."

Captain Horn said no more, but stood with the others, gazing at the
_Dunkery Beacon_. But Captain Hagar beat his hands upon the rail and
declared over and over again that he would rather never have seen the
ship again than to see her sink there before his eyes, with all that
treasure on board. The yacht lay near enough to the _Dunkery Beacon_ for
Captain Hagar to see plainly what was going on on his old ship, without
the aid of a glass. With eyes glaring madly over the water, he stood
leaning upon the rail, his face pale, his whole form shaking as if he
had a chill. Every one on the deck of the yacht gathered around him,
but no one said anything. This was no time for asking questions, or
making explanations.

The men on the _Dunkery Beacon_ were hurrying to leave the vessel. One
of the starboard boats was already in the water, with too many men in
her. The vessel had keeled over so much that there seemed to be
difficulty in lowering the boats on the port side. Everybody seemed
rushing to starboard, and two other boats were swinging out on their
davits. Every time the bow of the steamer rose and fell upon the swell
it seemed to go down a little more and up a little less, and the deck
was slanted so much that the men appeared to slide down to the starboard

Now the first boat pushed off from the sinking ship, and the two others,
both crowded, were soon pulling after her. It was not difficult to
divine their intentions. The three boats headed immediately for the
northeast, where, less than two miles away, the _Vittorio_ could be
plainly seen.

At this moment Captain Hagar gave a yell; he sprang back from the rail,
and his eyes fell upon a rifle which had been laid on a bench by one of
the clergymen. He seized it and raised it to his shoulder, but in an
instant Captain Horn took hold of it, pointing it upward. "What are you
going to do?" he said. "Captain, you don't mean to fire at them?"

"Of course I mean it!" cried Captain Hagar. "We've got them in a bunch.
We must follow them up and shoot them down like rats!"


"We'll get up steam and run them down!" shouted Burke. "We ought to sink
them, one boat after another, the rascally pirates! They tried to sink

"No, no," said Captain Horn, taking the gun from Captain Hagar, "we
can't do that. That's a little too cold-blooded. If they attack us,
we'll fight them, but we can't take capital punishment into our own

Now the excited thoughts of Captain Hagar took another turn. "Lower a
boat! Lower a boat!" he cried. "Let me be pulled to the _Dunkery_!
Everything I own is on that ship, the pirates wouldn't let me take
anything away. Lower a boat! I can get into my cabin."

Shirley now stepped to the other side of Captain Hagar. "It's no use to
think of that, Captain," he said. "It would be regular suicide to go on
board that vessel. Those fellows were afraid to stay another minute.
She'll go down before you know it. Look at her bows now!"

Captain Hagar said no more, and the little company on the deck of the
yacht stood pale and silent, gazing out over the water at the _Dunkery
Beacon_. Willy Croup was crying, and there were tears in the eyes of
Mrs. Cliff and Edna. In the heart of the latter was deep, deep pain, for
she knew what her husband was feeling at that moment. She knew it had
been the high aim of his sensitive and honorable soul that the gold for
which he had labored so hard and dared so much should safely reach, in
every case, those to whom it had been legally adjudged. If it should
fail to reach them, where was the good of all that toil and suffering?
He had in a measure taken upon himself the responsibility of the safe
delivery of that treasure, and now here he was standing, and there was
the treasure sinking before his eyes. As she stood close by him, Edna
seized her husband's hand and pressed it. He returned the pressure, but
no word was said.

Now the _Dunkery Beacon_ rolled more heavily than she had done yet, and
as she went down in the swell it seemed as if the water might easily
flow over her forward bulwarks; and her bow came up with difficulty, as
if it were sticking fast in the water. Her masts and funnel were
slanting far over to starboard, and when, after rising once more, she
put her head again into the water, she dipped it in so deep that her
rail went under and did not come up again. Her stern seemed to rise in
the air, and at the same time the sea appeared to lift itself up along
her whole length. Then with a dip forward of her funnel and masts, she
suddenly went down out of sight, and the water churned, and foamed, and
eddied about the place where she had been. The gold of the Incas was on
its way to the bottom of the unsounded sea.

Captain Hagar sat down upon the deck and covered his face with his
hands. No one said anything to him,--there was nothing to say. The first
to speak was Mrs. Cliff. "Captain Horn," said she, her voice so shaken
by her emotion that she scarcely spoke above a whisper, "we did
everything we could, and this is what has come of it!"

"Everything!" exclaimed Captain Horn, suddenly turning towards her.
"You have done far more than could be expected by mortals! And now,"
said he, turning to the little party, "don't let one of us grieve
another minute for the sinking of that gold. If anybody has a right to
grieve, it's Captain Hagar here. He's lost his ship, but many a good
sailor has lost his ship and lived and died a happy man after it. And as
to the cargo you carried, my mate," said he, "you would have done your
duty by it just the same if it had been pig lead or gold; and when you
have done your duty, there's the end of it!"

Captain Hagar looked up, rose to his feet, and after gazing for a second
in the face of Captain Horn, he took his extended hand. "You're a good
one!" said he; "but you're bound to agree that it's tough. There's no
getting around that. It's all-fired tough!"

"Burke," said Captain Horn, quickly, glancing up at the noon-day sun,
"put her out there near the wreckage, and take an observation."

It was shortly after this that Mr. Portman, the sailing-master, came aft
and reported the position of the yacht to be eleven degrees, thirty
minutes, nineteen seconds north latitude by fifty-six degrees, ten
minutes, forty-nine seconds west longitude.

"What's the idea," said Burke to Captain Horn, "of steering right to the
spot? Do you think there'll ever be a chance of getting at it?"

Captain Horn was marking the latitude and longitude in his note-book.
"Can't say what future ages may do in the way of deep-sea work," said
he, "but I'd like to put a dot on my chart that will show where the
gold went down."

Nothing could be more unprofitable for the shaken and disturbed, spirits
of the people on the _Summer Shelter_ than to stand gazing at the few
pieces of wood and the half-submerged hencoop which floated above the
spot where the _Dunkery Beacon_ had gone down, or to look out at the
three boats which the pirates were vigorously rowing towards the steamer
in the distance, and this fact strongly impressed itself upon the
practical mind of Mrs. Cliff. "Captain Horn," said she, "is there any
reason why we should not go away?"

"None in the world," said he, "and there's every reason why your vessel
and mine should get under headway as soon as possible. Where are you
bound for now?"

"Wherever you say, Captain," she answered. "This is my ship, and Mr.
Burke is my captain, but we want you to take care of us, and you must
tell us where we should go."

"We'll talk it over," said he, and calling Burke and Captain Hagar, a
consultation was immediately held; and it did not take long to come to a
decision when all concerned were of the same mind.

It was decided to set sail immediately for Kingston, for each vessel had
coal enough, with the assistance of her sails, to reach that port. Mrs.
Cliff insisted that Edna should not go back to the _Monterey_, and
Captain Horn agreed to this plan, for he did not at all wish any
womankind on the _Monterey_ in her present condition. The yacht had
been found to be perfectly seaworthy, and although a little water was
coming in, her steam pump kept her easily disposed of it. Edna accepted
Mrs. Cliff's invitation, provided her husband would agree to remain on
the yacht, and, somewhat to her surprise, he was perfectly willing to do
this. The idea had come to him that the best thing for all parties, and
especially for the comfort and relief of the mind of Captain Hagar, was
to put him in command of a ship and give him something to think about
other than the loss of his vessel.

While they were talking over these matters, and making arrangements to
send to the _Monterey_ for Edna's maid and some of her baggage, Captain
Horn sought Burke in his room. "I want to know," said he, "what sort of
a crew you've got on board this yacht? One of them--a very
intelligent-looking man, by the way, with black trousers on--came up to
me just now and shook hands with me, and said he was ever so much
pleased to make my acquaintance and hoped he would soon have some
opportunities of conversation with me. That isn't the kind of seaman I'm
accustomed to."

Burke laughed. "It's the jolliest high-toned, upper-ten crew that ever
swabbed a deck or shoveled coal. They're all ministers."

"Ministers!" ejaculated Captain Horn, absolutely aghast. Then Burke told
the story of the Synod. Captain Horn sank into a chair, leaned back, and
laughed until the tears ran down his cheeks.

"I didn't suppose," he said presently, "that anything could make me
laugh on a day like this, but the story of those Synod gentlemen has
done it! But, Burke, there's no use of their serving as seamen any
longer. Let them put on their black clothes and be comfortable and
happy. I've got a double crew on board the _Monterey_, and can bring
over just as many men as are needed to work this yacht. I'll go over
myself and detail a crew, and then, when everything is made ready, I'll
come on board here myself. And after that I want you to remember that
I'm a passenger and haven't anything to do with the sailing of this
ship. You're Captain and must attend to your own vessel, and I'm going
to make it my business to get acquainted with all these clergymen, and
that lady I see with Mrs. Cliff. Who is she?"

"By George!" exclaimed Burke, "she's the leading trump of the world!
That's Willy Croup!"

There was no time then to explain why Willy was a leading trump, but
Captain Horn afterwards heard the story of how she backed the ship, and
he did not wonder at Burke's opinion.

When the _Summer Shelter_, accompanied by the _Monterey_, had started
northward, Burke stood by Shirley on the bridge. Mr. Burdette had a
complete crew of able seamen under his command; there was a cook in the
kitchen, and stewards in the saloons, and there was a carpenter with
some men at work at a spare spar which was to be rigged as a bowsprit.

"I'm mighty glad to lay her course for home," said Burke, "for I've had
enough of it as things are; but if things were not exactly as they are,
I wouldn't have enough of it."

"What do you mean?" said Shirley.

"I mean this," was the answer. "If this was my yacht, and there was no
women on board, and no ministers, I would have put on a full head of
steam, and I would have gone after those boats, and I would have run
them down, one after another, and drowned every bloody pirate on board
of them. It makes my blood boil to think of those scoundrels getting
away after trying to run us down, and to shoot you!"

"It would have served them right to run them down, you know," said
Shirley, "but you couldn't do it, and there's no use talking about it.
It would have been a cold-blooded piece of business to run down a small
boat with a heavy steamer, and I don't believe you would have been
willing to do it yourself when you got close on to them! But the Captain
says if we get to Kingston in good time, we may be able to get a cable
message to London, and set the authorities at every likely port on the
lookout for the _Vittorio_."

The voyage of the _Summer Shelter_ to Kingston was uneventful, but in
many respects a very pleasant one. There had been a great
disappointment, there had been a great loss, and, to the spirits of some
of the party, there had been a great shock, but every one now seemed
determined to forget everything which had been unfortunate, and to
remember only that they were all alive, all safe, all together, and all
on their way home.

The clergymen, relieved of their nautical duties, shone out brightly as
good-humored and agreeable companions. Their hardships and their dangers
had made them so well acquainted with each other, and with everybody
else on board, and they had found it so easy to become acquainted with
Captain and Mrs. Horn, and they all felt so much relieved from the load
of anxiety which had been lifted from them, that they performed well
their parts in making up one of the jolliest companies which ever sailed
over the South Atlantic.

At Kingston the _Summer Shelter_ and the _Monterey_ were both left,--the
former to be completely repaired and brought home by Mr. Portman, and
the other to be coaled and sent back to Vera Cruz, with her officers and
her crew,--and our whole party, including Captain Hagar, sailed in the
next mail steamer for New York.



It was late in the summer, and Mrs. Cliff dwelt happy and serene in her
native town of Plainton, Maine. She had been there during the whole warm
season, for Plainton was a place to which people came to be cool and
comfortable in summer-time, and if she left her home at all, it would
not be in the months of foliage and flowers. It might well be believed
by any one who would look out of one of the tall windows of her
drawing-room that Mrs. Cliff did not need to leave home for the mere
sake of rural beauty. On the other side of the street, where once
stretched a block of poor little houses and shops, now lay a beautiful
park, The Grove of the Incas.

The zeal of Mr. Burke and the money of Mrs. Cliff had had a powerful
influence upon the minds of the contractors and landscape-gardeners who
had this great work in hand, and the park, which really covered a very
large space in the village, now appeared from certain points of view to
extend for miles, so artfully had been arranged its masses of
obstructing foliage, and its open vistas of uninterrupted view. The
surface of the ground, which had been a little rolling, had been made
more unequal and diversified, and over all the little hills and dells,
and upon the wide, smooth stretches there was a covering of bright green
turf. It had been a season of genial rains, and there had been a special
corps of workmen to attend to the grass of the new park.

Great trees were scattered here and there, and many people wondered when
they saw them, but these trees, oaks and chestnuts, tall hickories and
bright cheerful maples, had been growing where they stood since they
were little saplings. The people of Plainton had always been fond of
trees, and they had them in their side yards, and in their back yards,
and at the front of their houses; and when, within the limits of the new
park, all these yards, and houses, and sheds, and fences had been
cleared away, there stood the trees. Hundreds of other trees, evergreens
and deciduous, many of them of good size, had been brought from the
adjacent country on great wheels, which had excited the amazement of
the people in the town, and planted in the park.

Through the middle of the grounds ran a wide and turbulent brook,
whirling around its rocks and spreading out into its deep and beautiful
pools, and where once stood the widow Casey's little house,--which was
built on the side of a bank, so that the Caseys went into the second
story when they entered by the front,--now leaped a beautiful cataract
over that very bank, scattering its spray upon the trunks of the two big
chestnuts, one of which used to stand by the side of Mrs. Casey's house,
and the other at the front.

In the shade of the four great oak trees which had stood in William
Hamilton's back yard, and which he intended to cut down as soon as he
had money enough to build a long cow-stable,--for it was his desire to
go into the dairy business,--now spread a wide, transparent pool, half
surrounded at its upper end by marble terraces, on the edges of which
stood tall statues with their white reflections stretching far down into
the depths beneath. Here were marble benches, and steps down to the
water, and sometimes the bright gleams of sunshine came flittering
through the leaves, and sometimes the leaves themselves came fluttering
down and floated on the surface of the pool. And when the young people
had stood upon the terraces, or had sat together upon the wide marble
steps, they could walk away, if they chose, through masses of evergreen
shrubbery, whose quiet paths seemed to shut them out from the world.

On a little hill which had once led up to Parson's barn, but now ended
quite abruptly in a little precipice with a broad railing on its edge
and a summer-house a little back, one could sit and look out over the
stretch of bright green lawns, between two clumps of hemlocks, and over
a hedge which concealed the ground beyond, along the whole length of the
vista made by Becker Street, which obligingly descended slightly from
the edge of the park so that its houses were concealed by the hemlocks,
and then out upon the country beyond, and to the beautiful hills against
the sky; and such a one might well imagine, should he be a stranger,
that all he saw was in the Grove of the Incas. Upon all the outer edges
of this park there were masses of shrubbery, or little lines of hedge,
irregularly disposed, with bits of grass opening upon the street, and
here and there a line of slender iron railing with a group of statuary
back of it, and so the people when they walked that way scarcely knew
when they entered the park, or when they left it.

The home of Mrs. Cliff, itself, had seemed to her to be casting off its
newness and ripening into the matured home. Much of this was due to work
which had been done upon the garden and surrounding grounds, but much
more was due to the imperceptible influence of the Misses Thorpedyke.
These ladies had not only taken with them to the house so many of the
time-honored objects which they had saved from their old home, but they
had brought to bear upon everything around them the courtly tastes of
the olden time.

Willy Croup had declared, as she stood in the hall gazing up at the
staircase, that it often seemed to her, since she came back, as if her
grandfather had been in the habit of coming down those stairs. "I never
saw him," she said, "and I don't know what sort of stairs he used to
come down, but there's something about all this which makes me think of
things far back and grand, and I know from what I've heard of him that
he would have liked to come down such stairs."

Mrs. Horn and her husband had made a long visit to Mrs. Cliff, and they
had departed early in the summer for a great property they had bought in
the West, which included mountains, valleys, a cañon, and such far
extending groves of golden fruit that Edna already called the Captain
"The Prince of Orange."

Edna's brother, Ralph, had also been in Plainton. He had come there to
see his sister and Captain Horn, and that splendid old woman, Mrs.
Cliff, but soon after he reached the town it might well be supposed it
was Mr. Burke whom he came to visit. This worthy mariner and builder
still lived in Plainton. His passion for an inland residence had again
grown upon him, and he seemed to have given up all thoughts of the sea.
He and Ralph had royal times together, and if the boy had not felt that
he must go with Captain Horn and his sister to view the wonders of the
far West, he and Burke would have concocted some grand expedition
intended for some sort of an effect upon the civilization of the world.

But although Mrs. Cliff, for many reasons, had no present desire to
leave her home, she did not relinquish the enterprise for which the
_Summer Shelter_ had been designed. When Captain Hagar had gone to
London and had reported to his owners the details of his dire and
disastrous misfortune, he had been made the subject of censure and
severe criticism; but while no reason could be found why he should be
legally punished for what had happened, he was made to understand that
there was no ship for him in the gift of the house he had so long

When Mrs. Cliff heard of this,--and she heard of it very soon, through
Captain Horn,--she immediately offered Captain Hagar the command of the
_Summer Shelter_, assuring him that her designs included cruises of
charity in the North in summer and in tropical waters in the
winter-time, and that of all men she knew of, he was the Captain who
should command her yacht. He was, indeed, admirably adapted to this
service, for he was of a kind and gentle nature, and loved children, and
he had such an observing mind that it frequently happened when he had
looked over a new set of passengers, and had observed their physical
tendencies, that he did not take a trip to sea at all, but cruised up
the smooth quiet waters of the Hudson.

As soon as it could possibly be done, Captain Horn caused messages to be
sent to many ports on the French and Spanish coast and along the
Mediterranean, in order that if the _Vittorio_ arrived in any of these
harbors, her officers and men might be seized and held; but it was a
long time before there was any news of the pirate ship, and then she was
heard of at Mogador, a port on the western coast of Morocco, where she
had been sold under very peculiar circumstances and for a very small
price by the men who had come there in her, and who had departed north
at different times on trading-vessels which were bound for Marseilles
and Gibraltar.

More definite information was received of the third of the pirate
vessels which had been fitted out to capture the Peruvians' treasure,
for, as this vessel approached the West Indies, she was overhauled by a
Spanish cruiser, who, finding her manned by a suspicious crew and well
supplied with firearms, had seized her as a filibuster, and had taken
her into a Cuban port, where she still remained, with her crew in prison
awaiting trial or a tardy release, in case it became inconvenient to
detain them longer.

The other pirate vessel, on which Captain Hagar and his men had been
placed when they were forced to leave the _Dunkery Beacon_, finally
reached Georgetown, British Guiana, where, after a long course of legal
action, it was condemned and sold, and as much of the price as was left
after costs had been paid, was handed over to the owners of the _Dunkery

Among the reasons which made Mrs. Cliff very glad to remain at Plainton
was one of paramount importance. She was now engaged in a great work
which satisfied all her aspirations and desires to make herself able to
worthily and conscientiously cope with her income.

When, after the party on the _Summer Shelter_ had separated at New York,
and the ex-members of the Synod had gone to their homes, Mrs. Cliff and
her party, which included Shirley as well as Captain Horn and his wife,
had reached Plainton, their minds were greatly occupied with the
subject of the loss of the Peruvians' share of the Incas' treasures. It
was delightful for Mrs. Cliff and Willy to reach again their charming
home, and their friends were filled with a pleasure which they could
scarcely express to see and enjoy the beauties and the comforts with
which Mrs. Cliff had surrounded herself; but there was still upon them
all the shadow of that great misfortune which had happened off the
eastern coast of South America.

News came to them of what had been said and done in London, and of what
had been said and done, not only in Peru, but in other states of South
America in regard to the loss of the treasure, but nothing was said of
done in any quarter which tended to invalidate their right to the share
of the gold which had been adjudged to them. The portion of the treasure
allotted to the Peruvian government had been duly delivered to its
agents, and it was the fault of those agents, acting under the feverish
orders of their superiors, which had been the reason of its injudicious
and hasty transportation and consequent loss.

But although the ownership of the treasure which was now in the safe
possession of those to whom it had been adjudged was not considered a
matter to be questioned or discussed, Mrs. Cliff was not satisfied with
the case as it stood, and her dissatisfaction rapidly spread to the
other members of the party. It pained her to think that the native
Peruvians, those who might be considered the descendants of the Incas,
would now derive no benefit from the discovery of the treasure of their
ancestors, and she announced her intention to devote a portion of her
wealth to the interests and advantage of these natives.

Captain Horn was much impressed with this idea, and agreed that if Mrs.
Cliff would take the management of the enterprise into her own hands, he
would contribute largely to any plan which she might adopt for the
benefit of the Peruvians. Edna, who now held a large portion of the
treasure in her own right, insisted upon being allowed to contribute her
share to this object, and Burke and Shirley declared that they would
become partners, according to their means, in the good work.

There was, of course, a great deal of talk and discussion in regard to
the best way of using the very large amount of money which had been
contributed by the various members of the party, but before Captain Horn
and his wife left Plainton everything was arranged, and Mrs. Cliff found
herself at the head of an important and well-endowed private mission to
the native inhabitants of Peru. She did not make immediately a definite
plan of action, but her first steps in the direction of her great object
showed that she was a woman well qualified to organize and carry on the
great work in the cause of civilization and enlightenment which she had
undertaken. She engaged the Reverend Mr. Hodgson and the Reverend Mr.
Litchfield, both young men whose dispositions led them to prefer earnest
work in new and foreign lands to the ordinary labors of a domestic
parish, to go to Peru to survey the scene of the proposed work, and to
report what, in their opinion, ought to be done and how it should be

Mrs. Cliff, now in the very maturity of her mental and physical powers,
felt that this great work was the most congenial task that she could
possibly have undertaken, and her future life now seemed open before her
in a series of worthy endeavors in which her conscientious feelings in
regard to her responsibilities, and her desire to benefit her
fellow-beings should be fully satisfied. As to her fellow-workers and
those of her friends who thoroughly comprehended the nature of the case,
there was a general belief that those inhabitants of Peru who were
rightfully entitled to the benefits of the discovered treasure, would,
under her management and direction of the funds in her hands, receive
far more good and advantage than they could possibly have expected had
the treasure gone to the Peruvian government. In fact, there were those
who said that had the _Dunkery Beacon_ safely arrived in the port of
Callao, the whole of the continent of South America might have been
disturbed and disrupted by the immense over-balance of wealth thrown
into the treasury of one of its states.

It is true that Mrs. Cliff's plans and purposes did not entirely pass
without criticism. "It's all very well," said Miss Nancy Shott to Mrs.
Ferguson one morning when the latter had called upon her with a little
basket of cake and preserves, "for Mrs. Cliff to be sending her money to
the colored poor of South America, but a person who has lived as she has
lived in days gone by ought to remember that there are poor people who
are not colored, and who live a great deal nearer than South America."
Miss Shott was at work as she said this, but she could always talk when
she was working. She was busy packing the California blankets, which
Mrs. Cliff had given her, in a box for the summer, putting pieces of
camphor rolled up in paper between their folds. "If she wanted to find
people to give money to, she needn't hire ministers to go out and hunt
for them. There are plenty of them here, right under her nose, and if
she doesn't see them, it's because she shuts her eyes wilfully, and
won't look."

"But it seems to me, Miss Shott," said Mrs. Ferguson, "that Mrs. Cliff
has done ever so much for the people of Plainton. For instance, there
are those blankets. What perfectly splendid things they are,--so soft
and light, and yet so thick and warm! They're all wool, every thread of
them, I have no doubt."

"All wool!" said Miss Shott. "Of course they are, and that's the trouble
with them. Some of these days they'll have to be washed, and then
they'll shrink up so short that I suppose I'll have to freeze either my
chin or my toes. And as to her giving them to me, 'turn about's fair
play.' I once joined in to give her a pair."

"Oh," said Mrs. Ferguson.

Mr. George Burke was now the only member of our little party of friends
who did not seem entirely satisfied with his condition and prospects. He
made no complaints, but he was restless and discontented. He did not
want to go to sea, for he vowed he had had enough of it, and he did not
seem to find any satisfaction in a life on shore. He paid a visit to his
mother, but he did not stay with her very long, for Plainton seemed to
suit him better. But when he returned to his house in that town, he
soon left it to go and spend a few days with Shirley.

When he came back, Mrs. Cliff, who believed that his uneasy state of
mind was the result of want of occupation and the monotonous life of a
small town, advised him to go out West and visit Captain Horn. There was
so much in that grand country to interest him and to occupy him, body
and mind; but to this advice Mr. Burke stoutly objected.

"I'm not going out there," he said. "I've seen enough of Captain Horn
and his wife. To tell you the truth, Mrs. Cliff, that's what's the
matter with me."

"I don't understand you," said she.

"It's simply this," said Burke. "Since I've seen so much of the Captain
and his wife, and the happiness they get out of each other, I've found
out that the kind of happiness they've got is exactly the kind of
happiness I want, and there isn't anything else--money, or land, or
orange groves, or steamships--that can take the place of it."

"In other words," said Mrs. Cliff, with a smile, "you want to get

"You've hit it exactly," said he. "I want a wife. Of course I don't
expect to get exactly such a wife as Captain Horn has--they're about as
scarce as buried treasure, I take it--but I want one who will suit me
and who is suited to me. That's what I want, and I shall never be happy
until I get her."

"I should think it would be easy enough for you to get a wife, Mr.
Burke," said Mrs. Cliff. "You are in the prime of life, you have plenty
of money, and I don't believe it would be at all hard to find a good
woman who would be glad to have you."

"That's what my mother said," said he. "When I was there she bored me
from morning until night by telling me I ought to get married, and
mentioning girls on Cape Cod who would be glad to have me. But there
isn't any girl on Cape Cod that I want. To get rid of them, I came away
sooner than I intended."

"Well then," said Mrs. Cliff, "perhaps there is some one in particular
that you would like to have."

"That's it exactly," said Burke, "there is some one in particular."

"And do you mind telling me who it is?" she asked.

"Since you ask me, I don't mind a bit," said he. "It's Miss Croup."

Mrs. Cliff started back astonished. "Willy Croup!" she exclaimed. "You
amaze me! I don't think she would suit you."

"I'd like to know why not?" he asked quickly.

"In the first place," said she, "it's a long time since Willy was a

"That's the kind I want," he answered. "I don't want to adopt a
daughter. I want to marry a grown woman."

"Well," said Mrs. Cliff, "Willy is certainly grown. But then, it doesn't
seem to me that she would be adapted to a married life. I am sure she
has made up her mind to live single, and she hasn't been accustomed to
manage a house and conduct domestic affairs. She has always had some
one to depend upon."

"That's what I like," said he. "Let her depend on me. And as to
management, you needn't say anything to me about that, Mrs. Cliff. I saw
her bouncing to the galley of the _Summer Shelter_, and if she manages
other things as well as she managed the cooking business there, she'll
suit me."

"It seems so strange to me, Mr. Burke," said Mrs. Cliff, after a few
moments' silence. "I never imagined that you would care for Willy

Mr. Burke drew himself forward to the edge of the chair on which he was
sitting, he put one hand on each of his outspread knees, and he leaned
forward, with a very earnest and animated expression on his countenance.
"Now, look here, Mrs. Cliff," he said, "I want to say something to you.
When I see a young woman, brought up in the very bosom of the Sunday
school, and on the quarter deck of respectability, and who never,
perhaps, had a cross word said to her in all her life, or said one to
anybody, judging from her appearance, and whose mind is more like a
clean pocket-handkerchief in regard to hard words and rough language
than anything I can think of;--when I see that young woman with a
snow-white disposition that would naturally lead her to hymns whenever
she wanted to raise her voice above common conversation,--when I see
that young woman, I say, in a moment of life or death to her and every
one about her, dash to the door of that engine room, and shout my orders
down to that muddled engineer,--knowing I couldn't leave the wheel to
give them myself,--ramming them into him as if with the point of a
handspike, yelling out everything that I said, word for word, without
picking or choosing, trusting in me that I knew what ought to be said in
such a moment, and saying it after me, word for word, cursing, swearing,
slamming down oaths on him just as I did, trusting in me all the time as
to what words ought to be used, and just warming up that blasted
engineer until sense enough came to him to make him put out his hand and
back her,--then, Mrs. Cliff, I know that a woman who stands by me at a
time like that will stand by me at any time, and that's the woman I want
to stand by. And now, what have you got to say?"

"All I have to say," answered Mrs. Cliff, who had been listening
intently to Mr. Burke's extraordinary flow of words, "all I have to say
is, if that's the way you think about her, you ought to speak to her."

"Madam," said Burke, springing to his feet, "that suits me. I would have
spoken to her before, but I had my doubts about what you'd think of it.
But now that I see you're willing to sign the papers, what I want to
know is, where will I be likely to find Miss Croup?"

Mrs. Cliff laughed. "You are very prompt," said she, "and I think you
will find Willy in the little parlor. She was sewing there when I saw
her last."

In less than a minute Mr. Burke stood before Willy Croup in the little
parlor. "Miss Croup," said he, "I want to ask you something."


"What is it?" said Willy, letting her work drop in her lap.

"Miss Croup," said he, "I heard you swear once, and I never heard
anybody swear better, and with more conscience. You did that swearing
for me, and now I want to ask you if you will be willing to swear for me

"No," said Willy, her cheeks flushing as she spoke, "no, I won't! It was
all very well for you to tell me that I didn't do anything wrong when I
talked in that dreadful way to Mr. Maxwell, and for you to get the
ministers to tell me that as I didn't understand what I was saying, of
course there was no sin in it; but although I don't feel as badly about
it as I did, I sometimes wake up in the night and fairly shiver when I
think of the words I used that day. And I've made up my mind, no matter
whether ships are to be sunk or what is to happen, I will never do that
thing again, and I don't want you ever to expect it of me."

"But, William Croup," exclaimed Mr. Burke, forgetting in his excitement
that the full form of her Christian name was not likely to be masculine,
"that isn't the way I want you to swear this time. What I want you to do
is, to stand up alongside of me in front of a minister and swear you'll
take me for your loving husband to love, honor, and protect, and all the
rest of it, till death do us part. Now, what do you say to that?"

Willy sat and looked at him. The flush went out of her cheeks, and then
came again, but it was a different kind of a flush this time, and the
brightness went out of her eyes, and another light, a softer and a
different light, came into them. "Oh! Is that what you want?" she said,
presently. "I wouldn't mind that."


       *       *       *       *       *

Novels and Short Stories




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achievement, the least of which would be riches from another hand."--W.
D. Howells, in _Harper's Magazine_.



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A novel unlike any that has hitherto appeared from this popular writer's
pen. It is a romance of the most adventurous kind, whose events, born of
Mr. Stockton's imagination, are wholly extraordinary, and yet, through
the author's ingenuity, appear altogether real. That Captain Horn's
adventures are varied may be inferred from the fact that they extend
from Patagonia to Maine and from San Francisco to Paris, and include the
most remarkable episodes and marvelous experiences--all of which are
woven together by the pleasing thread of a love-story, and brightened by
the gleam of Mr. Stockton's fanciful humor.


     "Mr. Stockton, more, perhaps, than any recent writer, has helped to
     define the peculiar virtues of the short story. He has shown how
     possible it is to use surprise as an effective element, and to make
     the turn of a story rather than the crisis of a plot account for
     everything. It may be said in general that Mr. Stockton does not
     rely often upon a sudden reversal at the end of a story to capture
     the reader, but gives him a whimsey or caprice to enjoy; while he
     works out the details in a succession of amusing turns."--_The
     Atlantic Monthly._

_New Uniform Edition of the following Volumes:_


And Other Stories. 12mo, $1.25.

"His stories are characterized by the oddity and drollery which
distinguish Mr. Stockton's from that of the ordinary
humorists."--_Charleston News and Courier._


12mo, $1.25.

"We can assure prospective readers that their only regret after
finishing the book will be that never again can they hope for the
pleasure of reading it for the first time."--_The Critic._


12mo, paper, 60 cents; cloth, $1.25.

"Humor like this is perennial."--_Washington Post._


And Other Stories. 12mo, paper, 50 cents; cloth, $1.25.

"It will be eagerly sought by all old friends of Pomona and Jonas and
the other characters who have so delighted the numberless readers of
'Rudder Grange.'"--_The Outlook._


And Other Stories. 12mo, paper, 50 cents; cloth, $1.25.

"His unique stories always hit the mark. But 'The Lady, or the Tiger?'
was a shaft condensed from the entire Stocktonese."--_Century Magazine._


And Other Stories. 12mo, paper, 50 cents; cloth, $1.25.

"With the charm of a most delicate humor, his stories become
irresistibly attractive."--_Philadelphia Times._


And Other Fanciful Tales. 12mo, $1.25.

"It would be idle to describe the fanciful humor of these stories. To
read them is simple recreation."--_London Athenæum._


His Adscititious Experiences. With Other Stories. 12mo, paper, 50 cents;
cloth, $1.25.

"A collection of inimitable tales. The writer's whimsical humor and
inventive genius find fitting scope in the title story."--_Boston


12mo, $1.25.

"A very pretty story, tender, and full of gentle humor."--_Philadelphia

[asterism] The set, nine volumes, 12mo, $11.50.

Mr. Stockton's Books For The Young

"His books for boys and girls are classics."--_Newark Advertiser._

BLASHFIELD, ROGERS, BEARD, and others. Square 8vo, $1.50.

Square 8vo, $2.00.

THE STORY OF VITEAU. Illustrated by R. B. BIRCH. 12mo, $1.50.

A JOLLY FELLOWSHIP. With 20 illustrations. 12mo, $1.50.


THE TING-A-LING TALES. Illustrated. 12mo, $1.00.

8vo, $1.50.

TALES OUT OF SCHOOL. With nearly 200 illustrations. Square 8vo, $1.50.




[Illustration: JONE AND POMONA.]

A Series of Letters to the Mistress of Rudder Grange from her Former
Handmaiden. Fully illustrated by A. B. FROST. 12mo, $2.00.

"It forms one of the most delightful books Mr. Stockton has ever
written. It is capital reading, and will more firmly establish Mr.
Stockton in his place with Bret Harte among contemporary American
writers. Mr. Frost's pictures are all admirable."--_New York Times._

"It will be remembered that Pomona married a certain Jonas, a young man
of eccentric ways and dry humor. They make a journey abroad, and their
experiences are as enjoyable as those of the days at Rudder Grange. The
book is capitally illustrated."--_Boston Transcript._


With over 100 illustrations by A. B. FROST. 12mo, gilt top, $2.00.

"It is possible that there are readers and buyers of books who have yet
to make the acquaintance of 'Rudder Grange.' If so, it is hard to tell
whether they are objects of pity or envy--pity for having lost so much
enjoyment, or envy for the pleasure that is still in store for
them."--_Philadelphia Times._

"Mr. Frost's suggestive illustrations add greatly to the attractiveness
of Mr. Stockton's famous story. He has caught the spirit of the book,
and sketched its leading characters and scenes with rare
humor."--_London Literary World._

[asterism] _The above two books, handsomely bound in uniform style, with
special cover designs by A. B. Frost, gilt top, 12mo, in a box, $4.00._

[Illustration: RUDDER GRANGE.]


153-157 Fifth Avenue, New York

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